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We at Yes Bank understand that our seniors have laid the foundation for us to move ahead & it’s our turn now to show our gratitude & respect. Hence, Yes Bank presents YES RESPECT – A banking proposition exclusively for Senior Citizens.


A Bank that’s there for you always and in all ways

Adding Value


  • Exclusive offers on Healthcare brands: Discounts at Thyrocare, SRL Diagnostics, Asian Heart Institute & more

  • Higher Interest with Savings Account.

  • Attractive interest rates*

  • Reduced AMB of INR 5,000

  • Lifetime free RuPay Domestic Debit Card

  • Enhanced returns & Easy liquidity with Fixed Deposit 

    • Additional markup of 0.5% p.a* on Fixed Deposits 

    • Special rates for FD of value from INR 2 Cr to 5 Cr

    • Easy Liquidity: Disc. rate of 1% for OD AGAINST FD*

  • Discounts on Lockers: 40% Disc. for YES FIRST & 20% Disc. for YES PREMIA Sr.Citizen

  • Online 15G/H: Easy online 15G/H Form submission

Convenience in Banking


  • True Anywhere banking – Free banking across all YES Bank branches

  • Free cash withdrawal across YES Bank ATM and Branches

  • Free NEFT/ RTGS transfers through Net Banking & Mobile Banking.

  • Free IMPS & UPI transactions through Mobile Banking

  • YES ROBOT: 24*7 Personal Banking Assistant to create Fixed Deposits, pay bills, send money, do recharges, check balances

*Terms & conditions apply

* Savings Account interest rates are subject to change at the sole discretion of YES BANK. Conditions apply. For latest savings interest rate please click here

key attractions

Free Rupay Debit Card

Lifetime Free Rupay Domestic Debit Card

Easy Liquidity through OD facility

Easy Liquidity through Over-Draft facility (discounted rate of 1% against FD for FD amount of up to Rs 2 Crs)

Discount on Locker fee

Special discount on Safe Deposit Locker facility (40% discount for Yes First & 20% discount for Yes Premia)

features and benefits

Lifetime Free Yes Bank Rupay Card worth Rs 99 p.a.

  • daily cash withdrawal limits up to Rs 25,000

  • Daily shopping/purchase limit of Rs 25,000

  • Unlimited access to over 2,00,000 ATMs & 20 lakh POS Terminals in India

  • Worldwide access to over 1.5 million ATMs and over 30 million merchants


Know More

Access to domestic airport lounges

Access to domestic airport lounges across the country (Twice per quarter). Click here to view list of airport lounges

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Fuel Surcharge Waiver

Fuel surcharge waiver - Instant savings up to 2.5% on fuel purchase at any petrol pump

Know More


what would you like to do next?

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Documents Required

  • Documentation CheckList (English)
  • Documentation Checklist (Malayalam)
  • Documentation Checklist (Telugu)
  • Documentation Checklist (Punjabi)
  • Documentation Checklist (Hindi)
  • Documentation Checklist (Kannada)
  • Documentation Checklist (Tamil)


Other accounts & programmes

Customizable Savings Accounts Online

  • apply
  • Know more

  • apply
  • Know more

  • apply
  • Know more
My First YES Personal Banking Program

  • apply
  • Know more
  • Savings Value Account

    • apply
    • Know more
  • FAQ

    S. No.
    What are the charges for Debit Card?
    Rupay Debit Card will be free for lifetime. Customer can avail any other debit card type by Debit Card annual fee ar debit card annual fee will be waived off subject to debit card transactions of 1 lakh & above
    How can I avail the benefits linked to Rupay Debit Card??
    Use your Platinum Debit Card and make transactions with listed merchants/vendors to avail offers/discounts. Refer Rupay Debit Card T&C for detail.
    Can a customer who is less than 60 years of age could be the primary account holder in YES RESPECT Savings Account?
    No, Male/Female customers who are above 60 years of age can only be secondary account holder in YES RESPECT Savings Account
    What is the minimum balance required to be maintained for YES RESPECT Savings Account?
    The Monthly Average Balance (MAB) required for YES RESPECT Savings Account is Rs 5,000.
    What is the eligibility criteria for opening YES RESPECT Savings Account?
    The account can be opened with primary applicant as any resident Indian customer who is above 60 years.

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    yes pay wallet

    Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more

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