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Smart Salary Platinum Savings Account

YES BANK is proud to present YES Honour, an unique salary account proposition with host of benefits, all tailored to meet the financial needs of Government employees.

features & benefits

Lifetime Zero Balance Account

Continue to enjoy Zero Balance Salary Account, even after retirement

Free of Cost Banking Services

Banking at Branch and Digital Channels free

  • True Anywhere Banking facility for access to any YES BANK branch across India

  • Free and unlimited transactions at YES BANK and other bank ATMs in India

  • One View of your Savings Account, Fixed Deposits, and Mutual Funds with YES BANK NetBanking

  • Use your mobile to transfer money to any bank account instantly through our IMPS & UPI facility

  • Mobile and SMS Banking to keep you updated on the account activity on-the-go

Enhanced Insurance Cover

Personal Accidental Insurance of Rs.20 lakh

Air Accidental Cover of Rs.1 crore

Education cover of Rs.2 lakh

Home and Vehicle Modification cover of Rs.50,000

Insurance cover is subject to Salary Credit of Rs.20,000 in the previous month of occurrence of the event

Personal Accident – Benefit to the Insured Member who suffers an Injury during the Cover Period solely and directly due to an Accident that occurs during the Cover Period which results in an Insured Event within twelve calendar months from the Injury

Air Accident - This benefit insures the proposer in case of the insured member’s fatality in the event of an air accident within twelve months from the date of occurrence of injury if the air ticket is booked using Yes Bank Salary account

Education cover - This cover will apply for the education of the Insured Member’s dependent child/children, if the claim for accidental death or disability is already admitted

Home Modification Cover - Necessary modifications to the insured member’s regular place of residence to facilitate activities of daily living consequent to an injury will be indemnified

Vehicle Modification Cover - Necessary modifications to the insured member’s vehicle to facilitate activities of daily living consequent to an injury will be indemnified

Accident Hospicash Benefit

Lump sum amount of Rs.1000 for 15 days paid for every consecutive 24 hour period of hospitalization due to an accident

VISA Debit Card

Engage Debit card for Exclusive Account with benefits worth INR 84,135.

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Invest in National Pension System (NPS) and enjoy exclusive tax benefits.

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Q. What will happen, in case of No credit in my salary account for three consecutive months?

Customers Smart Salary Account will be converted to a Regular Savings Account with Average Monthly Balance (AMB) requirement if there is no salary credit for three consecutive months.


Q. Can I use my existing Salary Account if I have changed employers?

A. Yes, In case YES Bank Ltd has an existing salary relationship with the Corporate, we request you to visit the nearest branch along with a letter or an e-mail received from the official corporate email ID. The letter/e-mail should have your complete name and account number and state that you have joined the corporate


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