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Affordable Home Loan

Affordable housing loan

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Thank you for your interest in YES BANK’s Affordable housing loan Product. Our representative will get in touch with you shortly

You may be eligible for a pre approved loan.
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Now you and your family have a reason for a bigger smile, YES KHUSHI Home Loans can make your Housing dream come alive.

Interest Rate:

Ranging from 10.25% to 12%


Processing Fee: 2% of the loan amount or Rs 10000 whichever is higher (GST additional)

For further details on the product please SMS YES KHUSHI to 9552220020 or call us at 1800-419-1717

Interest rates and Schedule Of Charges

List of Approved Projects


Credit Linked Subsidy Scheme under PMAY

key attractions


Loan amount starting from Rs 1* lac for smaller loan requirements and maximum loan amount upto Rs 35 lacs


Monthly family income of Rs 9000 is sufficient enough to apply for a Home loan with us.


Tailored solution where minimal or no income documents are available and this is just a discussion away.

features and benefits

You choose, We lend.

Builder Under-construction/Ready/Resale properties/purchase of plot and construction thereon/Self-construction/Repair/Renovation/


Your job profile can never come in your way of owning a House.

No restrictions on job profile or industry.

Owning a House is what matters not the size.

Loans for property area starting from 200 sqft (saleable) so that you can freely choose your dream home (from a studio apartment or a 1RK to a big house)

Smaller EMIs and reduced burden

Loan tenure upto 35 yrs.

Ever imagined your Banking behaviour could get you a Home loan?

You can get KHUSHI Home loans basis your healthy banking behaviour. Doesn’t matter you being a salaried or a self-employed

Not happy with your existing Financier?

Transfer your Home loan to us without any hassles basis your existing home loan track record

Exigency or funds for personal needs?

A top up loan is what we have for you when you transfer your existing loan to us

We care for you and your family.

We can extend you a loan for availing life or a property insurance as well so that your family’s future is always secured

Other Benefits

Attractive Rate of Interest and minimal processing fee

  • Attractive Rate of Interest and minimal processing fee
  • Well distributed branch network across the country
  • Large database of approved projects across the country to choose your dream home
  • Quick and transparent loan processing
  • Personal counselling throughout the loan process
  • Doorstep Service


what would you like to do next?

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Have any other query?

Q. For what purposes can I avail a Home Loan under YES KHUSHI?

A.You can avail a Home Loan for Purchase of ready property, Under-construction, Resale, Plot plus construction, Repair, Renovation, Extension, Improvement, Self Construction ,Top up loans (in case of BT). Existing Home loans with other financiers can also be takeover (Balance Transfer)


Q. What is the maximum tenure option I can avail under YES KHUSHI Home Loans?

A.The maximum tenure under KHUSHI Home Loans is 35 years for salaried and 30 self-employed customers, subject to age of the borrower not exceeding 62 years and 65 years respectively at loan maturity.


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