Smart Salary Exclusive

• Earn higher interest rate of 6% p.a. with your YES BANK Savings Account^

• Quarterly payout of Savings interest

Disclaimer: ^With effect from September 1, 2017 interest rate of 5% p.a. for balances upto INR 1 lakh, 6% p.a. for balances of INR 1 lakh upto INR 1 Crore, , 6.25% p.a. is applicable for balances of INR 1 Crore upto INR 100 Cr. For amounts greater than INR 100 Crore, please contact the branch or your designated Relationship Manager. Rates are subject to change at the sole discretion of YES BANK. Conditions apply.

• Tax-free interest income^ up to INR 10,000 on Savings accounts

• Free Demat Account Opening, with 50% AMC waiver for the 1^st year

• Free Personal Accident Death Cover, Lost Card Liability and Purchase Protection on your Debit Card

• Free RTGS/NEFT payment facility

• Free Demand Draft issuance up to defined limits through Branch and NetBanking

• Free utility bill payment facility through Net Banking for registered billers

• Free set-up of Standing Instruction facility

Disclaimer: ^Exemption of interest income up to Rs.10,000 is applicable for Savings Accounts held by individuals and HUF only.

• Free and unlimited transactions at YES BANK and other bank ATMs in India

• Free Supplementary Debit Cum ATM Card for Joint Account holder

• YES BANK Pay Now – Enjoy the convenience of recharging your Phone/DTH, paying your bills, loan EMIs & insurance premium, all at one place

• True Anywhere Banking facility for access to any YES BANK branch across India

• One View of your Savings Account, Fixed Deposits, and Mutual Funds with YES BANK NetBanking

• Use your mobile to transfer money to any bank account instantly through our IMPS facility

• Mobile and SMS Banking to keep you updated on the account activity on-the-go

• Convenience of Single Personal Identification Number for all electronic channels including Internet, Mobile, Phone and ATM Banking.

• Daily Domestic and International ATM Withdrawal Limit of INR. 75,000

• Daily Domestic and International Purchase Limit of INR.1,50,000

• Accepted at all MasterCard accepting Merchant Stores, Online Portals and ATMs

• Personal Accident Insurance Cover of INR. 5,00,000.

• Lost card Liability Insurance Cover worth INR. 1,50,000

• Purchase protection worth INR. 25,000.for salaried customers

• Fuel surcharge waiver

^ International Platinum Chip Cards available at request. Please refer Schedule of charges for more details

** Any insurance cover linked to Debit Cards will be eligible for claims if the Debit Card has been used at POS atleast once in the 6 months prior to the date of incidence. Conditions Apply

• One View of your Savings Account, Fixed Deposits and Mutual Funds with YES BANK

• Book Fixed Deposits, Tax Saver Deposits & Recurring Deposits online with best in class Interest rates

• Cutting-Edge MobileBanking Application for Apple, Android, Blackberry, Java & Symbian to fulfil all your banking needs, while you are on the move

• Use your mobile to transfer money to any bank account instantly through our IMPS facility

• Choose your Instant SMS alerts from the wide bouquet of alerts & customize the frequency online at your convenience

• India's only speech enabled PhoneBanking system to free you from maze of button driven menus

   

• Technology Edge with a Single Personal Identification Number for all electronic channels including Internet, Mobile, Phone and ATM Banking

• Our Two Factor Authentication assures you of the highest level of security for your NetBanking transactions