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Bike Loan

Bike Loan

Thank you for your interest in YES BANK’s Bike Loan Product. Our representative will get in touch with you shortly

You may be eligible for a pre approved loan.
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Owing your Dream Bike in now easy.

YES BANK offers convenient Bike loan solutions that promise a transparent and hassle free process to own your Dream Bike. So what are your waiting for? Get Ready to zoom away in style on your Dream Bike.


YES BANK Bike Loan

Two-wheelers are one of the most common modes of transportation in India. Bikes are not only more affordable, but they are also able to glide through the busy, bumpy Indian roads with an ease that cars cannot match.

Owing to the availability of easy monthly instalments, a Bike Loan proves to be the most convenient option. For that reason, YES BANK offers you two-wheeler loans that enable you to purchase a scooter, an affordable bike, or a superbike, all at convenient rates.

key attractions


Funding to Scooter, Bikes and Super Bikes


Loans offered on a Reducing balance method with EMIs that are easy on your pocket

features and benefits

Loan Amount upto Rs.25 Lakhs

Part Prepayment options

Flexible Tenure options from 1 year to 5 years

Other benefits

View our hosts of other benefits

View our hosts of other benefits:

  • upto 85% funding of ON ROAD price of Bike for select models

  • Easy documentation

  • Multiple repayment options

All benefits subject to terms and conditions and credit is at the sole discretion of YES Bank Ltd.


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Documents Required

  • Duly filled up application form

  • Latest photograph

  • KYC documents as per YES Bank Ltd. policy

  • Income proof

  • Bank Statement

  • Signature proof verification

  • Proforma invoice

  • Post approval: Loan agreement duly signed with RTO set

  • Post-dated cheques (PDCs)/ECS form/ Standing Instructions (SI) with security PDCs as applicable

  • Margin money receipts


Have any other query?

Q. Can an NRI avail of New Car Loans from YES Bank?

A. Yes, with a local co-applicant


Q. Can my spouse's income be included for calculating the loan amount?

A. Yes, your spouse's income can be included provided he/she joins as co-borrower.


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Do I need a two-wheeler loan?

- No lump-sum payments: The two wheeler loan by YES BANK is one of the most popular among its customers owing to the flexible terms of loans and competitive rates. A Bike Loan from YES BANK can ease the burden of purchasing a two-wheeler without having to worry about the finances.

- Preference-based, affordable purchase: With a Bike Loan from YES BANK, you pay for a two-wheeler at your own pace in the form of affordable EMIs. Such a loan also enables you to purchase a two-wheeler of your preference, be it a more fuel-efficient one or one with a more powerful engine.

- Surpass your current budget: Are you a bike enthusiast? Do you wish to buy a superbike but feel you do not possess the necessary funds? This is where a two-wheeler loan from YES BANK aids you considerably. Live your dream of owning a superbike through easy monthly instalments.


Why YES BANK for a bike loan?

We, at YES BANK, offer exclusive benefits to our customers applying for a Bike Loan:

- Best-in-class interest rates on super-bike loans

- Loan amount ranging from INR 1 lakh to INR 25 lakhs

- Flexible repayment tenure from a year up to a maximum of 5 years

- Funding limit of up to 85% of on-road price for select models

- Easy application procedure

- Hassle-free documentation

- Prompt disbursal of loan


How to apply for a bike loan from YES BANK?

At YES BANK, we place your comfort and convenience before everything else, which is why we offer two ways of applying for a loan:

- Online Application: Follow easy online steps to apply for the two-wheeler loan instantly. Every step has been simplified to facilitate your convenience. Fill the application form online, select the repayment tenure, and calculate the EMI using our bike loan EMI calculator. We also provide convenient doorstep services where a YES BANK representative will visit your home or office for the requisite documentation.

- Visit our branch: Not that comfortable uploading your personal details? Require more information? Visit your nearest YES BANK branch, and our experts will walk you through the hassle-free process while assisting you with the documentation process, ensuring quick disbursal of the two-wheeler loan.

At YES BANK, we provide you with the option of applying either for a secured loan or an unsecured loan:

- Lower interest rate with a Secured Loan: Apply for a two-wheeler loan from YES BANK with lower interest rates by providing collateral security, such as property, shares, etc. With best-in-class interest rates, your superbike would seem more affordable than ever.

- No guarantors or collateral with an Unsecured Loan: No property to show as collateral? Worry not. YES BANK offers two-wheeler loans without collateral security, too. Visit your nearest YES BANK branch for more details.


Am I eligible for a Two-wheeler loan from YES BANK?

The eligibility criteria for a bike loan from YES BANK is as follows:

- Age: The applicant should be over 18 years of age

- Employment status: Salaried employee or self-employed individual

- Income: The minimum required income that makes you eligible for this loan is based upon the location of your residence — visit us or call for more information

- Residential stability: Approval of your two-wheeler loan also depends on your residential stabilit


Which documents do I need during application?

The following documents are required while applying for a bike loan:

- Completed application form

- KYC Documents

- Recent passport-sized photographs

- Proof of identification — PAN card, Aadhar card, Passport or Driving License

- Proof of income — salary slips, bank account statements, along with the latest IT return form


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