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Personal Loans

Personal Loan

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Instant, Quick and Seamless. YES BANK Personal Loan to afford your special something and fulfil that every little dream of yours

What is a Personal Loan?

Personal loans are short and medium term ‘unsecured’ loans which do not require any collateral.

Why do you need a Personal Loan?

There are many occasions and moments in your life that you look forward to and some help in the form of extra funds can make it more special.

Features and Benefits

We at YES BANK offer customers personal loans ranging from INR 1 lakh up to INR 25 lakhs at the most competitive interest rates, for a tenure ranging from 12 to 60 months. A broad tenure range ensures that you get to choose the period over which you wish to repay the loan amount, as per your convenience. YES BANK personal loans are extremely popular choices among our customers due to their inherent benefits, which include:

  • Unsecured Loan: You are not required to provide any security or guarantor when taking a personal loan from YES BANK.

  • Flexible Repayment Options: You get to choose the tenure of your loan. With personal loan EMI calculator facility, you can quickly determine the EMI you would be required to pay across various tenures and choose a repayment schedule that suits you the best.

  • In principle approval in 60 secs : Now you can instantly check eligibility by clicking here

  • Quick Disbursal of Funds: Once your application for a personal loan gets processed, your funds get disbursed within a matter of hours.

  • Attractive Interest Rates: Our personal loan interest rates are among the BEST IN THE INDUSTRY, starting at 10.75%.

  • Easy Application Process: You can apply for a personal loan online through our website; the process is quick, with only basic documentation.

  • Transfer your existing loan: You can also transfer your high cost Personal Loans with us at lowest interest rates. You can also avail additional funds during the process.

  • Part Pre Payment option available: Have some extra funds, you can also choose to part pre-pay your YES Bank Personal Loan post 12 EMIs

Applying for a Personal Loan

Personal loans are a great way to raise funds immediately as they are readily available. To avail a personal loan with YES BANK, you are advised to follow a few basic steps:

  • Assess Your Requirement: Determine the amount of money you require in the present and plan how you intend to repay the amount. When you take the loan, you are required to pay it back in fixed instalments over a specified period. So, you must carefully analyse your resources to choose the amount of EMIs that you would like to pay.

  • Know Your Eligibility instantly: Now Personal Loan eligibility can be checked within 60 Seconds by clicking here

  • Complete the Application Process: To apply for a personal loan fill out the application form available on the YES BANK website. You may also visit your nearest bank branch to complete the application process for personal loan in person. Our knowledgeable staff will help you out with the entire process, from start to finish.

To add to your convenience in banking with YES BANK, we provide you with doorstep banking services. When applying for a personal loan with YES BANK, our bank representative will visit your home or office for completion of the application form as well as the documentation process for personal loans.

Keeping with the advancements in modern technology and the drive towards digitization of the economy, we at YES BANK provide you with our Net Banking services to help you carry out your banking functions as smoothly and efficiently as possible.

Schedule Of Charges

features & benefits

loan amount upto INR 20 lakhs

Loan available up to INR 20 lakhs

No Guarantor

NO guarantor / NO Security / NO Collateral

other benefits

View our hosts of other benefits

View our hosts of other benefits:

  • Attractive Interest Rates

  • Flexible repayment options

  • No collateral required

  • Loans available for various needs

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Documents Required

  • Proof of identity, age, address and Signature

  • Salary slips of the last 3 months and IT Returns for the last 2 years

  • Bank Statement of salary account for the last 6 months

Have any other query?

Q. What is the Rate of Interest (ROI) applicable?

Interest rates are offered basis profile of the customer. YES bank interest rates are among the BEST IN THE INDUSTRY, starting at 10.75%.

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Q. How much can I borrow?

Loan eligibility for individual customers will depend on YES Bank credit policy. Loans are available from INR 100,000 to INR 25,00,000.

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