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Car Loans

Car Loan

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Say YES to your BIG Dream. Owing your Dream Car in now easy.

YES BANK offers unique car loan solutions that promise a transparent and hassle free ride to own your Dream Vehicle. So what are your waiting for? Get ready to press on the accelerator and drive away with the car that would define your lifestyle.



YES BANK offers you the best deals for financing the car of your dreams. Gear up for convenient rates, great savings and attractive features, and get up to 100% finance options on select models. We understand your need of owning a car in today’s fast-paced life, and therefore, provide car loans for new as well as used cars, tailored to meet your requirements. At YES BANK, we aim to help our customers with our attractive Car Loan options.

Why Do I Need a Car Loan?

Following are a few factors regarding why a Car Loan from YES BANK is a good idea:

  1. A car loan allows you to buy a more comfortable, fuel-efficient and powerful car that might be slightly above your expected budget.

  2. Procuring a car loan can ensure long-term benefits pertaining to building up a good credit history.

  3. You can avail a car loan to buy not only new but used cars as well.

  4. Attractive interest rates per market standards.

  5. Longer repayment tenure to minimise the monthly instalment to be paid.

  6. With the maximum loan amount set at INR 500 lakhs, you can select from a range of models.

  7. Instant loan approvals across various application mediums make applying for car loans from YES BANK more convenient.

key attractions

Up to 100% funding

On on-road price

No-income proof required

Agri-Land holding or Banking Based schemes (Upto 15 Lakhs)


Single latest ITR ( Upto 10 Lakhs) required

features and benefits

loan amount upto INR 500 lakhs

Minimum loan amount: INR 1 lakh, maximum loan amount: INR 500 lakhs

Part and Prepayment options available

Service Assistance

Car Demo, Test Dirve, Existing Car Sale

Other benefits

View our hosts of other benefits

View our hosts of other benefits:

  • Car loans are available to Individuals, Proprietorship Firms, Partnership Firms, Public/Pvt. Limited companies

  • LTV of up to 100% on select models

  • Attractive interest rates

  • Multiple repayment options

All benefits subject to terms and conditions and credit is at the sole discretion of YES Bank Ltd.


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  • Duly filled up application form

  • Latest photograph

  • KYC documents as per YES Bank Ltd. policy

  • Income proof

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How to Apply for a Car Loan from YES BANK

There are primarily two ways to avail a car loan with YES BANK — online application and in-branch application. Existing customers may also be eligible for a pre-approved car loan based on terms and conditions.

At YES BANK, we strive to simplify your banking transactions by providing you with an online application procedure that can be completed at home or in the office. Visit our website to apply for the car loan online, attach the necessary documents and receive the loan instantly. With our convenient doorstep services, the documentation process can be completed at your home or office, with ease. You can also utilise our specialised car loan EMI calculator to help you plan your monthly instalments.

Additionally, you can apply for a car loan by visiting your nearest YES BANK branch. Our trained executives provide you with a detailed explanation of the documentation process, making it simpler, hassle-free and more convenient for you to apply for the loan. Our leading after-sales support is available to further enhance your loan experience at YES BANK.

Criteria for Eligibility

The eligibility criteria for a car loan from YES BANK are as follows:

  • Age: A minimum of 21 years and not more than 58 years before the completion of the loan tenure.

  • Employment status: You must be a salaried employee, self-employed individual, partnership firms, and businessmen who are income tax assesses.

  • Minimum repayment capacity: Income eligibility is based on the latest salary slip as well as Form 16.

  • Residential stability: A proof of residence is required to show whether you live in an owned, parental owned or rented accommodation.

  • Documentation: For us to process your application, we would require proof of identity, profession and other details mentioned during the initial application procedure.

For more information, contact YES BANK for assistance.

Required Documentation:

The YES BANK car loan application process is hassle-free and simple. We require:

  • Complete and signed application form

  • Recent passport-sized photographs

  • Identification proof with photograph and signature (KYC compliant) – PAN card, Aadhar card, Passport, Driving Licence

  • Proof of income – Salary slips, bank account statements, IT return, Form 16

  • Pro forma bill from the seller to ascertain value of the vehicle

  • Post-approval: Loan agreement duly signed with RTO set

  • For standard security, post-dated cheques (PDCs)/ECS form as applicable

Please keep the original documents handy, along with scanned copies and photocopies, in the case of a request for verification.

Privileges Accompanying YES BANK Car Loan

  • YES BANK’s car loans can be availed for amounts ranging from INR 1 Lakh to INR 500 Lakhs, granting you the freedom to buy the car model of your choice without any compromises on style and comfort.

  • Available to individuals as well as organisations, YES BANK’s comprehensive car loan options assure satisfaction to all our customers.

  • 100% loan amount provided toward on-road price of the vehicle for select models.

  • Most competitive interest rates in the industry.

  • Multiple repayment options.

  • Spot approvals and easy documentation procedure.

With lucrative interest rates, easy documentation, quick disbursal and flexible tenures, YES BANK offers you complete peace of mind and the liberty to own a car of your choice. Check your car loan eligibility online and apply for your car loan with YES BANK today!

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