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Experienced and dedicated Relationship Manager as a single point of contact for your individual, family and business accounts.

Dedicated Relationship Manager

Complimentary YES Premia accounts for your family members and businesses, with access to program benefits and a dedicated Relationship Manager for the entire family.

YES Premia family banking

Waiver of transaction charges on a wide range of banking services such as free NEFT, RTGS & IMPS transactions, free UPI transactions, unlimited free ATM transactions at YES BANK and other bank domestic ATMs* and more.


*For more details, please refer to the schedule of charges on the website

Hassle free banking

Customized solutions to support your financial requirements by a team of experts who bring with them knowledge and experience across loans, trade & forex and wealth management

Support from a team of experts

Experience the convenience of banking from the safety of your home with doorstep banking services*


*Terms & conditions apply

Doorstep banking services

Get in touch with us anytime, anywhere through our 24*7 YES TOUCH PhoneBanking number 1800 1200 (toll free from mobiles & landlines in India) or +91 22 3099 3600 (From outside India*)


*Customers from specific countries may call us on the following numbers: 1833 380 0149 (USA), 1833 491 0559 (CANADA), 800 048 9153 (UK), 8000 3570 2510 (UAE)

24*7 customer care helpdesk

Dedicated email id to cater to all your banking needs

Exclusive touch point

Enjoy attractive interest rates and charge waivers across services on your YES Premia Savings Account

Savings Account

Benefit from a wide range of YES BANK fixed deposits with superior rate of interest to provide a strong sense of  security and higher interest rate for senior citizens


*Interest rates are subject to change at the sole discretion of the bank

Superior interest rates on YES BANK fixed and recurring Deposits

Enjoy easy liquidity without breaking your Fixed Deposits with overdraft against Fixed Deposits.

Overdraft facility against deposits

Avail complimentary locker facility for the first year* and lifetime discount of 20% thereafter, on all locker rentals.


*Terms & conditions apply

Exclusive offer on Locker facility

Open a free demat account with 100% waiver on annual maintenance charges for the 1st year and 50% discount from 2nd year onwards. Also, enjoy nil account opening charges and preferential brokerage rates on YES SECURITIES account, along with free brokerage on trades up to INR 10 Lakhs*


*Terms & conditions apply

Solutions for your trading requirements

- Grow or manage your wealth with investment solutions encompassing Mutual Funds, Bonds, Portfolio Management Services (PMS) and Alternate Investment Funds (AIFs).

- Invest with MFOnline, which is a one stop solution for all your investments.

- Enjoy free monthly economic overview of macro-global developments and domestic markets

Tailor - made investment solutions

Secure your personal as well as your family’s dreams and future with a complete suite of third party products that cover all your insurance needs. Products range across Life Insurance: Growth Plan, Retirement Plan, Child Plan, Protection Plan and General Insurance: Health Insurance, Home Insurance, Motor Insurance & Travel Insurance.

Insurance for your personal security

Enjoy preferential rates over a wide range of loan products exclusively for YES Premia customers. Avail retail loan offerings across Home Loan, Personal Loan, Auto Loan, Loan Against Securities and  Loan Against Property*


*Loans at sole discretion of YES BANK. The bank may engage the services of agents under contract / service agreement in sales and marketing of its financial product. Terms and Conditions apply.

Retail loan offerings

- Waiver of Elevate Debit Card annual fee of INR 1,249 per annum
- Exclusive Welcome offer worth INR 16000 to enrich your shopping experience
- Complimentary access to domestic airport lounges
- Exclusive Golf Privileges & Special offers on Fine Dining, Shopping, Travel, Entertainment and more 
- 50% discount of up to INR 300 on movie tickets, up to INR 200 off on food combos & up to INR 500 on non-movie tickets through BookMyShow                  

Terms & Conditions apply

Elevate Debit Card Benefits

-Enhanced daily limits 
 Cash withdrawal: INR 1 Lakh
 Domestic purchase limit: INR 3 Lakhs

-Instant savings via fuel surcharge waiver at fuel stations across India 
-Cross currency markup of only 3%
-Reward points on domestic and international spends

Terms and conditions apply

Elevate Debit Card transaction limits & pricing

Higher Insurance coverage offering enhanced security*
- Lost Card Liability Protection up to INR 3 Lakhs
- Purchase Protection Insurance up to INR 25 K
- Personal Accident Insurance up to INR 10 L**
- Air Accident Death Insurance up to INR 50 L


*Terms & conditions apply.
**There should be minimum one purchase transaction of INR 1,000 or more within 30 days prior to date of demise to be eligible for the complimentary Personal/Air Accident coverage.

Elevate Debit Card insurance coverage

Avail accelerated reward points on regular banking activities with our comprehensive loyalty reward program. You can maximize your rewards by earning points not only on availing banking products and services, but also on various banking transactions.

Dynamic loyalty rewards program

Digital NetBanking platform that provides you with a host of banking services that you can conveniently avail from the comfort of your home or office


On-the-go mobile application that comes packed with a host of exciting features

YES Mobile

Easy, fast and secure online money transfer option to India from Australia, UK, Singapore, Canada, UAE and Switzerland.


Artificial intelligence-enabled personal banking chatbot, to help you with all the financial and non-financial transactions 24x7


India’s 1st ever AI-enabled 24x7 personal banking assistant which offers you host of banking services on a faster, convenient, and secure platform to manage your banking needs from the comfort and safety of your home.

WhatsApp Banking

One stop mobile application to manage various payment modes such as Wallet, UPI, Credit Card, Virtual Cards and facilitate seamless payments.

YES Pay Wallet

Eligibility Criteria

The feature-packed YES Premia program is available to all our customers maintaining any of the following criteria at a family level:


-  Average monthly balance (AMB)1 of INR 2 Lakhs and above across savings and current account


- Net Relationship Value (NRV)2 of INR 10 Lakhs and above


-  Net salary credit3 of INR 1.5 Lakhs and above per month in YES Premia Salary Account



1 Average Monthly Balance (AMB): Average of Daily Closing Balance for the Month = Summation of daily closing balance/Actual no. of calendar days in the month

2 Net Relationship Value (NRV) will be calculated by aggregating the Average Monthly Balance across Savings and Current Accounts, Fixed Deposits value, Mutual Funds, Insurance Premium paid, 10% of value disbursed for Loans Against Securities/Loans Against Property/Home Loans and 25% of demat holding with YES BANK

3 Only for customers opening Salary Account

To apply, provide the below details:

Existing Customer   

Thank you for your interest in YES PREMIA. Our representative will get in touch with you shortly

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