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My First YES Personal Banking Program

My First Yes

A bank account that gives your child financial literacy and you an avenue to save for your child's future

My First YES

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Watch money grow in your child's piggy bank with My First YES Account, which gives you the benefit of higher returns along with an opportunity to guide your child to manage their savings.

My First YES Account is the first step towards financial literacy for your child. This bank account gives your child the platform to learn the basics of banking and parents an avenue to save for their child's future in the form of Fixed Deposits and Recurring Deposits. The Debit Card with variable limits allows teenagers to an easy access to their pocket money.

key attractions


Average Monthly Balance (AMB) requirement of just INR 2,500


Earn attractive interest rates* on your YES BANK Savings Account

features and benefits

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Earn attractive interest rates* on your YES BANK Savings Account

  • Earn attractive interest rates* on your YES BANK Savings Account

  • Quarterly payout of Savings interest


Disclaimer: * Savings Account interest rates are subject to change at the sole discretion of YES BANK. Conditions apply. For latest savings interest rate please click here

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Waiver on AMB requirement with a Fixed Deposit**

  • Waiver on AMB requirement with a Fixed Deposit**

  • Free RTGS/NEFT payment facility through NetBanking

  • Free Demand Draft issuance upto defined limits through Branch and NetBanking

  • Free utility bill payment facility through Net Banking for registered billers

**Refer to Schedule of Charges

More Convenience

Unlimited access to ATMs of any bank across India

  • Facility to customize withdrawal limits on Debit Cards allowing parents to set the limit that a child can withdraw in a day (INR 1,000/INR 2,000/INR 5,000). This facility is available for minors of age 10 years and above on request.

  • Free Personalized Under Guardian cheque book

  • View only access on request to the Minor and transactional access to the Guardian

  • Unlimited access to ATMs of any bank across India*

  • True Anywhere Banking facility for access to any YES Bank branch across India*

  • Mobile and SMS Banking to keep you updated on the account activity on-the-go

  • Convenience of Single Personal Identification Number for all electronic channels including Internet, Mobile, Phone and ATM Banking.

*Please refer Schedule of Charges applicable as per Saving account variant


what would you like to do next?

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Have any other query?

Q. Who is eligible to open My First YES Account?

A. Any child in the age group of 1 day to 18 yrs.


Q. How can I receive my account statements?

  1. Every customer receives his/her monthly account statement on their e-mail address provided in the account opening form. You can also register your email id later(if haven’t already done) to receive monthly e-statements. If you have not registered your email id with the bank, the account statement is shared via SMS on registered Mobile Number. You can also view your account summary and account statement by logging into YES ONLINE.



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