At YES BANK, we understand that as a Senior Citizen, your needs and priorities are different. You wish to stay healthy, keep your hard-earned money safe, earn higher returns on their earning and live a hassle-free comfortable life.
To cater your specific banking needs, we present an exclusive savings account designed especially for you.
Moreover, our best in class YES REWARDZ loyalty platfrom and premium offers on our Debit Card ensures that you feel loved in all your banking transactions.
Age: 60 years & above
Mode of operation: Primary/1st holder should be Senior Citizen
Free SMS & Email alert facility
Earn attractive YES Rewards points
Accelerated loyalty reward points on regular banking activities
Earn 8000 YES Rewards Loyalty points in first 90 days itself
Redeem rewards points against shopping vouchers, in-store purchases, recharges.
Visit https://www.yesrewardz.com/for details & redemption.
Higher return on deposits
Earn 0.5% additional interest on your Fixed Deposits with Yes Bank
Easy liquidity with discount rate of 1% for OD against FD facility
TRUE Anywhere banking facility – Free banking across all YES Bank branches
Free cash withdrawal across YES Bank ATMs
Access your account detail anytime, anywhere with easy access to digital channels like YES ONLINE, YES Mobile, YES ROBOT & WhatsApp Banking
24*7 online fund transfer & bill payment through free NEFT, RTGS & UPI facility
Debit Card Offering
Feature rich YES Bank Debit Card that offers exclusive lifestyle benefits and welcome on-boarding benefits
Debit Card details
Senior Citizen Savings Account
Default Debit Card type
Master Card -ELEMENT
Exclusive lifestyle benefits
Lifestyle benefits worth 22k
Debit Card Annual Fee
Life time FREE
Upgrade Debit Card
Yes, Annual Fee as per Debit Card variant
Higher daily cash withdrawal and POS limit
Complimentary Personal Accident & fraud Protection cover
Option to upgrade - choose from wide range of premium YES Bank Debit Card
Priority servicing and connectivity on YES BANK customer care number through skip IVR option
Special servicing queue for senior citizen customers calling from registered mobile number
Free Account Health Statement on your E-mail:
Free quarterly Account Health Statement which will provide the summary of all your savings – inflow & outflow of funds, fixed deposit balances, total interest earned, TDS amount, 15H submission detail and nominee status.
External Product Offering:
Complimentary Eldercare Package
Unlimited 24/7 Tele-consultation by general Physician
Storage and upload of Digital/Electronic Health records by Physician
Medicines: 15% discount on pharmacy from 1mg, Apollo pharmacy & Neighborhood pharmacy
Free basic Health check (3 tests – RBS-Random blood sugar, Total Cholesterol, Calcium once a year) and 30% discount at Individual lab investigations
Emergency Ambulance facility: Once a year FREE
Creative Mindfulness or Meditation-fortnightly
Create your Will @ discounted rate
YES BANK offers you E-will service from by Willgini.com at very discounted rate.
Discount on E-will Services - from WillGini
Express Online Will: 25%,
Standard Online Will: 25%
Internal Product Offering:
Preferential pricing on YES BANK Demat Account opening: 30% waiver on DEMAT Annual Maintenance Charges for 1st year
Keep your valuables safe with discounts on YES BANK locker facility: 30% waiver on locker rental for 1st year
Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much moreRead More