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At YES BANK, we understand the importance and need of new age digital banking. Thus we bring to you YES Digital Salary Account which is a fully loaded new age digital banking account. It is opened instantly and comes with a free Virtual Debit Card, free online transactions and many lifestyle offers & benefits. You can open account instantly without visiting any YES BANK branch.


Adding Value:

  • Instant account opening - Fast, secure and paperless way for opening Salary Account in 6 easy steps:

    • Enter your Aadhaar, PAN, Email ID & Mobile

    • Validate details with OTP

    • Verify Personal Details & enter Account related information

    • Submit and receive Account number, Customer ID instantly

    • Show original documents in a Video call from YES BANK staff for account activation

    • Start Transacting!

  • Value for money

    • NIL minimum balance requirement*

    • Attractive interest rates* on your Digital Salary Account

    • Quarterly pay-out of Interest

  • Complimentary Virtual Debit Card

    • Avail an instant free virtual platinum debit card for all your online shopping and payments, with enhanced daily transaction limit of INR 50,000

    • INR 16,000 + worth offers on onboarding & activation, powered by VISA

    • Enhanced Insurance & Protection cover linked to Platinum Visa Virtual Debit Card.

    • Lost card liability of INR 50,000 ; Purchase protection of INR 25,000 ; Personal Accident cover of INR 2 lacs


Convenience in Banking:

  • Instant account opening with video KYC , no branch visit required

  • 24/7Access to your account from anywhere through our secure corporate Internet Banking, Mobile banking facility.

  • Free NEFT/ RTGS / IMPS transactions through Net & Mobile Banking

  • Easily book FD / RD and enjoy high attractive rate of interest**

  • Create UPI handle, Check transactions, transfer funds or pay bill anytime at the comfort of home/office using online platforms.

  • YES ROBOT: 24*7 Personal Banking Assistant to create Fixed Deposits, pay bills, send money, do recharges, check balances

*Balance requirement will be nil subject to regular salary credits.

**Rates are subject to change at the sole discretion of YES BANK. Terms and Conditions apply

key attractions

Instant Account opening

Contactless online hassle free account opening

Free Digital Transactions

Free NEFT, RTGS & UPI transfers through Net Banking & Mobile Banking.
YES ROBOT - 24*7 Personal Banking Assistant to create Fixed Deposits, pay bills, send money, do recharges, check balances.

Free Virtual Debit Card

Lifetime Free Visa Platinum Virtual Debit Card with personal accident, purchase protection & lost card liability cover.

features and benefits

Lifetime Free Visa Platinum Virtual Debit Card

  • No annual fee

  • Lost card liability of INR 50,000

  • Purchase protection of INR 25,000

  • Personal Accident cover of INR 2 lacs

Clcik Here to know more.


Free NEFT, RTGS & IMPS transfers through Net Banking & Mobile Banking

Exciting Offers

INR 16,000 + worth offers on onboarding & activation, powered by VISA.

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what would you like to do next?

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Other accounts & programmes

Savings Value Account

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Where can I visit to open Digital Salary Account with YES BANK?

Please visit the portal here to initiate the process of YES Digital Salary account opening.


Who can open Digital Salary account through this portal?

Resident Individuals above the age of 18 employed in a corporate empaneled with YES BANK can open Digital Salary accounts through the portal


What should I do after opening the Digital Salary account?

Update your HR with your account number to ensure regular salary credits.


I have an existing relationship with YES BANK, Can I open a new account through this portal?

Currently, only new to YES Bank Customers can open digital salary account through this portal.


Can I open a joint account with my wife/family?

Only Single holders can open account digitally, for any joint accounts, please visit nearby YES Bank Branch.


What is the balance requirement of the YES Digital Salary Account?

Balance requirement of Digital Salary Account is NIL subject to regular monthly salary credits in the account.


What is the Schedule of charges of my Digital Salary account?

Please find the SOC at here.


What are the documents required to open the Digital Salary account?

Aadhaar and PAN are mandatory to open Digital Salary account


Is Mobile number & Email ID mandatory for opening Digital Salary account?

YES, Mobile number and Email ID are mandatory and are authenticated while opening the account.


Do I get a cheque book along with the YES Digital Salary account?

Cheque book is not issued by default to the customer. Request can be placed through Retail Netbanking, Mobile banking or Branch. Please ensure signature is updated in your account.


How do I update Signature in my YES Digital Salary account?

Please visit any nearby YES BANK Branch with a specimen signature/ Proof of Signature to update in the Bank’s records Form can be accessed here:


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