YES Premia Credit Card
With the YES Premia Credit Card, you will always have it all. Welcome to a world of benefits, complemented by a highly rewarding experience.
Eligibility for YES Premia Credit Card
1: Age Criteria: Minimum 21 years to maximum 60 years
2: Salaried or Self Employed
3: Minimum Net Salary of INR 1,20,000 per month or Income Tax Return of INR 15 Lacs and above.
To track your Application status, click here or please call our 24*7 YES TOUCH Customer Care Number 1800-103-1212 quoting the 13 digit unique application reference number sent to your mobile number.
For Samsung Pay, click here
For Bharat QR, click here
For Credit Card E Welcome Kit, click here
Priority Pass Membership with 2 complimentary access
Accelerated Rewards on Groceries, Supermarket and Dining Spends
Enjoy 25% discount on movie bookings at BookMyShow
Please note that effective 15th April 2019, select features, fees and charges on your YES BANK Credit Card will be revised. To know more, click here.
Reward Points Program
4 Reward Points on every INR 100 Retail spends.a
5 Reward Points on every INR 100 spent on Groceries, Supermarkets and Dining.b
750 Reward Points on each YES PayNow registration c. Please click here to know more.
Reward Points Redemption
Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption (1 Reward Point = INR 0.25)
Exclusive Catalogue of Products to choose from
Redemption of Reward Points against JP Miles (4 Reward Points = 1 JP Mile)
Please visit YesRewardz to know more or redeem Reward Points
25% Discount on Movie Tickets booked on BookMyShow
Avail 25% discount on movie tickets booked on BookMyShow Website or Mobile Appf. Please click here to know more
Priority Pass Membership and MasterCard Lounge Program
Enjoy Priority Pass Membership and 2 complimentary visits outside India in a calendar year for Primary Card member onlye
Guest visits and visits beyond 2 complimentary visits for Primary Card member will be charged at USD 27 per person per visit
MasterCard World Golf Programme
Enjoy waiver of 4 Green Fee at select golf courses in Indiad
Enjoy one complimentary Golf Lesson every calendar month at select golf courses in India. Please click here to know more
For bookings, please contact MasterCard Golf Concierge on 1800 102 6263
Attractive Interest Rate on Revolving Credit and Preferential Foreign Currency Markup
Interest Rate of 2.99% per month (35.88% annually) on Revolving Credit, on Cash Advance and/or Overdue Amount for Cardmembers who have YES BANK Salary or Savings Account relationship
Interest Rate of 3.22% per month (38.64% annually) on Revolving Credit,on Cash Advance and/or Overdue Amount for Cardmembers who do not have YES BANK Salary or Savings Account relationship
Preferential Foreign Currency Markup of 2.50% only
Credit Shield cover of INR 2.5 Lacs in case of accidental death of Primary Card member. Please click here to know more
Fuel Surcharge Waiver
Fuel surcharge waiverg at fuel stations across India for transaction between INR 400 to INR 5,000
Avail great offers across travel, dining, shopping, wellness and more, in select cities. Please visit YES Privileges to know more
Contactless Card Technology
Contactless transaction on the Card enabled with NFC Technology
YES Premia Credit Card is enabled with contactless technology, facilitating fast, convenient and secure payments at retail outlets. You can use your card to make quick transactions at merchant locations accepting contactless cards
Secure Password for Online transactions
Secure your online transactions with MasterCard® SecureCode™
Click here to create your 3D Secure Password
Password for IVR transactions
To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS YESIVR<space>‘last 4 digits of your YES BANK Credit Card number’ to 9212738927 from your registered mobile number
For more details please click here
Valid on retail purchases only. Not applicable on fuel transactions
Valid on retail purchases done on the select merchants as defined under the Grocery, Supermarket and Dining category by MasterCard
Applicable only on standing instruction based YES PayNow registration. Not applicable for register and pay or adhoc payment
Terms and conditions apply. The list of golf courses is subject to change at the sole discretion of MasterCard and without any prior notices to YES BANK or its card members. Please visit http://www.yesbank.in to know more
Terms and conditions apply. The list of lounges is subject to change at the sole discretion of MasterCard and without any prior notices to YES BANK or its card members. Please visit www.prioritypass.com to know more
Total value of discount in a calendar month is capped at INR 250 per card or 25% of ticket value, whichever is lower
Total waiver in a statement cycle is capped at INR 250. Only surcharge will be waived, Service Tax as levied on surcharge will not be waived
In case of lost /stolen card or any suspicious transaction on your YES BANK credit card, you can block your card immediately by sending an SMS. SMS BLKCC <Space><Last 4 digits of card number> to 9840909000 from your registered mobile number
Click here for value chart
Annual Membership Fees
First Year Membership Fee of INR 1,500 + Applicable Taxes, waived on total retail spends of INR 20,000 within 90 days of card set up date
Renewal Membership Fee of INR 1,500 + Applicable Taxes, waived on total retail spends of INR 150,000 within 12 months prior to card renewal date
Easy ways to make YES BANK Credit Card Bill Payment
You can pay the YES BANK Credit Card Bill through the following convenient channels
a) For YES BANK Account Holders:
Net Banking: Register yourself for the YES BANK Net Banking and make Credit Card payments online.
Standing Instruction: You can submit a written instruction to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account.
ATM Funds Transfer: You can transfer funds from your Savings/Current Account to your Credit Card Account at any YES BANK ATM.
b) For All Customers:
For NEFT/IMPS/RTGS mode of payment - “You can make your payment through NEFT/IMPS/RTGS fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code: YESB0CMSNOC”
Net Banking: Make payment through any bank Net Banking account using BillDesk facility. Click here
Cheque Payment: You can make your Credit Card payment by cheque, quoting your 16 digit YES BANK Credit Card Number, and drop the cheque at nearest YES BANK drop box. Please mention your name and mobile number on the back of the cheque.
Cash Payment: You can also make payment through Cash at YES BANK Branches. Please refer to the schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments.
YES Mobile App: You can pay through your YES BANK Savings Account or any other bank account
YES Pay App: You can also pay your Credit Card bill with your YES BANK account or any other bank account using UPI*
*Currently available only on android devices
Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES. Click here
There are some things in life that you want instantly. We understand your needs and present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card.
You can now take your dream holiday or the long-awaited wide screen television and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can earn rewards points on your transactions that are converted into EMIs
No Processing fees
Repayment options from 3 months to 24 months
Convert Transaction starting from as low as INR 2,500
Interest Rates ranging from 12% p.a to 15% p.a
List of Partners:
Now you can shop with your YES BANK Credit Card for groceries, gadgets, trendy apparel or booking travel tickets, pay in easy instalments at the following merchant partner.
For detailed Terms and Conditions please click here
Q. What are the easy ways to make YES BANK Credit Card Bill Payment?
A. You can pay the YES BANK Credit Card Bill through the following convenient channels
a) For YES BANK Account Holders:
b) For All Customers:
Q. How do I contact YES BANK Credit Cards Customer Care?
A. You may contact us on our 24*7 YES TOUCH Customer Care on the below numbers
a) YES FIRST Credit Cards
b) YES Prosperity Credit Cards
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