• Close
Explore Products

Open Savings Account

Contact No should not start with 0
Thank you for your interest in YES BANK’s Savings Account. Our representative will get in touch with you shortly

You may be eligible for a pre approved loan.
Login to NetBanking

At YES BANK, we understand that as a Senior Citizen, your needs and priorities are different. You wish to stay healthy, keep your hard-earned money safe, earn higher returns on their earning and live a hassle-free comfortable life.

To cater your specific banking needs, we present an exclusive savings account designed especially for you.

Moreover, our best in class YES REWARDZ loyalty platfrom and premium offers on our  Debit Card ensures that you feel loved in all your banking transactions.


  • Resident Indian

  • Age: 60 years & above

  • Mode of operation: Primary/1st holder should be Senior Citizen

Account Benefit

Adding Value:

  • Free SMS & Email alert facility

  • Earn attractive YES Rewards points

    • Accelerated loyalty reward points on regular banking activities

    • Earn 8000 YES Rewards Loyalty points in first 90 days itself

    • Redeem rewards points against shopping vouchers, in-store purchases, recharges.

    • Visit details & redemption.

  • Higher return on deposits

    • Earn 0.5% additional interest on your Fixed Deposits with Yes Bank

    • Easy liquidity with discount rate of 1% for OD against FD facility

Convenience Banking

  • TRUE Anywhere banking facility – Free banking across all YES Bank branches

  • Free cash withdrawal across YES Bank ATMs

  • Access your account detail anytime, anywhere with easy access to digital channels like YES ONLINE, YES Mobile, YES ROBOT & WhatsApp Banking      

  • 24*7 online fund transfer & bill payment through free NEFT, RTGS & UPI facility


Debit Card Offering

Debit Card Offering

Feature rich YES Bank Debit Card that offers exclusive lifestyle benefits and welcome on-boarding benefits

Debit Card details

Senior Citizen Savings Account

Default Debit Card type


Exclusive lifestyle benefits


Debit Card Annual Fee

Life time FREE

Upgrade Debit Card

Yes, Annual Fee as per Debit Card variant

  • Higher daily cash withdrawal and POS limit

  • Complimentary Personal Accident & fraud Protection cover

  • Option to upgrade - choose from wide range of premium YES Bank Debit Card

Service Benefits

  • Priority servicing and connectivity on YES BANK customer care number through skip IVR option

    • Special servicing queue for senior citizen customers calling from registered mobile number

    • Calls from senior citizen customers are directly transferred to dedicated customer care agent Don’t have to face IVRs and wait in general queue
  • Free Account Health Statement on your E-mail:

    • Free quarterly Account Health Statement which will provide the summary of all your savings – inflow & outflow of funds, fixed deposit balances, total interest earned, TDS amount, 15H submission detail and nominee status.



External Product Offering:

  • Complimentary Eldercare Package

    • Unlimited 24/7 Tele-consultation by general Physician

    • Storage and upload of Digital/Electronic Health records by Physician

    • Medicines: 15% discount on pharmacy from 1mg, Apollo pharmacy & Neighborhood pharmacy

    • Free basic Health check (3 tests – RBS-Random blood sugar, Total Cholesterol, Calcium once a year) and 30% discount at Individual lab investigations

    • Emergency Ambulance facility: Once a year FREE

    • Creative Mindfulness or Meditation-fortnightly

  • Create your Will @ discounted rate

    • YES BANK offers you E-will service from by at very discounted rate.

Discount on E-will Services - from WillGini

Express Online Will: 25%,

Standard Online Will: 25%


Internal Product Offering:

  • Preferential pricing on YES BANK Demat Account opening: 30% waiver on DEMAT Annual Maintenance Charges for 1st year

  • Discount on YES Securities Account: Zero Brokerage on trades up to Rs. 5 lacs in the first 60 days of  of YES Securities trading account opening
  • Keep your valuables safe with discounts on YES BANK locker facility: 30% waiver on locker rental for 1st year

download app
Android App for YES BANK
App Store for YES BANK
yes pay wallet

Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more

Read More

Download Forms