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YES BANK Online Loans - A Loan For All your Needs

YES BANK offers you a wide range of loans that will fulfill your every wish whether it is moving into your new home, buying your dream car, growing your business manifold or treating your family with the perfect vacation. What are you waiting for? Say YES to all your dreams now with minimal paperwork, easy application processing and 1 min In-Principle Loan Approval

Consumer Loans

PERSONAL LOAN

  • Loan up to INR 40 Lakhs
  • Interest Rates starting from 10.99%
  • Part Payment facility available
  • Tenure up to 60 months

Car Loan

  • Upto 100% funding on the On-Road Cost of the Car

  • Loan tenure offered upto 84 months

  • Flexible repayment options like Step-Up EMI and balloon schemes

TWO-WHEELER LOAN

  • Upto 85 % funding on the On-Road Cost
  • Loan tenure offered upto 60 months
  • Attractive Interest Rate offers

LOAN AGAINST SECURITIES

  • Pay interest only on what you consume*
  • High Loan to Value of securities (50-90%)
  • Instant Liquidity
  • No Pre-Payment Charges

LOAN AGAINST PROPERTY

  • Maximum Loan to Value up to 85%*
  • Tenure of up to 15 years*
  • Pay interest only on what you consume*

HOME LOAN

  • Loan amount up to INR 5 Cr

  • Smaller EMIs with loan tenure upto 35 yrs

  • Customised offerings for Self-Employed customers

GOLD LOAN

  • Interest Rates starting from 12%
  • Same Day Loan Disbursal
  • Processing fee of 0.49%
  • Term Loan - 6 to 36 months

BUSINESS LOAN

  • Longer Tenure with lower EMI
  • Higher Loan amount
  • 0.50% off on Rack Rate for both IRR and PF

YES KHUSHI AFFORDABLE HOME LOAN

  • Minimum INR 9000/- family income
  • Minimal or no formal income documents
  • Avail subsidy benefits up to 2.67 Lacs under PMAY*

Commercial Loans

COMMERCIAL VEHICLE LOAN

  • Loans up to 100% on asset cost
  • Repayment tenure up to 60 months
  • Option of Body funding
  • Over draft facility

CONSTRUCTION EQUIPMENT LOAN

  • Loans up to 95% on asset cost
  • Repayment tenure up to 60 months
  • Flexible financing solutions

HEALTHCARE & PRINTING EQUIPMENT

  • Loan Amount from up to INR 15 Cr
  • Tenure up to 84 months

LOAN AGAINST PROPERTY

  • Maximum Loan to Value up to 85%*
  • Tenure of up to 15 years*
  • Pay interest only on what you consume*

BUSINESS LOAN

  • Longer Tenure with lower EMI
  • Higher Loan amount
  • 0.50% off on Rack Rate for both IRR and PF

SME Loans

Scorecard Based Lending

  • For Trading, Manufacturing & Services Business
  • Turnover based lending approach
  • Flexible collateral requirement

SMART OVERDRAFT

  • Capital Limit up to INR 1.5 Cr
  • No Balance Sheet required
  • Easy Credit Assessment

Smart Edge

  • SMEs in Trading, Manufacturing & Services
  • Flexible Collateral
  • Preferential Pricing

COMMODITY FINANCE AGAINST AGRICULTURAL COMMODITIES

  • Ideal for Farmers
  • Credit Facility
  • Quick Sanction

YES GST

  • Overdraft up to INR 1 Cr. basis GST returns

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