YES Digital Savings Account - Rates & Charges
The rates and charges for all products, accounts and programmes of YES BANK are provided in the below sections. To get a quick glance of all rates and charges Click here.
Yes Digital Savings Account - Rates & Charges
Yes Digital Salary Account - Rates & Charges
NRI-Global Indian Banking
Interest Rates on Savings Account
Savings Account Smart Salary SOC (Effective 1st June 2019)
Basic Savings Bank Deposit Account
Schedule of Charges for Demat Account - Effective from August 1, 2020
Savings Account – Institution
Foreign Exchange And Remittance Services
Archived SOC
YES Prosperity Savings Account w.e.f 1st February, 2020
Basic Savings Bank Deposit Account w.e.f 1st July, 2019
YES Prosperity Savings Account w.e.f 1st October, 2019
YES Prosperity Savings Account w.e.f 1st July, 2019
YES Prosperity Savings Account w.e.f. 1st Jun 2019
Yes Prosperity Savings Account w.e.f. 1st March 2018
Yes Prosperity Savings Account w.e.f. 1st February 2018
Yes Prosperity Savings Account w.e.f. 1st December 2016
Smart Salary Advantage Effective October 1, 2012
Basic Savings Bank Deposit Account – Salary
Basic Savings Bank Deposit Account w.e.f. 1st Jun 2019
Basic Savings Bank Deposit Account w.e.f. 1st February 2018
Basic Savings Bank Deposit Account
Basic Savings Account SOC (erstwhile No Frills) - Effective August 12, 2013
Basic Savings Account - Smart Salary (erstwhile No Frills for Smart Salary) - Effective August 12, 2013
Smart Salary Exclusive Effective October 1, 2012
No Frills for Smart Salary Effective May 1, 2012
Schedule of Charges Savings Value Effective October 1, 2012
Schedule of Charges Savings Advantage Effective October 1, 2012
Schedule of Charges Savings Advantage Effective April 1, 2011
Schedule of Charges Savings Select - Effective October 1, 2012
Schedule of Charges Savings Select - Effective April 1, 2011
Schedule of Charges Savings Exclusive Effective November 1, 2012
Schedule of Charges Savings Exclusive Effective April 1, 2011
Schedule of Charges My First YES Account - Savings Account Effective October 1, 2012
Schedule of Charges Jiyo Fit Savings Account Effective January 1, 2013
Schedule of Charges Jiyo Fit Savings Exclusive Account Effective October 1, 2012
Schedule of Charges Senior Citizen Savings Account Effective May 1, 2012
Schedule of Charges Senior Citizen Savings Account Effective April 1, 2011
Individual-YES Vijay 2011
Domestic and NRO - Fixed Deposit Interest Rates
Fixed Deposit Interest Rates (% P.A)** for < 2 Crore w.e.f 08th December, 2020 |
||||
Regular |
Annualised Yield^ | Senior Citizens*** |
Annualised Yield^ |
|
Tenure |
Interest Rates |
Interest Rates | Interest Rates |
Interest Rates |
7 to 14 days |
3.50% |
3.50% | 4.00% |
4.00% |
15 to 45 days |
4.00% |
4.00% | 4.50% |
4.50% |
46 to 90 days |
4.50% |
4.50% | 5.00% |
5.00% |
3 months to < 6 months |
5.00% |
5.00% | 5.50% |
5.50% |
6 months to < 9 months |
5.50% |
5.54% | 6.00% | 6.04% |
9 months to < 1 Year | 5.75% | 5.83% | 6.25% | 6.35% |
*Special Rates |
||||
1 years < 2 years |
6.50% |
6.66% | 7.00% |
7.19% |
2 years < 3 years |
6.50% |
6.66% | 7.00% |
7.19% |
3 Years to <= 10 years* |
6.75% |
6.92% | 7.50% |
7.71% |
** Interest rates are subject to change at the sole discretion of the Bank.
*** Senior Citizen rates are applicable only for Domestic Deposits
^Annualized yields published, compounded quarterly.
Note:
Premature Penalty on Fixed Deposits:
With effect from 5th July, 2019 Premature Withdrawal Penalty shall be applicable when a FD is either prematurely withdrawn or closed after it has run for a period of 182 days and above.
Penalty Structure for Fixed Deposits with value less than 5 Cr:
Tenure of Fixed Deposit (Completed) |
Penalty |
Less than equal to 181 days |
Nil |
182 days and above |
0.50% |
Premature withdrawal penalty shall be applicable on all fresh and auto renewed FDs booked on/ after 5th July, 2019 for fixed deposit value less than INR 5 Crs.
Key Points:
Premat penalty will be applicable to all types of customer. (eg: Individual, Non Individual, Senior Citizen, Staff etc.)
Premature FD withdrawal penalty interest will be charged for partial as well as full withdrawal include sweep in cases.
Penalty for premature withdrawal will not be applicable on FDs booked/prematurely withdrawn within a tenure 7-181 days.
Penalty for premature withdrawal is not applicable on FCNR and RFC deposits.
For values >= 5 Crs, existing penalty structure shall continue at 0.25% for all tenure & value buckets.
Individual - Resident Recurring Deposit
D. Resident RD |
Resident Recurring Deposit rates w.e.f 08th December, 2020* |
|
Tenure |
Interest Rate (per annum) |
**Senior Citizen Rate (per annum) |
6 Months |
5.50% |
6.00% |
9 Months |
5.75% |
6.25% |
12 Months |
6.50% |
7.00% |
15 Months |
6.50% |
7.00% |
18 Months |
6.50% |
7.00% |
21 Months |
6.50% |
7.00% |
24 Months |
6.50% |
7.00% |
27 Months |
6.50% |
7.00% |
30 Months |
6.50% |
7.00% |
33 Months |
6.50% |
7.00% |
3 years upto 10 Years |
6.75% |
7.50% |
* Interest Rates for installments upto INR 1.99 Cr per month
^Rates are subject to change from time to time at the sole discretion of YES BANK
Individual-Health Care Financing
YES Prosperity Credit Cards (Rewards, Rewards Plus, Cashback, Cashback Plus & Edge)
YES BANK MULTI CURRENCY TRAVEL CARD (MCTC)
Collection Current account
TradeBiz Current Account
YES FIRST Business Programme
YES Premia Current Account
Edge Business, Prime Business, Exclusive Business
Schedule of Charges for Current Account w.e.f 1st February 2021
Schedule of Charges for Current Account w.e.f 1st January 2020
Schedule of Charges for Current Account w.e.f 1st November 2019
Schedule of Charges for Current Account w.e.f 1st July, 2019
Schedule of Charges for Current Account (w.e.f. 1st February 2018)
Schedule of Charges for Current Account (w.e.f. 1st February 2016)
Xtra Gain Business
Business Banking Current Account
Schedule of Charges for Business Banking Current Account w.e.f 1st April, 2020
Schedule of Charges for Business Banking Current Account w.e.f 1st July, 2019
Schedule of Charges for Business Banking Current Account
Schedule of Charges for Business Banking Current Account w.e.f 1st October, 2012
Schedule of Charges for Current Account
Schedule of Charges for Current Account (w.e.f. 1st July 2019)
Schedule of Charges for Current Account (w.e.f. 1st February 2018)
Merchant Acquiring POS (with immediate effect)
YES HeadSTART-UP Current Account
YES PRAGATI Current Account
YES PRAGATI Schedule of Charges Effective 1st February 2021
YES PRAGATI Schedule of Charges Effective 1st April 2020
YES PRAGATI Schedule of Charges Effective 1st January 2020
YES PRAGATI Schedule of Charges Effective 1st November 2019
YES PRAGATI Schedule of Charges Effective 1st February 2018
YES PRAGATI Current Account (Applicable only for RIBB Branches) w.e.f. 1st August, 2016
Trade Finance and Services
Current Account - Institution
Schedule of charges Current Account – Institution Effective 1st April 2020
Schedule of charges Current Account – Institution Effective 1st January 2020
Schedule of charges Current Account – Institution Effective September 1, 2019
Schedule of charges Current Account – Institution Effective September 1, 2019
Schedule of charges Current Account – Institution Effective February 1, 2018
Schedule of charges Current Account – Institution Effective December 1, 2013
Channel Finance Dealer Current Account
Archived SOC
Current Account 500 (Business Elite*)-w.e.f 1st May 2011
Current Account 500 (Business Elite*)-w.e.f 1st Aug 2013
Current Account 500 (Business Elite*)-w.e.f 1st Dec 2013
Current Account Trade--w.e.f 1st May 2011
Current Account Trade--w.e.f 1st Aug 2013
Current Account Trade--w.e.f 1st Dec 2013
Current Account Smart Trade-w.e.f 1st May 2011
Current Account Smart Trade -w.e.f 1st Aug 2013
Current Account Smart Trade-w.e.f 1st Dec 2013
Current Account 70 (Business Benefit*)-w.e.f 1st May 2011
Current Account 70 (Business Benefit*)-w.e.f 1st Aug 2013
Current Account 70 (Business Benefit*)-w.e.f 1st Dec 2013
Current Account 10 (Business Value*) w.e.f 1st May 2011
Current Account 10 (Business Value*) w.e.f 1st Aug 2013
Current Account 10 (Business Value*) w.e.f 1st Dec 2013
Current Account 10 (Business Value*)
Current Account 30 (Business Growth*)
Current Account 70 (Business Benefit*)
Current Account 200 (Business Edge*)
Current Account 500 (Business Elite*)
Current Account 10 (Business Value*)
Current Account 30 (Business Growth*)
Current Account 70 (Business Benefit*)
Current Account 200 (Business Edge*)
Current Account 500 (Business Elite*)
Current Account TradeCurrent Account Smart Trade
Current Account 10 (Business Value*)
Current Account 30 (Business Growth*)
Current Account 70 (Business Benefit*)
Current Account 200 (Business Edge*)
Corporate Current Account