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The Government of India (GoI) has announced a new scheme called Atal Pension Yojana (APY) in 2015-16 Budget. The APY is focussed on all citizens in the unorganized sector workers. The scheme is administered by the Pension Fund Regulatory and Development Authority (PFRDA) through NPS (National Pension System) architecture.

Please click here to view FAQs under Ombudsman.

Please click here to view APY Subscriber Information Brochure, Click here for regional languages.

APY FAQs (Click Here)

APY Citizen Charter (English) (Assamese) (Bengali) (Gujarati) (Hindi) (Kannada) (Malayalam) (Marathi) (Oriya) (Punjabi) (Tamil) (Telugu) (Urdu)

APY Subscriber Information Brochure (English & Hindi) (Assamese) (Bengali) (Gujarati) (Kannada) (Malayalam) (Marathi) (Oriya) (Punjabi) (Tamil) (Telugu) (Urdu)

Key Attractions

Guaranteed pension

The benefit of minimum pension would be guaranteed by the GoI

Pension Range

Guaranteed monthly pension of Rs 1000 to 5000 to the subscriber

Govt. co-contribution

GOI will co-contribute for a period of 5 years who joined the scheme in the period June 01, 2015 to March 31, 2016

Features and benefits

Anyone can join APY

Any Citizen of India between 18-40 years can join APY provided he/she should have a Savings Bank account

Pension guaranteed by GOI

The contributions under APY are invested as per the guidelines prescribed by Ministry of Finance, Government of India & is administered by PFRDA

Option to decrease/increase pension amount

The subscribers can opt to decrease or increase pension amount during the course of accumulation phase, once a year


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Q.What is Atal Pension Yojana?

Atal Pension Yojana (APY), a pension scheme for citizens of India focused on the unorganised sector workers. Under the APY, guaranteed pension of Rs. 1,000/-, 2,000/-, 3,000/-, 4,000 and 5,000/- per month will be given at the age of 60 years depending on the contributions by the subscribers.


Q.Who can subscribe to APY?

Any Citizen of India can join APY scheme. The following are the eligibility criteria

  1. The age of the subscriber should be between 18 - 40 years.
  2. He / She should have a savings bank account

The prospective applicant may provide Aadhaar and mobile number to the bank during registration to facilitate receipt of periodic updates on APY A/c. However Aadhaar is not a mandatory for enrolment


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