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Apply for XLRATE Savings account

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At YES BANK, we understand the need for higher return on your idle savings balances. XLRATE Savings account provides you higher return as Fixed Deposit combined with the liquidity of Savings account

 

Accelerate your returns with XLRATE Savings account

 

Adding Value

  • Easy Investment & Higher return on your Savings account: Enjoy higher interest on your surplus Savings balances through auto FD sweep out*

  • Easy liquidity through auto sweep-in Facility and link multiple deposits to your Savings Account.

  • Ensure peace of mind through Auto-renewal of Fixed Deposit

  • Higher interest rate of 6% p.a**. on your Savings account

  • One Complimentary NIL AMB savings account for your family

Convenience in Banking

  • True Anywhere banking – Free banking across all YES Bank branches

  • Free cash withdrawal across YES Bank ATM and Branches

  • Free NEFT/ RTGS transfers through Net & Mobile Banking

  • Free IMPS & UPI transactions through Mobile Banking

  • Free SMS/Email Alerts

  • YES ROBOT: 24*7 Personal Banking Assistant to create Fixed Deposits, pay bills, send money, do recharges, check balances

*. In the event of Savings balance in this account reaching INR. 1,25,000 the amount in excess of INR. 1,00,000/- will be swept out in to a Term Deposit at the end of the day. Fixed Deposit sweep out with min. amount of INR 25,000 and booked a tenure of 1 year 1 day. If SA balance falls below INR 25,000, sweep in from Linked FDs on a Last in First Out basis in multiples on INR 1 Rates & Charges are subject to change at the discretion of YES BANK. T&Cs apply

** With effect from September 1, 2017 interest rate of 5% p.a. for balances up to INR 1 lakh, 6% p.a. for balances of INR 1 lakh up to INR 1 Crore, 6.25% p.a. is applicable for balances of INR 1 Crore up to INR 100 Cr. For amounts greater than INR 100 Crore, please contact the branch or your designated Relationship Manager. Rates are subject to change at the sole discretion of YES BANK. Conditions apply

key attractions

Easy Liquidity

Easy liquidity through auto sweep-in Facility and link multiple deposits to your Savings Account.

Free Locker facility

Now keep all your belongings safe with Safe Deposit Locker facility without paying any fee for 1st Year

Free Demat Account

Get Annual Maintenance Charge (AMC) waiver on the first year for Yes Bank Demat Account

features and benefits

FD rates on Savings Account

In the event of Savings balance in this account reaching INR.

In the event of Savings balance in this account reaching INR. 1,25,000, the amount in excess of INR. 1,00,000/- will be swept out in to a Term Deposit at the end of the day. Fixed Deposit sweep out with min. amount of INR 25,000 and booked a tenure of 1 year 1 day.

Complimentary Family Account

Avail a complimentary NIL AMB account for your family

AMC waiver on Demat Account

First year AMC waiver on Demat Account

Offers in Locker

First year fee waiver on Locker

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Documents Required

  • Documentation CheckList (English)
  • Documentation Checklist (Malayalam)
  • Documentation Checklist (Telugu)
  • Documentation Checklist (Punjabi)
  • Documentation Checklist (Hindi)
  • Documentation Checklist (Kannada)
  • Documentation Checklist (Tamil)

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