A health insurance policy for your family with flexible plans to suit your needs.
Covers your family and extended family (Parents/Siblings/Grand Parents/Grand Children/ Daughter-in-law / Son-in-law)
After 4 claim-free years, you can choose to double the Sum Insured
Upto 45 years of age with clean medical history medical tests are not required
Maximum Age: 65 years
Sum insured:
Plan A: Rs.3 lakhs / Rs.6 lakhs/ Rs.9 lakhs
Plan B: Rs.12 lakhs/Rs.15 lakhs /Rs. 18 lakhs
Premium: Your health insurance premium is calculated on following parameters:
Cover opted (Individual)
Sum Insured Selected
Age of senior most member
Tax Benefit:
*Tax deductions are subject to provisions of Sec.80D of the Income Tax Act, 1961 and applicable amendments and are subject to change in the tax laws
Suggest to consult your tax advisor for more information on this benefit
Seamless Claim Process:
Step 1: Inform Insurance Company’s health claims team, RCARE, of hospital admission using the helpline number 1800 3009 given on your health card
Step 2: Submit the required documents to RCARE
Step 3:
Network Hospital - RCARE will arrange for Cashless facility
Non-Network Hospital - For Re-imbursement claims please follow the process as mentioned in policy wordings
Coverage |
Individual Plan |
Family Floater Plan |
Who can buy this policy |
This policy provides coverage to an individual. |
It covers several members of a single family under the same plan by paying a single premium in a year. |
What it offers |
This policy offers benefits like cashless hospitalization, reimbursement, pre and post hospitalization expenses, and numerous other add-on features. |
|
How it works |
In case of an illness, the entire sum insured covers only one individual. |
In case of multiple illnesses, the sum insured gets distributed among the members. |
Call Option:
If you do not make any claim on your policy for 4 consecutive years, then by end of the 4th year, your cumulative bonus will be equal to your base sum insured.
In the 5th year, you can choose the “Call Option” to double your sum insured by adding this earned cumulative bonus. Thereafter, you can accumulate the cumulative bonus again.
Intentional self-injury / injury under influence of alcohol or drugs / criminal act
Treatment received outside India / Stem Cells surgery
Diseases such as HIV or AIDS or STD
Diseases existing from the time of birth (Congenital diseases)
Maternity, fertility excluding Ectopic pregnancy
*The list is indicative. Please read the prospectus / policy wordings for complete list
Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more
Read MoreDownload Forms