Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance and Pension in an affordable manner.
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Personal Banking
Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Micro Credit, Insurance, Pension in an affordable manner. PMJDY accounts have “No minimum balance” requirement.
For Feedback/Information/Complaint/Suggestion and Grievance Redressal on PMJDY kindly click here.
Key Attractions
HIGH RETURNS
Higher return of 6% p.a.on your Savings Account Balance
RUPAY DEBIT CARD
Debit Card with exciting offers & unlimited access to ATMs of any bank across India
Accidental Insurance Cover
Accidental Insurance cover of Rs.1.00 lac for all account-holders
Features and benefits
Direct Benefit Transfer
Beneficiaries of Government Schemes will get Direct Benefit Transfer in PMJDY account
No minimum balance required
PMJDY accounts have “No minimum balance” requirement
LINK with VARIOUS PRODUCTS
Access to Pension, Life Insurance Products, Micro Credit, Easy Transfer of money across India
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Q.What is Pradhan Mantri Jan-Dhan Yojana?
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Q.How is PMJDY different from the earlier Financial Inclusion Plan (Swabhimaan)?
PMJDY focuses on coverage of households as against the earlier plan which focused on coverage of villages. It focuses on coverage of rural as well as urban areas. Earlier plan targeted only villages above 2000 population while under PMJDY whole country is to be covered by extending banking facilities in each Sub-Service area consisting of 1000– 1500 households such that facility is available to all within a reasonable distance, say about 5 Km.
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