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YES Premia – A Relationship Driven Approach To Banking

YES Premia aims at providing a banking experience that is truly premium, customized and one that effectively complements your lifestyle, indulgences and expectations. Since its commencement, it is committed to providing best-in-class products and services, and tailor-made solutions to meet all your banking and financial needs.

BANKING PRIVILEGES

Banking Privileges

  • Dedicated Relationship Manager to cater to your entire family banking and business requirements

  • Attractive Savings Account interest rate with no minimum balance requirement

  • Superior Interest Rates on Fixed Deposits & Recurring Deposits.

  • Preferential pricing on a range of products and services including Demat, Trading, Forex and Locker

  • Single PIN access across all touch points

  • Comprehensive consolidated monthly statement that provides a complete snapshot of your relationship with YES BANK

BUSINESS SOLUTIONS

Business Solutions

  • TRUE anywhere banking without home and non home demarcation

  • Best in class Export/Import/Remittance related services

  • Effective receivable management with E-collect

  • Smart Tally for integrated banking and accounting experience

  • GST Payment on YES BANK Online portal through RTGS/NEFT.

  • Fee of INR 1249 waived off for YES Premia customers
  • A range of welcome onboard offers powered by MasterCard on enrollment and availing the card
  • Enhance Daily ATM Limit of INR 1 Lakh and Domestic Purchase Limit of 3 Lakhs
  • Free & Unlimited Cash withdrawals at any ATM in India
  • Discount of INR 200 on movie tickets booked on BookMyShow website and app only
  • One complimentary Domestic Lounge access per quarter through Master Card platform
  • One complimentary Golf session in a month
  • Fuel surcharge waiver at fuel stations in India – instant savings up to 2.5%
  • Higher Insurance coverage offering enhanced security
    • Lost Card Liability Protection: INR 3 Lakhs
    • Card Purchase Protection: INR 25,000
    • Personal Accident Insurance: INR 10 Lakhs
    • Air Accident Death Insurance: INR 50 Lakhs
  • Special Offers on Travel, Lifestyle and Dining
 
Terms and Conditions apply
 
 
 
  • Earn Rewards Points that never expire
  • Earn 8 Reward Points per INR 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends & 6 Reward Points per INR 200 on all other retail spends
  • Prioirity Pass membership offering two complimentary international lounge access per calender year
  • 25% Discount on Movie Tickets booked on BookMyShow capped at INR 250
  • Complimentary Domestic Lounge access & Golf privileges across select golf courses in India
  • Fuel surcharge waiver at fuel stations across India
  • Attractive Foreign Currency Markup of 2.5%
  • Credit Shield cover of INR 2.5 Lakhs in case of accidental death of Primary Cardmember
 
Terms and Conditions apply
 
 
 
YES Premia Wealth Management

Wealth Management Expertise

WEALTH MANAGEMENT EXPERTISE

  • Our product suite spans across
  • Mutual Funds
  • Life & Non-Life Insurance products (in alliance with insurance partners: Max Life, Bajaj Allianz & Reliance General)
  • PMS & Structured Products
  • Bonds & Debentures
  • Depository Services
  • Premia Insights – Free monthly economic overview of macro-global developments & domestic markets
  • Know More

YES Securities

Yes
Securities

YES SECURITIES

  • Reduced brokerage rates with first year demat AMC waived
  • Instant and seamless navigation through your YES BANK Savings Account, Demat Account and YES SECURITIES Investment Account
  • Freedom from transferring money to your broker. Earn attractive interest rate on your YES BANK Savings Account and pay only when you invest.
  • Wide range of products from basic online suite of tools to advanced trading platforms
  • Intelligent goal planners that help you meet your financial aspirations
  • Comprehensive educational tools designed for first-time investors
  • YES SECURITIES (INDIA) LIMITED: Unit No. 602 A, 6th Floor, Tower 1 & 2, Indiabulls Finance Centre, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India. Tel: +91-22-33479688 |website: HYPERLINK "http://www.yesinvest.in" www.yesinvest.in | CIN: U74992MH2013PLC240971 | SEBI Registration – NSE: INB/F/E/231491433, BSE INB/F 011491439 |MERCHANT BANKER: INM000012227 | RESEARCH ANALYST: INH000002376 | INVESTMENT ADVISER: INA000007331 | AMFI ARN Code – 94338 | Detail of compliance officer: Vaibhav Purohit | HYPERLINK "mailto:compliance@yessecuritiesltd.in" compliance@yessecuritiesltd.in | Contact No.: 022-33479208 | Disclaimer: Investments in securities market are subject to market risks, read all the related documents carefully before investing. #Brokerage will not exceed the SEBI prescribed limit. Equity SIP is not an approved product of Exchange and any disputes related to that will not be dealt at Exchange platform. *YES Securities is distributor of third party products. ^Mobile Investing available through YES SECURITIES application on Android, iOS and Blackberry OS. Rates are subject to change at the sole discretion of YES BANK. Conditions Apply. Savings Account & Demat Account is serviced by YES BANK LIMITED. Trading Account is serviced by YES SECURITIES (INDIA) LIMITED. YES SECURITIES (INDIA) LIMITED is a wholly owned subsidiary of YES BANK LIMITED. **Award received for Best IPO Advisory
 
Loan Solutions

Loan
Solutions

ASSET SOLUTIONS

We offer a comprehensive suit of credit products to suit all your individual and business needs at preferential pricing.

Product Suite:

DIGITAL BANKING BENEFITS

MF ONLINE

YES MOBILE

YES PAY

YES ROBOT

YES TRANSACT

PHONEBANKING

MF ONLINE

  • YES BANK's state-of-the-art Mutual Fund investment platform where you can buy and sell mutual funds online, initiate systematic investments, perform intra-scheme switches
  • View your updated mutual fund portfolios across multiple investment combinations

YES MOBILE

  • The new YES Mobile comes packed with a host of exciting features that enable you to truly bank On-The-Go. Want to simply login through your fingerprint, transfer funds, pay all your bills in one go or experience the all new augmented reality to locate us? Install YES Mobile and Get- Set- GO!
  • Smartwatch banking
  • Fingerprint access

YES PAY

  • A Mobile Application enabling users to register seamlessly and then spend wisely
  • Application offers a free prepaid wallet, a virtual card linked to wallet for online transactions, Unified Payment Interface (UPI) registration and management, YES BANK Credit Card Management
  • In addition it provides a host of facilities like Mobile/DTH recharge, pay bills, purchase of gift vouchers, purchase music and avail discount coupons

YES ROBOT

  • Personal Banking assistant- It helps you do a host of financial and non-financial banking transactions
  • Artificial Intelligence (AI) enabled-Industry first AI enabled banking BOT. It answers a host of YES Bank
  • Available 24*7 on the go- can also be accessed from Facebook Messenger, at any time, from anywhere

YES TRANSACT

  • Integrated and upgraded product suite to offer a composite package - powered with a highly efficient Transaction Banking desk, a continuously expanding product suite, deep rooted knowledge on key industry verticals, strong delivery channels and superior services, thereby exceeding the expectations of our corporate customers with unmatched credibility

PHONEBANKING

  • Speech enabled with Voice recognition
  • Integrated across all channels
  • Single PIN
  • Anytime, Anywhere Accessibility
  • YESTOUCH Phone banking number: 1800 1200 (toll free for mobiles & landlines) & +91 22 30993600 (when calling from Outside India)

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What is YES Premia Program?

YES Premia is a relationship driven banking program that aims at providing our customers with a banking experience that is truly premium, customized and one that effectively complements their lifestyle and expectations.

 

What are the key benefits & features of YES Premia Program?

YES Premia Program entitles you to the following benefits:

- A dedicated Relationship Manager for all your and your family’s individual and business needs

- Complimentary YES Premia World Debit Card worth INR 1,249 with the following state-of-the-art features:

a) Total benefits worth ₹50,000* in the first year

b) Complimentary access to domestic airport lounges & premium golf courses^

c) Exclusive discounts on movie tickets on BookmyShow^^ and much more

- Integrated expertise on a wide range of financial products, encompassing Mutual Funds, Life and General Insurance, Alternate Investments and Structured Products

- Demat Account – 1st year AMC (Annual Maintenance Charges) waived off, 50% off from 2nd year onwards, NSDL charges applicable

- Preferential pricing across a comprehensive array of products and services

^Powered by Mastercard. *First year benefits of ₹50,000, followed by yearly benefits of ₹36,000. For details, please refer to the website T&Cs. ^^Terms & Conditions Apply.

 

What is the eligibility criteria for YES Premia Program?

The feature-packed YES Premia program is available to all our customers maintaining an average monthly balance^ of ₹ 2 lakhs in Savings and Current Account or Net Relationship Value^ of ₹ 10 Lakhs and above, at a family level^^ or a minimum net salary credit of ₹ 1.5 lakhs per month in salary accounts with YES Bank

^ Average Monthly Balance (AMB): Average of Daily Closing Balance for the Month= Summation of daily closing balance/Actual no. of calendar days in the Month. Net Relationship Value is calculated by aggregating the average monthly Savings and Current account balances, Fixed Deposits value, Mutual Funds, Insurance Premium paid, 10% of value disbursed for Loan against Securities/Loan against Property/Home Loan and 25% of Demat holding with YES BANK. ^^Non-maintenance of the eligibility will result in withdrawal of program benefits.

 

How to start a YES Premia relationship with YES Bank?

Please share your details by submitting the form on the banner and we will get in touch with you.

Alternatively, you can walk in to any of your nearest YES Bank branches for help with the same.

 

What are the documents required to open a YES Premia Account?

All necessary official valid KYC documents as per standard norms & guidelines of the bank along with an initial payment (IP) cheque of at least ₹ 2 Lakhs

 

What is YES Premia Family Banking proposition?

YES Premia Family Banking proposition empowers you to:

- Open complimentary family accounts

- Open your business account/s

- Dedicated Relationship Manager for the entire family

- YES Premia program benefits extended to all the accounts with YES Premia program criteria maintained at family level

 

How many accounts can I open under the YES Premia Family Banking proposition?

There is no limit to the number of accounts that can be opened under the YES Premia Family Banking proposition if the accounts are a part of the relationship matrix as defined by YES Bank. Contact your nearest branch or your dedicated Relationship Manager for information regarding the relationship matrix.

 

How can I know about the Schedule of Charges applicable on my YES Premia Account?

You can get complete details about the fees and charges applicable on your YES Premia account by referring to the ‘Rates and Charges’ section of our YES BANK website.

For Yes Premia Savings Account details Click Here

For Yes Premia Current Account details Click Here

 

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