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Open Savings Account

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At YES BANK, we understand that today’s customer wants more than just interest on his deposits.  Therefore, we present an exclusive savings account that comes with added benefits like lifestyle offers and special pricing on addon products.  

Moreover, our best in class YES REWARDZ Platform and premium offers on our Debit Card ensures that you feel loved in all your banking transactions.


Resident Indian

Age: 18 years & above


  • Freedom from maintaining average monthly balance (AMB) subject to FD value  five times of AMB requirement

  • SMS & Email alert facility for day end balance/ transactions above a threshold/low balance (free for Savings account PRO Plus customers)

Convenience Banking

  • TRUE Anywhere banking facility – Free banking across all YES Bank branches                

  • Free cash withdrawal facility across all YES Bank ATMs                

  • Access your account detail anytime, anywhere with easy access to digital channels like YES ONLINE, YES Mobile, YES ROBOT & WhatsApp Banking     

  • 24*7 online fund transfer & bill payment through free NEFT, RTGS & UPI facility

Variant & Pricing

Regular Savings Account variants

Savings Account PRO

Savings Account PRO Plus

Average Monthly Balance (AMB) Requirement



Freedom from AMB subject to FD of :



Default Debit card



Free SMS Alert



Reward Points on regular banking transactions



YSL Offering

No brokerage on trades up to Rs.5 lac (In 60 days of account opening)

No brokerage on trades up to Rs.5 lac (In 60 days of account opening)

Locker rental for 1st year

10% waiver

30% waiver

DEMAT AMC waiver for 1st year

10% waiver

30% waiver

Asset Offers (Gold Loan, Home Loan, Two Wheeler Loan etc.)

Regular pricing

Preferential pricing

Schedule of Charges

Debit Card


Savings Account PRO

Savings Account PRO Plus

Default Debit Card Type



Exclusive lifestyle benefits

Lifestyle benefits worth 22k

Lifestyle benefits worth 24k

Debit Card Annual Fee

Rs 249

Rs 399


Personal Accident & Purchase Protection

Personal Accident - Rs 2 Lac

Personal Accident - Rs 2 Lac

Lost Card Liability - Rs 1 Lac

Lost Card Liability - Rs 1.5 Lac

Purchase Protection - Rs 25k

Purchase Protection - Rs 25k


  • Accelerated loyalty reward points on regular banking activities like :

    • Opening of Account

    • Paying for bills & recharges

    • For other recurring banking transactions (CC Bill, SI, ECS, SIP)

    • On Debit Card spends

    • Availing a wide range of bank’s products and services including Fixed deposit, MF online, Demat, locker, retail loans and others

    • Referring YES BANK to your friends and family and many more

  • Earn up to 8000 YES REWARDZ Loyalty points in first 90 days itself

  • Redeem rewards points against shopping vouchers, in-store purchases, recharges

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yes pay wallet

Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more

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