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Smart Salary Advantage Savings Account

Smart Salary Advantage

Smart Salary Advantage

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A Smart Salary Account with host of benefits & services to meet all your banking requirements.

key attractions

MINIMUM BALANCE

A Smart Salary Account with best-in-class features and NIL minimum balance requirement

HIGH RETURNS

Earn higher interest rate of 6% p.a. with your YES BANK Savings Account^

TAX-FREE INTEREST

Tax free interest – INR 10,000 so you can put your money to better use

features & benefits

Earn More

Earn higher interest rate of 6% p.a. with your YES BANK Savings Account^

  • Earn higher interest rate of 6% p.a. with your YES BANK Savings Account^

  • Quarterly payout of Savings interest

Disclaimer: ^With effect from September 1, 2017 interest rate of 5% p.a. for balances upto INR 1 lakh, 6% p.a. for balances of INR 1 lakh upto INR 1 Crore, , 6.25% p.a. is applicable for balances of INR 1 Crore upto INR 100 Cr. For amounts greater than INR 100 Crore, please contact the branch or your designated Relationship Manager. Rates are subject to change at the sole discretion of YES BANK. Conditions apply.

Save More

Tax-free interest income^ upto INR 10,000 on Savings accounts

  • Tax-free interest income^ upto INR 10,000 on Savings accounts

  • Free Demat Account Opening, standard AMC charges applicable

  • Free Personal Accident Death Cover, Lost Card Liability and Purchase Protection on your Debit Card

  • Free RTGS/NEFT payment facility through NetBanking

  • Free Demand Draft issuance up to defined limits through Branch and NetBanking

  • Free utility bill payment facility through Net Banking for registered billers

  • Free set-up of Standing Instruction facility

^Exemption of interest income up to Rs.10,000 is applicable for Savings Accounts held by individuals and HUF only.

More Convenience

Free & unlimited transactions across all YES BANK ATMs

  • Free & unlimited transactions across all YES BANK ATM
  • First 5 transactions free on the other bank ATM’s in India
  • Free Supplementary Debit Cum ATM Card for Joint Account holder

  • YES BANK Pay Now Enjoy the convenience of recharging your Phone/DTH, paying your bills, loan EMIs & insurance premium, all at one place

  • True Anywhere Banking facility for access to any YES BANK branch across India

  • One View of your Savings Account, Fixed Deposits, and Mutual Funds with YES BANK NetBanking

  • Use your mobile to transfer money to any bank account instantly through our IMPS facility

  • Mobile and SMS Banking to keep you updated on the account activity on-the-go

  • Convenience of Single Personal Identification Number for all electronic channels including Internet, Mobile, Phone and ATM Banking.

Titanium Debit Card

Free Titanium Debit card with access to 1.25 Million ATMs & 25 Million Merchants across India

  • Free Titanium Debit card with access to 1.25 Million ATMs & 25 Million Merchants across India

  • Daily Domestic and international ATM Withdrawal Limit of INR. 50,000.

  • Daily domestic and International Purchase Limit of INR. 1,00,000.

  • Personal Accident Insurance Cover of INR. 2, 00,000.

  • Lost card Liability Insurance worth INR. 1,00,000

  • Purchase protection worth INR. 25,000 for salaried customers

^ International Platinum Chip Cards available at request. Please refer Schedule of charges for more details

** Any insurance cover linked to Debit Cards will be eligible for claims if the Debit Card has been used at POS atleast once in the 6 months prior to the date of incidence. Conditions Apply

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Q. What will happen, in case of No credit in my salary account for three consecutive months?

A. Customers Smart Salary Account will be converted to a Regular Savings Account with Average Monthly Balance (AMB) requirement and communication will be sent to the customer.

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Q. Can I use my existing Salary Account if I have changed employers?

A. Yes, In case YES Bank Ltd has an existing salary relationship with the Corporate, we request you to visit the nearest branch along with a letter or an e-mail received from the official corporate email ID. The letter/e-mail should have your complete name and account number and state that you have joined the corporate

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