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Something extra on top of your health coverage so you stay worry-free.

key attractions

141 Day-care expenses

141 Day-care expenses covered

Pre and Post-Hospitalisation

60 days pre and 90 days post hospitalisation coverage

No Medical Check-up

No Medical Check-up up to the age of 55 years


  • 141 Day-care expenses covered

  • No medical check-up up to 55 years if you have no adverse medical history.

  • Includes Pre & Post Hospitalisation coverage

  • Nursing charges included

  • Sum Insured ranges from Rs 1,00,000 to Rs 50,00,000

  • Income tax exemption Under Sec 80D*

Policy Details

Entry Age: From 3 months to 65 years. No exit age.

Tenure Plan Options: 1, 2 and 3 years

Sum Insured: From INR 1 – 50 Lakhs with deductible of INR 1 – 10 Lakhs

Coverage: Covers the following subject to terms and conditions:

  • Room rent, Doctor Fees, ICU charges, Nursing Costs

  • Drugs, medicines and consumables

  • Pre-hospitalisation expenses up to 60 days and Post-hospitalisation expenses up to 90 days.

  • Day Care expenses for 141 daycare procedures.

Key Exclusions

  • Pre-existing diseases for first 4 years

  • Specified conditions during the first year

  • Treatment taken outside India

  • Outpatient treatment

  • Experimental treatment that is not approved

How Does It Work

In the event of any covered illness, be it OPD or hospitalisation, make a claim as per the Claim process. For cashless services, inform the insurance company before the event. For reimbursement, submit all necessary documents as per Claim checklist.


  • Please click here to intimate a claim

  • You can also contact our toll-free number 1800 102 1111 or SMS "CLAIM" to 561612 or email your details to and get your claim number / reference number


Yes Bank Ltd. is a registered corporate agent of SBI General Insurance Company Limited. For Yes Bank Ltd., IRDAI Registration Number CA0125 | SBI General Insurance Company Limited I Corporate & Registered Office: 'Natraj', 301, Junction of Western Express Highway & Andheri - Kurla Road, Andheri (East), Mumbai - 400 069. | The information in the advertisement is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale. *‘Tax benefits are subject to changes in tax laws’ I 'For SBI General Insurance Company Limited IRDAI Reg. No. 144 dated 15/12/2009 | CIN: U66000MH2009PLC190546 | SBI Logo displayed belongs to State Bank of India and used by SBI General Insurance Co. Ltd. under license.| Toll Free Number: 1800 102 1111 | Website: | UIN: SBIHLIP21333V022021 I ADDIG/20-21/DEC/1704

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Important Documents
download app
Android App for YES BANK
App Store for YES BANK
yes pay wallet

Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more

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Download Forms

Documents Required

  • Commission Disclosure
  • SBI Life Aarogya Top Up - Brochure
  • SBI Life Aarogya Top Up - Policy Wordings
  • SBI Life Aarogya Top Up - Prospectus
  • SBI General Aarogya Top Up - Standard Disclaimer