Customized home loans to make it easy and profitable for you to invest in property back home!
YES BANK provides wide-ranging solutions to customers for financing the purchase of residential property.
Ranging from 9.35% to 10.50%
Processing Fee: 0.5% of the loan amount or Rs 10000 whichever is higher (GST additional)
For further details on the product please SMS YES HL to 9223390909 or call us at 1800-419-1717
Higher loan amount with attractive rates
Balance Transfer facility with top-up available
Longer tenure loans to ensure smaller affordable EMI
View our hosts of other benefits
View our hosts of other benefits:
Nil (Full or Partial) Prepayment charges for floating rate Home Loans
Proof of Identity and Signature
Proof of Address (Office and Residence)
- Salaried: 2 Latest salary slips and IT Returns / Form 16 for last 2 years
- Self Employed Professionals: Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
- Self Employed Businessmen / Retail SME Enterprises: Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
Last 6 months bank statement of salary / main operating bank account
Details of all existing loans
Additional Documents in case of Partnership Firms: Partnership Deed
Q. What type of Home Loans does YES BANK Offer?
A. There are a variety of home loans on offer:
a) Home Purchase Loan
b) Home Improvement Loan: for renovation and repair of your home
c) Home Loan Top-up: additional funding at Home Loan rates along with existing Home Loans on the same property
d) Home Loan Transfer: balance transfer of home loans from other banks and Housing Finance Companies
e) Home Loans for Self Employed: tailor made home loans for self employed professionals or non-professionals
Q. What is EMI?
A. EMI (Equated Monthly Instalment) is the amount payable to the Bank till the loan is paid back in full. The Emi consists of Interest as well as Principal component.
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