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YES Premia Credit Card

YES Premia Credit Card

 Credit Card Payment Refer Now

With the YES Premia Credit Card, you will always have it all. Welcome to a world of benefits, complemented by a highly rewarding experience.

Eligibility for YES Premia Credit Card

1: Age Criteria: Minimum 21 years to maximum 60 years

2: Salaried or Self Employed

3: Minimum Net Salary of INR 1,20,000 per month or Income Tax Return of INR 15 Lacs and above.

key attractions

PRIORITY PASS MEMBERSHIP

Priority Pass Membership with 2 complimentary access

ACCELERATED REWARDS

Accelerated Rewards on Groceries, Supermarket and Dining Spends

MOVIE BENEFITS

Enjoy 25% discount on movie bookings at BookMyShow

Benefits

  • Reward Points Program

    • 4 Reward Points on every INR 100 Retail spends.a

    • 5 Reward Points on every INR 100 spent on Groceries, Supermarkets and Dining.b

    • 750 Reward Points on each YES PayNow registration c. Please click here to know more.

  • Reward Points Redemption

    • Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption (1 Reward Point = INR 0.25)

    • Exclusive Catalogue of Products to choose from

    • Redemption of Reward Points against JP Miles (4 Reward Points = 1 JP Mile)

    • Please visit YesRewardz to know more or redeem Reward Points

  • 25% Discount on Movie Tickets booked on BookMyShow

    • Avail 25% discount on movie tickets booked on BookMyShow Website or Mobile Appf. Please click here to know more

  • Priority Pass Membership and MasterCard Lounge Program

    • Enjoy Priority Pass Membership and 2 complimentary visits outside India in a calendar year for Primary Card member onlye

    • Guest visits and visits beyond 2 complimentary visits for Primary Card member will be charged at USD 27 per person per visit

    • Enjoy Domestic Lounge access (limited to 2 visits per quarter) for Primary Cardmembers across 25+ Lounges in India under the Mastercard Lounge Program. Please click here to know more
  • MasterCard World Golf Programme

    • Enjoy waiver of 4 Green Fee at select golf courses in Indiad

    • Enjoy one complimentary Golf Lesson every calendar month at select golf courses in India. Please click here to know more

    • For bookings, please contact MasterCard Golf Concierge on 1800 102 6263

  • Attractive Interest Rate on Revolving Credit and Preferential Foreign Currency Markup

    • Interest Rate of 2.99% per month (35.88% annually) on Revolving Credit, on Cash Advance and/or Overdue Amount for Cardmembers who have YES BANK Salary or Savings Account relationship

    • Interest Rate of 3.22% per month (38.64% annually) on Revolving Credit,on Cash Advance and/or Overdue Amount for Cardmembers who do not have YES BANK Salary or Savings Account relationship

    • Preferential Foreign Currency Markup of 2.50% only

  • Insurance Coverage

    • Credit Shield cover of INR 2.5 Lacs in case of accidental death of Primary Card member. Please click here to know more

  • Fuel Surcharge Waiver

    • Fuel surcharge waiverg at fuel stations across India for transaction between INR 400 to INR 5,000

  • Lifestyle Benefit

    • Avail great offers across travel, dining, shopping, wellness and more, in select cities. Please visit YES Privileges to know more

  • Contactless Card Technology

    • Contactless transaction on the Card enabled with NFC Technology

    • YES Premia Credit Card is enabled with contactless technology, facilitating fast, convenient and secure payments at retail outlets. You can use your card to make quick transactions at merchant locations accepting contactless cards

  • Secure Password for Online transactions

    • Secure your online transactions with MasterCard® SecureCode™

    • Click here to create your 3D Secure Password

  • Password for IVR transactions

    • To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS YESIVR<space>‘last 4 digits of your YES BANK Credit Card number’ to 9212738927 from your registered mobile number

    • For more details please click here

  • Enjoy below services on your Credit Card

  1. Valid on retail purchases only. Not applicable on fuel transactions

  2. Valid on retail purchases done on the select merchants as defined under the Grocery, Supermarket and Dining category by MasterCard

  3. Applicable only on standing instruction based YES PayNow registration. Not applicable for register and pay or adhoc payment

  4. Terms and conditions apply. The list of golf courses is subject to change at the sole discretion of MasterCard and without any prior notices to YES BANK or its card members. Please visit http://www.yesbank.in to know more

  5. Terms and conditions apply. The list of lounges is subject to change at the sole discretion of MasterCard and without any prior notices to YES BANK or its card members. Please visit www.prioritypass.com to know more

  6. Total value of discount in a calendar month is capped at INR 250 per card or 25% of ticket value, whichever is lower

  7. Total waiver in a statement cycle is capped at INR 250. Only surcharge will be waived, Service Tax as levied on surcharge will not be waived

Click here for value chart

Charges

Annual Membership Fees

  1. First Year Membership Fee of INR 1,500 + Applicable Taxes, waived on total retail spends of INR 20,000 within 90 days of card set up date

  2. Renewal Membership Fee of INR 1,500 + Applicable Taxes, waived on total retail spends of INR 150,000 within 12 months prior to card renewal date

Easy ways to make YES BANK Credit Card Bill Payment

You can pay the YES BANK Credit Card Bill through the following convenient channels

a) For YES BANK Account Holders:

  • Net Banking: Register yourself for the YES BANK Net Banking and make Credit Card payments online.

  • Standing Instruction: You can submit a written instruction to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account.

  • ATM Funds Transfer: You can transfer funds from your Savings/Current Account to your Credit Card Account at any YES BANK ATM.

b) For All Customers:

  • NEFT: You can make payment for your Credit Card through NEFT fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code:YESB0CMSNOC 

  • Net Banking: Make payment through any bank Net Banking account using BillDesk facility. Click here

  • Cheque Payment: You can make your Credit Card payment by cheque, quoting your 16 digit YES BANK Credit Card Number, and drop the cheque at nearest YES BANK drop box. Please mention your name and mobile number on the back of the cheque.

  • Cash Payment: You can also make payment through Cash at YES BANK Branches. Please refer to the schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments.

  • YES Mobile App: You can pay through your YES BANK Savings Account or any other bank account

  • YES Pay App: You can also pay your Credit Card bill with your YES BANK account or any other bank account using UPI*

*Currently available only on android devices

Privileges

Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES. Click here

Instant EMI

There are some things in life that you want instantly. We understand your needs and present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card.
You can now take your dream holiday or the long-awaited wide screen television and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can earn rewards points on your transactions that are converted into EMIs

  • Key Attractions:

    • Zero documentation

    • No Processing fees

    • Repayment options from 3 months to 24 months

    • Convert Transaction starting from as low as INR 2,500

    • Interest Rates ranging from 12% p.a to 15% p.a

  • List of Partners:

    • Now you can shop with your YES BANK Credit Card for groceries, gadgets, trendy apparel or booking travel tickets, pay in easy instalments at the following merchant partner.

    • Please click here to view list of stores and click here to view list of online partners

    • For detailed Terms and Conditions please click here

what would you like to do next?

Important Documents
Find a Branch

Have any other query?

Q. What are the easy ways to make YES BANK Credit Card Bill Payment?

A. You can pay the YES BANK Credit Card Bill through the following convenient channels
a) For YES BANK Account Holders:

  • NetBanking: Register yourself for the YES BANK NetBanking and make Credit Card payments online.
  • Standing Instruction: You can submit a written instruction to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account..

b) For All Customers:

  • NEFT: You can make your payment through NEFT fund transfer mode from other bank accounts. Use IFSC code:YESB0CMSNOC
  • Billdesk: Click on the given link to make the payment using Billdesk facility https://netbanking.yesbank.co.in/netbanking/DISCLAIMER.html
  • Cheque Payment: You can make your Credit Card payment by cheque, quoting your 16 digit Credit Card Number, and drop the cheque at any of our drop boxes in your city. Please mention your name and mobile number on the back of the cheque.
  • Cash Payment: You can also make payment through Cash at YES BANK Branches.Please refer to the schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments.

+

Q. How do I contact YES BANK Credit Cards Customer Care?

A. You may contact us on our 24*7 YES TOUCH Customer Care on the below numbers
a) YES FIRST Credit Cards

  •  1800 103 6000 (Toll Free for Mobile & Landlines in India)
  •  +91 22 4935 0000 (When Calling from Outside India)
  •  Email us at yesfirstcc@yesbank.in

b) YES Prosperity Credit Cards

  • 1800 103 1212 (Toll Free for Mobile & Landlines in India)
  • +91 22 4935 0000 (When Calling from Outside India)
  •  Email us at yestouchcc@yesbank.in

VIEW ALL FAQs

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yes pay wallet

Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more

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Documents Required

  • Fair Practice Code for Credit Card Operations
  • Credit Card - Card Member Agreement
  • Authorized Collection & Recovery Agencies
  • YES Premia MITC Credit Cards -English
  • YES Premia MITC Credit Cards-Bengali
  • YES Premia MITC Credit Cards-Gujrathi
  • YES Premia MITC Credit Cards-Hindi
  • YES Premia MITC Credit Cards-Kannada
  • YES Premia MITC Credit Cards-Marathi
  • YES Premia MITC Credit Cards-Punjabi
  • YES Premia MITC Credit Cards-Tamil
  • YES Premia MITC Credit Cards-Telugu
  • Code of Banks Commitment to Customers