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PRADHAN MANTRI JAN-DHAN YOJANA

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Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Micro Credit, Insurance, Pension in an affordable manner. PMJDY accounts have “No minimum balance” requirement.

For Feedback/Information/Complaint/Suggestion and Grievance Redressal on PMJDY kindly click here.

Key Attractions

HIGH RETURNS

Higher return of 6% p.a.on your Savings Account Balance

RUPAY DEBIT CARD

Debit Card with exciting offers & unlimited access to ATMs of any bank across India

Accidental Insurance Cover

Accidental Insurance cover of Rs.1.00 lac for all account-holders

Features and benefits

Direct Benefit Transfer

Beneficiaries of Government Schemes will get Direct Benefit Transfer in PMJDY account

No minimum balance required

PMJDY accounts have “No minimum balance” requirement

LINK with VARIOUS PRODUCTS

Access to Pension, Life Insurance Products, Micro Credit, Easy Transfer of money across India

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Q.What is Pradhan Mantri Jan-Dhan Yojana?

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance and Pension in an affordable manner.

Q.How is PMJDY different from the earlier Financial Inclusion Plan (Swabhimaan)?

PMJDY focuses on coverage of households as against the earlier plan which focused on coverage of villages. It focuses on coverage of rural as well as urban areas. Earlier plan targeted only villages above 2000 population while under PMJDY whole country is to be covered by extending banking facilities in each Sub-Service area consisting of 1000– 1500 households such that facility is available to all within a reasonable distance, say about 5 Km.

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