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Sustainable Investment Banking

A conscious effort at promoting potential sunrise sectors with Private Equity investors playing an important role in the sustainability space

Sustainable Investment Banking (SIB)

SIB is the Bank's specialised Investment Advisory for Sustainable Ventures commanding expertise in the areas of:

(i) Alternate Energy & Environment Advisory and

(ii) Social Enterprises & Rural Advisory.

The team is one of the few specialized Investment Banking divisions actively involved in supporting initiatives on Renewable Energy, Clean Technology and Socially Sustainable Sectors (broadly defined as Healthcare, Education, Livelihood Creation, Water and Sanitation, etc.). The SIB group also acts as the Exclusive Country Advisor for the Global Environment Fund, USA (GEF) one of the largest and oldest private equity firms focused on investing in the environmental space. Recognising the importance of a global approach to sustainability and the potential for cross-border deal flow, SIB has developed international alliances and now acts as the Exclusive Country Advisor for clients of Cleantech Australasia, New Equity Services (Israel) and Lahti Science and Business Park (Finland).

Private Equity

As India fast becomes the most favoured emerging market for foreign investments, the economic, political and regulatory climate for private equity investors has become encouraging. The Bank makes conscious efforts to promote sunrise sectors with high growth potential. The Private Equity team makes investments in the sustainability space and is currently sponsoring a USD 200 mn South Asia Clean Energy Fund (SACEF) in collaboration with the Global Environment Fund, USA (GEF).

Financial Inclusion

Financial Inclusion has been one of the most critical developmental goals for India, with the first belief that greater participation of unbanked and under-banked Indians in the economy would not only lead to inclusive growth but also achieve greater social justice. YES BANK, in its 12 years of achieving institutional excellence, has steadfastly focused on ‘inclusive growth’ of ‘emerging India’ through innovative product & services for rural and urban India and is forging key partnerships to amplify its impact. Through its specialized Business Unit – Inclusive and Social Banking (ISB), the Bank has adopted the guiding principle of Frugal Innovations for Financial Inclusion (FI4FI) to systematically leverage ICT and frugal business models to offer focused financial solutions catering to the underbanked and unbanked population in India. Through the ISB, YES BANK offers solutions that include direct micro-credit, micro saving and micro insurance and remittance services across various geographical and socioeconomic contexts in India.

YES BANK has also obtained a USD 220 Million Loan from Asian Development Bank to further its initiatives and finance working capital and investment loans targeted towards small farm households and rural women in Self Help Groups (SHGs). Some of the key initiatives undertaken by YES BANK to promote financial inclusion included YES LEAP – product suite for SHGs, YES JLG – for Joint Liability Groups and YES MONEY – Domestic Remittance service.

In March 2016, the Bank raised USD 50 Million from IFC, a member of the World Bank Group, for a tenor of up to six years. The loan will be used by the Bank to augment financing towards women-led micro, small, and medium enterprises (MSMEs).  This project is part of the Women Entrepreneurs Opportunity Facility (WEOF), the first-of-its-kind global facility dedicated to expanding access to capital for approximately 100,000 women entrepreneurs. Launched by IFC, through its Banking on Women program, and Goldman Sachs 10,000 Women in 2014, this facility will play a significant role in strengthening the entrepreneurial ecosystem for women, directly impacting livelihoods, in the Indian economy.

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