platforms & solutions
Experienced and dedicated Relationship Manager as a single point of contact for your individual, family and business accounts.
Dedicated Relationship Manager
Complimentary YES Premia accounts for your family members and businesses, with access to program benefits and a dedicated Relationship Manager for the entire family.
YES Premia family banking
Waiver of transaction charges on a wide range of banking services such as free NEFT, RTGS & IMPS transactions, free UPI transactions, unlimited free ATM transactions at YES BANK and other bank domestic ATMs* and more.
*For more details, please refer to the schedule of charges on the website
Hassle free banking
Customized solutions to support your financial requirements by a team of experts who bring with them knowledge and experience across loans, trade & forex and wealth management
Support from a team of experts
Experience the convenience of banking from the safety of your home with doorstep banking services*
*Terms & conditions apply
Doorstep banking services
Get in touch with us anytime, anywhere through our 24*7 YES TOUCH PhoneBanking number 1800 1200 (toll free from mobiles & landlines in India) or +91 22 3099 3600 (From outside India*)
*Customers from specific countries may call us on the following numbers: 1833 380 0149 (USA), 1833 491 0559 (CANADA), 800 048 9153 (UK), 8000 3570 2510 (UAE)
24*7 customer care helpdesk
Dedicated email id firstname.lastname@example.org to cater to all your banking needs
Exclusive touch point
Enjoy attractive interest rates and charge waivers across services on your YES Premia Savings Account
Benefit from a wide range of YES BANK fixed deposits with superior rate of interest to provide a strong sense of security and higher interest rate for senior citizens
*Interest rates are subject to change at the sole discretion of the bank
Superior interest rates on YES BANK fixed and recurring Deposits
Enjoy easy liquidity without breaking your Fixed Deposits with overdraft against Fixed Deposits.
Overdraft facility against deposits
Avail complimentary locker facility for the first year* and lifetime discount of 20% thereafter, on all locker rentals.
*Terms & conditions apply
Exclusive offer on Locker facility
Open a free demat account with 100% waiver on annual maintenance charges for the 1st year and 50% discount from 2nd year onwards. Also, enjoy nil account opening charges and preferential brokerage rates on YES SECURITIES account, along with free brokerage on trades up to INR 10 Lakhs*
*Terms & conditions apply
Solutions for your trading requirements
- Grow or manage your wealth with investment solutions encompassing Mutual Funds, Bonds, Portfolio Management Services (PMS) and Alternate Investment Funds (AIFs).
- Invest with MFOnline, which is a one stop solution for all your investments.
- Enjoy free monthly economic overview of macro-global developments and domestic markets
Tailor - made investment solutions
Secure your personal as well as your family’s dreams and future with a complete suite of third party products that cover all your insurance needs. Products range across Life Insurance: Growth Plan, Retirement Plan, Child Plan, Protection Plan and General Insurance: Health Insurance, Home Insurance, Motor Insurance & Travel Insurance.
Insurance for your personal security
Enjoy preferential rates over a wide range of loan products exclusively for YES Premia customers. Avail retail loan offerings across Home Loan, Personal Loan, Auto Loan, Loan Against Securities and Loan Against Property*
*Loans at sole discretion of YES BANK. The bank may engage the services of agents under contract / service agreement in sales and marketing of its financial product. Terms and Conditions apply.
Retail loan offerings
- Waiver of Elevate Debit Card annual fee of INR 1,249 per annum
- Exclusive Welcome offer worth INR 16000 to enrich your shopping experience
- Complimentary access to domestic airport lounges
- Exclusive Golf Privileges & Special offers on Fine Dining, Shopping, Travel, Entertainment and more
- 50% discount of up to INR 300 on movie tickets, up to INR 200 off on food combos & up to INR 500 on non-movie tickets through BookMyShow
Terms & Conditions apply
Elevate Debit Card Benefits
-Enhanced daily limits
Cash withdrawal: INR 1 Lakh
Domestic purchase limit: INR 3 Lakhs
-Instant savings via fuel surcharge waiver at fuel stations across India
-Cross currency markup of only 3%
-Reward points on domestic and international spends
Terms and conditions apply
Elevate Debit Card transaction limits & pricing
Higher Insurance coverage offering enhanced security*
- Lost Card Liability Protection up to INR 3 Lakhs
- Purchase Protection Insurance up to INR 25 K
- Personal Accident Insurance up to INR 10 L**
- Air Accident Death Insurance up to INR 50 L
*Terms & conditions apply.
**There should be minimum one purchase transaction of INR 1,000 or more within 30 days prior to date of demise to be eligible for the complimentary Personal/Air Accident coverage.
Elevate Debit Card insurance coverage
Digital NetBanking platform that provides you with a host of banking services that you can conveniently avail from the comfort of your home or office
On-the-go mobile application that comes packed with a host of exciting features
Easy, fast and secure online money transfer option to India from Australia, UK, Singapore, Canada, UAE and Switzerland.
Artificial intelligence-enabled personal banking chatbot, to help you with all the financial and non-financial transactions 24x7
India’s 1st ever AI-enabled 24x7 personal banking assistant which offers you host of banking services on a faster, convenient, and secure platform to manage your banking needs from the comfort and safety of your home.
One stop mobile application to manage various payment modes such as Wallet, UPI, Credit Card, Virtual Cards and facilitate seamless payments.
YES Pay Wallet
The feature-packed YES Premia program is available to all our customers maintaining any of the following criteria at a family level:
- Average monthly balance (AMB)1 of INR 2 Lakhs and above across savings and current account
- Net Relationship Value (NRV)2 of INR 10 Lakhs and above
- Net salary credit3 of INR 1.5 Lakhs and above per month in YES Premia Salary Account
1 Average Monthly Balance (AMB): Average of Daily Closing Balance for the Month = Summation of daily closing balance/Actual no. of calendar days in the month
2 Net Relationship Value (NRV) will be calculated by aggregating the Average Monthly Balance across Savings and Current Accounts, Fixed Deposits value, Mutual Funds, Insurance Premium paid, 10% of value disbursed for Loans Against Securities/Loans Against Property/Home Loans and 25% of demat holding with YES BANK
3 Only for customers opening Salary Account
OPEN YES PREMIA ACCOUNT
To apply, provide the below details: