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DIGITAL SAVINGS ACCOUNT

YES BANK launches YES Digital Savings account to open savings account at your convenience without visiting any branch. We value your time and keeping this in mind, we have designed this account, which is fast, easy, secure and paperless. This account gives you attractive interest rates, exciting onboarding offers and virtual debit card 

 

Instant Account Opening with no transaction restriction

  • Fast, easy, secure and paperless way for opening Savings Account in 6 easy steps:

    • Enter your Aadhaar, PAN, Email ID & Mobile

    • Validate details with OTP

    • Verify Personal Details & enter Account related information

    • Submit and receive Account number, Customer ID instantly

    • Show original documents in a Video call from YES BANK staff for account activation

    • Start Transacting

 

Value for Money

  • Attractive interest rates* on your Savings Account Balance

  • Quarterly pay-out of Interest

 

Complimentary Virtual Debit Card

  • Platinum Visa Virtual Debit Card instantly for all online shopping and payments, with enhanced daily transaction limit of INR 50,000

  • INR 16,000 + worth offers on onboarding & activation, powered by VISA

  • Enhanced Insurance & Protection cover linked to Platinum Visa Virtual Debit Card.

    • Lost card liability of INR 50,000 ; Purchase protection of INR 25,000 ; Personal Accident cover of INR 2 lacs

 

Convenience in Banking

  • Instant access to our secure Internet Banking, Mobile banking facility.

  • True Anywhere banking – Free banking across all YES Bank branches

  • Free NEFT, RTGS & UPI transfers through Net Banking & Mobile Banking.

  • Create Your UPI, Register for Bill Payment, Set up Standing Instruction, add beneficiaries instantly

  • Free e-statement facility

  • YES ROBOT: 24*7 Personal Banking Assistant to create Fixed Deposits, pay bills, send money, do recharges, check balances

* Rates are subject to change at the sole discretion of YES BANK. Conditions apply

key attractions

Free Virtual Debit Card

Lifetime Free Visa Platinum Virtual Debit Card

 

Enhanced Personal accident, Purchase protection and lost card liability cover

Free Digital Transactions

Free NEFT, RTGS & UPI transfers through Net Banking & Mobile Banking.

 

YES ROBOT: 24*7 Personal Banking Assistant to create Fixed Deposits, pay bills, send money, do recharges, check balances

Instant Account Opening

Fast, easy, secure and paperless way of opening Digital Savings account in minutes

features and benefits

Lifetime Free Visa Platinum Virtual Debit Card

  • No annual fee

  • Lost card liability of INR 50,000 ; Purchase protection of INR 25,000 ; Personal Accident cover of INR 2 lacs

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Free NEFT, RTGS & UPI

  • Free NEFT, RTGS & UPI transfers through Net Banking & Mobile Banking

 

Exciting offers

  • INR 16,000 + worth offers on onboarding & activation, powered by VISA

 

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Documents Required

  • Documentation CheckList (English)
  • Documentation Checklist (Malayalam)
  • Documentation Checklist (Telugu)
  • Documentation Checklist (Punjabi)
  • Documentation Checklist (Hindi)
  • Documentation Checklist (Kannada)
  • Documentation Checklist (Tamil)

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    Have any other query?

    Where can I visit to open digital Savings Account with YES BANK?

    Please visit the portal here to open digital Savings Account with YES BANK?

     

    Who can open savings account through this portal?

    Only Resident Individuals above the age of 18 can open digital savings accounts through the portal

     

    I have an existing relationship with YES BANK, Can I open a new account through this portal?

    Currently, only new to YES Bank Customers can open digital savings accounts. Existing YES BANK customers should approach nearby YESBANK branch to open digital Savings Accounts

     

    Can I open a joint account with my wife/family ?

    Only Single holders can open account digitally, for any joint accounts, please visit near by YES Bank Branch

     

    What is the balance requirement of the YES Digital Savings Account?

    Balance requirement of Digital Savings Account is INR 10,000 per month

     

    What is the Schedule of charges of my Digital Savings account?

     

    What are the documents required to open the account?

    Aadhaar and PAN are mandatory to open Digital Savings account

     

    Is Mobile number & Email ID mandatory for opening Digital Savings account?

    YES, Mobile number and Email ID are mandatory and are authenticated while opening the account

     

    Do I get a cheque book along with the digital savings account?

    Cheque book is not issued by default to the customer. Request can be placed through Retail Netbanking, Mobile banking or Branch. Please ensure signature is updated in your account

     

    How do I update Signature in my Digital Savings account?

    Please visit any nearby YES BANK Branch with a specimen signature/ Proof of Signature to update in the Bank’s records
     
    Form can be accessed here:

    https://www.yesbank.in/pdf/request_form_for_changes_in_demographics_pdf

     

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