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A bike insurance policy that ensures worry free rides!

key attractions

Comprehensive Vehicle Insurance Cover

A Range of Add-on covers for enhanced protection

Vast Cashless Network

750+ Garages pan India

Personal Accident Cover of Rs. 15 Lakhs

Stay protected against medical treatment costs arising from accidents


Comprehensive coverage that insures not only your vehicle but even the owner and any third party involved in a liability concerning the vehicle.

Add-on Covers:

Nil Depreciation Cover (UIN: IRDAN103A0004V01200910)​​​

With this add-on, secure your two wheeler against a reduction in the value of parts with age. You will get the parts replaced without any pinch to your wallet.

This add-on cover is applicable to the following conditions:

  • This add-on covers two wheelers, with a maximum of two claims in one vehicle insurance policy period

  • In case of partial loss, we will settle a claim made for the insured two wheeler only if it is repaired by/ at one of our authorised dealers or workshops

  • Compulsory Excess will be applicable as per normal practice and Voluntary Deductible will be applicable if you have opted for it

​Nil Depreciation UIN​: IRDAN103RP0002V01201920/A0022V01201920​


Daily Allowance Cover (UIN: IRDAN103A0002V02201415)​​

We can’t deny the fact that accidents happen! In this condition, we have to leave our vehicles in the garages and travel by our own. This add-on cover compensates for your daily travel allowance when your vehicle is in the insurer's authorized network garage for more than 3 days for repairs. This add-on cover is applicable to the following conditions-

  • Triggered if >3days vehicle under repairs due to perils/OD

  • Option to choose days & amount

  • Allowance Limit Rs.5000/- per day

  • Lumpsum theft benefit, if vehicle is not recovered <=90 days

  • 2 claims applicable

Daily Allowance Benefit UIN: IRDAN103RP0002V01201920/A0021V01201920


EMI Protection Cover (UIN: IRDAN103A0007V01201415)​​

We are concerned about financial impact of an accident. We cover up to 3 EMI’s of your insured vehicle if it is in the insurer's authorized network garage for more than 30 days for repairs. This add-on cover is applicable to the following conditions-

  • Vehicle is in repair, vehicle loan EMIs will gets paid

  • Payment directly made to financial institution

  • Up to maximum 3 EMI shall be payable

  • Triggers if repair time > 30 days

  • Applicable only for partial claims

EMI Protection UIN: IRDAN103RP0002V01201920/A0025V01201920​​


Helmet Cover​ (UIN: IRDAN103A0033V01200910)​​

This add on cover will make an allowance towards cost of replacing damaged or destroyed helmet of same type and model due to accident involving the insured vehicle. This cover is valid for Annual Two Wheeler policy and can be bought as an add-on cover at the time of purchase.

This add-on cover is applicable to the following conditions:

  • Premium starting @Rs.100/-

  • Pay only 10% of Helmet cost (Sum Insured)

  • Sum Insured limit up to Rs.50,000/- per helmet

  • More than 1 helmet can be covered in a single year

  • Reimbursement of the helmet will be the same type and model

Please note that the policy:

  • Shall be available only for maximum one accident during the policy period

  • Shall not be available for Theft claims​

  • Deductibles is 5% of Sum Insured opted by the insured

  • shall not be available for damage caused by deterioration, wear and tear

Key Exclusions

We wish we could cover you for everything. But unfortunately, even we have our limitations. Ensure that you do not face any unpleasant surprises while making the claim by breezing through some of the major exclusions of the policy.

  • Normal wear-and-tear of the vehicle

  • Mechanical and electrical breakdown

  • Vehicle being used other than in accordance with the limitations as to use. For example, if you use your two-wheeler for remuneration purposes.

  • Damage to / by person riding without a valid driving license

  • Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance

  • Loss or damage due to depreciation of the vehicle's value

  • Consequential loss: if the original damage causes subsequent damage / loss, only the original damage will be covered.

  • Compulsory deductibles: a fixed amount that gets deducted at the time of the claim.

Claim Process

Step 1: Lodge your claim by calling us at 1800 3009

Step 2: Submission of claims documents and vehicle inspection

Step 3: Liability Confirmation

Step 4: Vehicle Delivery


For complete details on the benefits, coverage, terms & conditions and exclusions, visit the website or read the sales brochure, prospectus and policy wordings carefully before concluding sale.

IRDAI Registration No. 103. Reliance General Insurance Company Limited Registered & Corporate Office: Reliance Centre, South Wing, 4th Floor, Off. Western Express Highway, Santacruz (East), Mumbai - 400 055. Corporate Identity Number: U66603MH2000PLC128300. UIN: IRDAN103P0011V02100001, U1 : IRDAN103A0004V01200910 Trade Logo displayed above belongs to Anil Dhirubhai Ambani Ventures Private Limited and used by Reliance General Insurance Company Limited under License

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  • Commission Disclosure
  • Reliance Two Wheeler Package Policy - Leaflet
  • Reliance Two Wheeler Package Policy - Standard Disclaimer