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YES Vijay Personal Banking Program

Yes Vijay

A zero balance salary Savings Account designed exclusively for the Defence Forces of India!

Yes Vijay

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YES BANK is honoured and proud to present YES Vijay, a unique and comprehensive Salary Savings Account, exclusively for the Defence Forces.

The YES Vijay Salary Savings Account brings you a world of special privileges and differentiated services that make banking convenient and hassle-free. Further, with YES Vijay you will enjoy unrestricted access to the fast growing YES BANK network of over 1020 branches in 450 cities across India.

So, no matter where you are stationed around the country, you can rest assured that you have the power to meet your family's banking and financial needs.

key attractions

Zero Balance

No requirement of minimum balance


Earn attractive interest rates* on your YES BANK Savings Account

Accident Cover

Enhanced Personal Accident Cover upto INR 30 Lacs

features and benefits

More Convenience

Unlimited access to ATMs of any bank across India

  • Unlimited access to ATMs of any bank across India

  • Free Supplementary Shopping-cum-ATM Card for Joint Account holders

  • Free Additional Debit Card for single account holders

  • No extra charge at CSD's across India on payment through a YES Bank Card, through YES BANK card swipe machines

  • True Anywhere Banking facility for access to any YES Bank branch across India

  • One View of your Savings Account, Fixed Deposits, and Mutual Funds with YES Bank NetBanking

  • Use your mobile to transfer money to any bank account instantly through our IMPS facility

  • Mobile and SMS Banking to keep you updated on the account activity on-the-go

  • Convenience of Single Personal Identification Number for all electronic channels including Internet, Mobile, Phone and ATM Banking.


Daily Domestic Withdrawal Limit of INR 50,000

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Element Debit Card with Worldwide access to over 1.5 million ATMs and over 30 million merchants

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Wealth Management Program

YES FIRST - Exclusive Wealth Management Program For Senior Officers

  • YES FIRST - Exclusive Wealth Management Program For Senior Officers

  • Dedicated service anchor to assist you for all your banking requirements

  • Access to exclusive YES FIRST Business Lounges at flagship branches for banking in the lap of luxury

  • Exclusive access to the YES ASSIST Concierge Service Program for your non-banking requirements


Personal Accidental Cover of upto Rs. 30 Lakhs

  • Personal Accidental Cover of upto Rs. 30 Lakhs.
  • Free Higher Education benefit (Class XII above) of up to 1 Lakh p.a. for a maximum of four years for higher education of wards of the deceased personnel (Wherever PA cover applicable)* .The higher education benefit is applicable above class XII. An amount of up to Rs 1 lakh is admissible every year for a maximum of 4 years.
  • Total Permanent disability *of up to 30 Lac.
  • Air Accident Death Cover up to Rs.1 crore (Valid on purchase of Air Ticket through the Yes Bank Debit card)


Terms & conditions:

  • Above insurance covers are applicable for Current/In-service Personnel only and remain active as long as regular salary credits are routed through the account.
  • In case of reporting of any aforesaid claims, actual salary credits, at least once in the preceding 90 days from the date of the incident will be considered as a valid salary credit.
  • Detailed T&Cs are governed as per the Memorandum of Understanding (MOU) signed with the respective Defence Entities.

Total Permanent disability coverage up to 100% of S.I. under following conditions

Permanent total Disability

Type of PTD

Percentage of SI

Loss of Sight (Both Eyes)


Loss of Two Limbs


Loss of One Limb & One eye



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Documents Required

  • Document Check List


Have any other query?

Q. Is employment confirmation mandatory to open a YES Vijay Salary Account?

A. Yes, employment confirmation is required to ensure that you are an employee of the company.


Q. Can a Defence ID card be accepted as a Photo ID document (YES Vijay Salary Account)?

A. A Defence ID can be accepted as a Photo ID document.


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