English
Yes Prosperity Savings Account w.e.f. 1st March 2018
Yes Prosperity Savings Account w.e.f. 1st February 2018
Yes Prosperity Savings Account w.e.f. 1st December 2016
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Rates and Charges
The rates and charges for all products, accounts and programmes of YES BANK are provided in the below sections. To get a quick glance of all rates and charges Click here.
Accounts
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Yes Prosperity Savings Account
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Interest Rates on Savings Account
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Savings Account Smart Salary SOC (Effective 1st August 2016)
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Savings Account Smart Salary SOC (Effective 1st May 2016)
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Savings Account Smart Salary SOC (Effective 1st Jan 2016)
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Basic Savings Bank Deposit Account
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Schedule of Charges for Demat Account - Effective 30th November 2018
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Basic Savings Account SOC (erstwhile No Frills)
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Basic Savings Account - Smart Salary
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Savings Account 5 (Savings Value*)
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Savings Account 10 (Savings Advantage*)
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Savings Account 25 (Savings Select*)
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Savings Account 100 (Savings Exclusive*)
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Savings Account Trust
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Savings Account Senior Citizen
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My First YES Account
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JiyoFit Exclusive
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Individual-YES Vijay 2011
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Domestic and NRO - Fixed Deposit Interest Rates
English
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Fixed Deposit Interest Rates (% P.A)** for < Rs.1 Crore w.e.f. 17th Oct 2018 |
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Regular |
Annualised Yield^ | Senior Citizens*** |
Annualised Yield^ |
|
|
Tenure |
Interest Rates |
Interest Rates | Interest Rates |
Interest Rates |
|
7 to 45 days |
5.00% |
5.00% | 5.50% |
5.50% |
|
46 to 90 days |
7.00% |
7.00% | 7.50% |
7.50% |
|
3 months to < 6 months |
6.90% |
6.90% | 7.40% |
7.40% |
|
6 months to < 9 months |
7.10% |
7.16% | 7.60% |
7.67% |
|
9 months to < 1 Year |
7.00% |
7.12% | 7.50% | 7.64% |
| 1 Years to <= 10 years* | 7.25% | 7.45% | 7.75% | 7.98% |
|
*Special Rates |
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12 Months 10 Days to |
7.50% |
7.71% | 8.00% |
8.24% |
|
18 Months 8 Days to |
7.85% |
8.08% | 8.35% |
8.62% |
|
36 Months 10 Days to |
7.50% |
7.71% | 8.00% |
8.24% |
** Interest rates are subject to change at the sole discretion of the Bank.
*** Senior Citizen rates are
applicable only for Domestic Deposits
^Annualized yields published, compounded quarterly.
Note:
- For reference purpose interest rate slabs considered are 3 months = 91 days; 6 months = 181 days; 9 months =272 days
- Actual Number of days will be calculated at the time of booking
- For less than 1 year deposit, please mention tenure in days
- Reinvestment is available for minimum tenure of 6 months 1 day (actual number of days in the month)
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Individual - Resident Recurring Deposit
English
|
D. Resident RD |
Resident Recurring Deposit rates w.e.f 17th Oct 2018 |
|
|
Tenure |
Interest Rate (per annum) |
**Senior Citizen Rate (per annum) |
|
6 Months |
7.10% |
7.60% |
|
9 Months |
7.00% |
7.50% |
|
12 Months |
7.25% |
7.75% |
|
15 Months |
7.25% |
7.75% |
|
18 Months |
7.25% |
7.75% |
|
21 Months |
7.25% |
7.75% |
|
24 Months |
7.25% |
7.75% |
|
Above 2 years upto 10 Years |
7.25% |
7.75% |
**Only Senior Citizens are eligible for higher rate of interest
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Individual-Health Care Financing
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YES Prosperity Credit Cards (Rewards, Rewards Plus, Cashback, Cashback Plus & Edge)
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YES BANK MULTI CURRENCY TRAVEL CARD (MCTC)
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YES FIRST Business Programme
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Edge Business, Prime Business, Exclusive Business
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Schedule of Charges for Current Account (w.e.f. 1st February 2018)
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Schedule of Charges for Current Account (w.e.f. 1st May 2016)
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YES HeadSTART-UP Current Account
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YES PRAGATI Current Account
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Trade Finance and Services
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Schedule of Charges for Current Account (w.e.f. 1st December 2013)
English
Current Account 10 (Business Value*)
Current Account 30 (Business Growth*)
Current Account 70 (Business Benefit*)
Current Account 200 (Business Edge*)
Current Account 500 (Business Elite*)
*Revised product name w.e.f March 1, 2015
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Schedule of Charges Current Account 2012
English
Current Account SOC (Effective 1st October 2012)
Current Account 10 (Business Value*)
Current Account 30 (Business Growth*)
Current Account 70 (Business Benefit*)
Current Account 200 (Business Edge*)
Current Account 500 (Business Elite*)
Current Account TradeCurrent Account Smart Trade
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Schedule of Charges Current Account 2011
English
Current Account SOC (Effective 1st April 2011)
Current Account 10 (Business Value*)
Current Account 30 (Business Growth*)
Current Account 70 (Business Benefit*)
Current Account 200 (Business Edge*)
Current Account 500 (Business Elite*)
Current Account LAS Equity
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Current Account 10 (Business Value*)
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Current Account 30 (Business Growth*)