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Two-wheeler insurance policies tailor-made for you.

key attractions

Accidental Damage

Protection to the vehicle In case of accidents

Personal Accident

Compulsory personal accident cover for owner & occupants

Third Party Liability

Protects in case of legal liability owing to the vehicle for injury / death to any third party

Benefits

Comprehensive coverage that protects your two wheeler and offers you complete peace of mind.

  • Covers Accidental Damage to Vehicle

  • Covers Third Party Liability

  • Includes Personal Accident cover to Owner Driver for Rs. 15 Lakhs

  • No Claim Bonus

  • Add ons: Return to Invoice & NCB Protection

Policy Details

Coverage:

  • This policy covers third party liability mandated by Motor Vehicles Act, as well as loss or damage to the vehicle itself

  • Third party liability - this protects the owner in case there is any legal liability due to use of the vehicle, towards third parties. It covers physical injury/death of any person or damage caused to third party property

  • Loss or damage to the vehicle - covers any loss or damage to the vehicle or its accessories due to any of the following:

    • Fire, explosion, self-ignition, accidental damage by external means

    • Damage in transit by road, rail, inland waterway, lift, elevator or air

    • Lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide

    • Burglary, theft, riot, strike, malicious act and terrorist activity

  • This policy also includes compulsory personal accident cover of Rs. 15 lakh for individual owners holding a valid driving license of the vehicle while driving

  • Pillion Rider can be covered for Personal Accident for a maximum Sum Insured of Rs. 1 lakh.

 

Bonus:

  • No Claim Bonus: If no claims are made during the policy period, a No Claim Bonus (NCB) is offered on renewals. This can be as high as 50%

  • Transfer of NCB: You can transfer your No Claim Bonus when you shift your motor insurance policy from another company to SBI General Insurance

Key Exclusions

The following are not covered in case of any loss/damage to the vehicle and/or its accessories

  • Normal wear and tear and general ageing of the vehicle

  • Depreciation

  • Mechanical or electrical breakdown

  • If the vehicle is used beyond the usage guidelines as per policy

  • Damage by a person driving without a valid license or documents

  • Damage by a person driving under the influence of drugs or alcohol

  • Loss/damage due to war, mutiny or nuclear risk

How Does It Work

This policy provides protection to your 2-wheelers in addition to personal accident cover for you and other family members who may use the vehicle.

This Policy is designed to cover the compulsory Third Party Liability as required by Motor Vehicles Act, together with loss or damage to the Vehicle also.

Claim

Please click here to intimate a claim.

You can also contact our toll free number 1800 102 1111 or SMS "CLAIM" to 561612 or email your details to customer.care@sbigeneral.in and get your claim number / reference number.

Disclaimer

Yes Bank Ltd. is a registered corporate agent of SBI General Insurance Company Limited. For Yes Bank Ltd., IRDAI Registration Number CA0125 | SBI General Insurance Company Limited I Corporate & Registered Office: 'Natraj', 301, Junction of Western Express Highway & Andheri - Kurla Road, Andheri (East), Mumbai - 400 069. | The information in the advertisement is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale. 'For SBI General Insurance Company Limited IRDAI Reg. No. 144 dated 15/12/2009 | CIN: U66000MH2009PLC190546 | SBI Logo displayed belongs to State Bank of India and used by SBI General Insurance Co. Ltd. under license.| Toll Free Number: 1800 102 1111 | Website:www.sbigeneral.in | Two Wheeler Insurance Policy – Package (UIN: IRDAN144RP0006V02201112) | Bundled Two-Wheeler Insurance Policy (UIN: IRDAN144RP0007V02201819) I ADDIG/20-21/DEC/1678

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Documents Required

  • Commission Disclosure
  • SBI General Two Wheeler Insurance - Brochure
  • SBI General Two Wheeler Insurance - Policy Wordings
  • SBI General Two Wheeler Insurance - Prospectus
  • SBI General Two Wheeler Insurance - Standard Disclaimer