• Close

Experienced and dedicated Relationship Manager as a single point of contact for your individual, family and business accounts

Dedicated Relationship Manager

Complimentary YES Premia accounts for your family members and businesses, with access to program benefits and a dedicated Relationship Manager for the entire family

YES Premia family banking

Waiver of transaction charges on a wide range of banking services such as free NEFT, RTGS & IMPS transactions, free UPI transactions, unlimited free ATM transactions at YES BANK and other bank domestic ATMs* and more


* Unlimited free for savings account and monthly limited number free for current account. For more details please refer to the Schedule of Charges on the website

Hassle free banking

Customized solutions to support your financial requirements by a team of experts who bring with them knowledge and experience across loans, trade & forex and wealth management

Support from a team of experts

Experience the convenience of banking from the safety of your home with doorstep banking services*

* Terms & conditions apply

Doorstep banking services

Get in touch with us anytime, anywhere through our 24*7 YES TOUCH PhoneBanking number 1800 1200 (toll free from mobiles & Landlines in India) or +91 22 3099 3600 (From outside India*)

* Customers from specific countries may call us on the following numbers: 1833 380 0149 (USA), 1833 491 0559 (CANADA), 800 048 9153 (UK), 8000 3570 2510 (UAE)

24*7 customer care helpdesk

Dedicated email id to cater to all your banking needs

Exclusive touch point

Maximize your gains with special automated sweep facility* from Current Account to Savings Account or Fixed Deposit

* Terms & conditions apply.

Current Account

Benefit from a wide range of YES BANK fixed deposits with superior rate of interest to provide a strong sense of  security and higher interest rate for senior citizens


* Interest rates are subject to change at the sole discretion of the bank​

YES BANK fixed and recurring deposits

Enjoy easy liquidity without breaking your Fixed Deposits with overdraft against Fixed Deposits

Overdraft facility against deposits

Benefit from innovative and structured trade finance solutions aimed at streamlining your international trade flows, reduce risks associated with cross border trade, improve cash flows and achieve processing efficiencies. Avail the facility of transferring money to anywhere around the world at competitive exchange rates with best-in-class pricing and minimal turnaround time

Trade finance and forex solutions

Streamline your business transactions and optimize collections with E-collect, NACH, expense management cards and payments through Tally Banking, Corporate NetBanking, YES Transact Smart Trade. Enjoy structured and customized solutions to manage the operational, administrative and regulatory activities of your business in a coordinated and efficient manner

Cash management solutions

Grow or manage your wealth with investment solutions encompassing Mutual Funds, Bonds, Portfolio Management Services (PMS) and Alternate Investment Funds (AIFs)

Open a free demat account with 100% waiver on annual maintenance charges for the 1st year. Also, enjoynil account opening charges and preferential brokerage rates on YES SECURITIES account, along with free brokerage on trades up to INR 10 Lakhs*


* Terms & conditions apply​

Wealth management solutions

Open savings accounts for yourself and your family and enjoy attractive interest rates on the balance maintained in the Savings Accounts. Avail exclusive offers on lockers, wealth management solutions, insurance and a host of other products

Solutions for you & your family

Enjoy preferential rates over a wide range of loan products exclusively for YES PREMIA customers. Avail retail loans offering across home loan, personal loan, auto loan, business loan, commercial vehicle loan, printing equipment loan, healthcare finance, loan against securities, loan against property & business banking limit.

Loans at sole discretion of YES BANK. The bank may engage the services of agents under contract/service agreement in sales and marketing of its financial product. Terms and conditions apply

Loan offerings

- Waiver of Elevate Debit Card annual fee of INR 1,249 per annum
- Exclusive Welcome offer worth INR 16000 to enrich your shopping experience
- Complimentary access to domestic airport lounges
- Exclusive Golf Privileges & Special offers on Fine Dining, Shopping, Travel, Entertainment and more 
- 50% discount of up to INR 300 on movie tickets, up to INR 200 off on food combos & up to INR 500 on non-movie tickets through BookMyShow  

  Terms & Conditions apply

Elevate Debit Card

-Enhanced daily limits 
  Cash withdrawal: INR 1 Lakh
  Domestic purchase limit: INR 3 Lakhs
- Instant savings via fuel surcharge waiver at fuel stations across India 
-Cross currency markup of only 3%
-Reward points on domestic and international spends


* Terms and conditions apply

Elevate Debit Card transaction limits & pricing

Higher Insurance coverage offering enhanced security*

- Lost Card Liability Protection up to INR
3 L

- Card Purchase Protection up to INR 25 K

- Personal Accident Insurance up to INR
10 L **

- Air Accident Death Insurance up to
INR 50 L


* Terms and conditions apply

Elevate Debit Card Insurance coverage

Avail accelerated reward points on regular banking activities with our comprehensive loyalty reward program. You can maximize your rewards by earning points not only on availing banking products and services, but also on various banking transactions.

Dynamic loyalty rewards program

Digital platform for all payable requirements of the corporate through a comprehensive product suite offering cost and administrative efficiencies; superior management information systems – all within the ambit of best-in-class security features

Corporate NetBanking

An industry-first solution which provides a single interface for all multiple banking needs of MSMEs, including cash flow management, bulk payments, group payments, salary payment, credit limits and utilization, credit document submission, etc


Virtual account-based collections facility with zero manual reconciliations


Virtual account-based collections facility with detailed transaction information for all online credits into the account to help easy reconciliation of each entry

Smart Collect

Secure web based portal which allows you to initiate trade finance transactions online

YES Transact Smart Trade

Smart Tally which enables you to integrate your banking with Tally accounting system for processing E-payments

Tally Banking

Eligibility Criteria

The feature-packed YES Premia program is available to all our customers maintaining any of the following criteria at a family level:


-  Average monthly balance (AMB)1 of INR 2 Lakhs and above across savings and current account


- Net Relationship Value (NRV)2 of INR 10 Lakhs and above


-  Net salary credit3 of INR 1.5 Lakhs and above per month in YES Premia Salary Account



1 Average Monthly Balance (AMB): Average of Daily Closing Balance for the Month = Summation of daily closing balance/Actual no. of calendar days in the month

2 Net Relationship Value (NRV) will be calculated by aggregating the Average Monthly Balance across Savings and Current Accounts, Fixed Deposits value, Mutual Funds, Insurance Premium paid, 10% of value disbursed for Loans Against Securities/Loans Against Property/Home Loans and 25% of demat holding with YES BANK

3 Only for customers opening Salary Account

To apply, provide the below details:

Existing Customer   

Thank you for your interest in YES PREMIA. Our representative will get in touch with you shortly

Download Forms