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Now you’ve an easy, hassle-free way to insure your two-wheeler!

  • Easy affordable plans

  • Quick claim process

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key attractions

Claim Service Network

Convenient hassle- free service with a network of cashless garages

Instant Claim Approval

Our mobile app Insure lets you file for Instant claim approval through instaspect**

Customer Support

Round-the-clock Customer Support with our 24x7 Call Centre/ Chat / 278* branches (as on date 31st Dec 2020)

Coverage

With a two-wheeler insurance policy, you can insure your bike or scooter against any damages caused due to road accidents, natural disasters and theft or loss. The policy not only covers damages to your own two-wheeler but also protects you from legal liability towards a third party. With ICICI Lombard two-wheeler policy, you can avail this protection at a affordable price.

What does the ICICI Lombard two-wheeler insurance policy cover?

  • Loss or damage to your two-wheeler due to natural disasters

  • Loss or harm to your two-wheeler against man-made disasters

  • Owner Driver Personal Accident Cover

  • Third Party legal liability

Add Ons

While buying the ICICI Lombard Two-Wheeler Insurance online, you can opt for add-ons from our wide range of add-ons with applicable additional premium, please find the detailed here below:

Roadside Assistance Cover-

An untimely breakdown or an accident in the middle of nowhere can happen with any vehicle and anybody. Hence, it makes sense to be ready for such an eventuality with our Roadside Assistance Cover. In case your two-wheeler breaks down or meets with an accident, the Roadside Assistance add-on can cover you for battery jump-start, towing facility, flat tyre or minor repairs assistance, hotel stay or even a cab ride.

Zero Depreciation Cover-

At the time of settlement of your claim for damages to your two wheeler, the insurance company deducts the Depreciation Value on your bike or scooter’s parts. But, if you have opted for Zero Depreciation Cover you’ll get a higher claim amount because it brings down the depreciation to zero.

Exclusions

#Exclusions:

  • Wear & tear and ageing of the bike or scooter.

  • Depreciation or any consequential loss.

  • Harm to/by a person driving the two-wheeler under the influence of drugs or liquor.

  • Vehicles being used otherwise than in accordance with limitations as to use.

  • Wear & tear of consumables like tyres and tubes unless the vehicle is damaged in an accident, in which case we cover up to 50% of the replacement cost.

  • Mechanical/electrical breakdown.

  • Loss/damage due to war, mutiny or nuclear risk.

  • Loss of or damage to accessories by burglary housebreaking or theft unless the vehicle is stolen at the same time

Claims

Claim Intimation:

#

Mode of Claim Intimation

Action

1

Call Centre

Call Centre will register the claim, Toll Free Number: 1800 2666.

2

Mobile app

Customer has to download ICICI Lombard “insure” app which is available for android & iOS. Customer can use “instaspect” feature to intimate claim & upload self-survey video/photos

 

Cashless Claims:

In case of an unfortunate accident / breakdown, please call our toll free 1800 2666 and we would be glad to assist you.

Detailed description of steps:

  • Note the number of the other vehicle involved in the accident, if any.

  • Note down the names and contact details of witnesses, if any.

  • Contact our toll free number 1800 2666 and get your claim number / reference number.

  • The Call Centre Representative will provide you with the details of the documents required for claim processing and also details of our preferred cashless garage.

  • File an FIR at the police station nearest to the accident spot in case of third party property damage or bodily injury, theft, malicious damage, key loss and major accidents.

  • Take the vehicle immediately to a network garage.

  • Surveyor will contact you within 24 hours of registering the claim.

  • Submit all the required documents to the network garage / Surveyor and get them verified with the originals.

  • Our Surveyor will get the estimate for the repairs of your vehicle and give approval after assessment.

  • Payments that need to borne by us at our network garage will be made directly to the garage on completion of the repairs.

  • Our Surveyor will inform you about the balance amount that has to be paid by you as per policy terms and conditions.

Network garage list link: https://www.icicilombard.com/cashless-garages

 

Reimbursement Claim:

In case of an unfortunate accident / breakdown, please call our toll free 1800 2666 and we would be glad to assist you.

Detailed description of the process-

  • Note the number of the other vehicle involved in the accident, if any.

  • Note down the names and contact details of witnesses, if any.

  • Contact our toll free number 1800 2666 and get your claim number / reference number or alternatively send SMS as “CLAIM” to 575758 and you will receive call from call center representative

  • Surveyor will contact you within 24 hours of registering the claim.

  • Submit all the required documents to the Surveyor and get them verified with the originals./p>

  • ICICI Lombard will initiate the claim process.

  • ICICI Lombard will reimburse the approved claim amount directly to the customer.

  • The TAT for claim settlement is 4 days post receipt of all necessary details and documents

Disclaimer

**The insurer reserves the right to conduct a physical survey in accordance with the regulatory prescriptions or wherever deemed necessary

#This is an indicative list please refer the policy wording for complete list of exclusions

Yes Bank Limited having registered address at YES BANK Limited, YES BANK House, Off Western Express Highway, Santacruz East, Mumbai – 400055 India is registered as a Corporate Agent (CA0125) of ICICI Lombard General Insurance Company Limited. Yes Bank Limited customer participation in the policy is entirely voluntary.

This is only an indication of the cover offered. For complete details on risk factors, terms, conditions, coverage's and exclusions, please read the Policy Wording carefully before concluding a sale. ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Prabhadevi, Mumbai – 400025. IRDA Reg.No.115. IRDA Reg. No. 115. Toll Free No. 1800 2666. Fax No 02261961323. CIN L67200MH2000PLC129408. Website: www.icicilombard.com. Email: customersupport@icicilombard.com. Two Wheeler Vehicle package Policy , Motor 05 , IRDAN115RP0015V03201415. ADV/11172

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Documents Required

  • ICICI Lombard Two Wheeler Insurance - Brochure
  • ICICI Lombard Two Wheeler Insurance - Policy Wording
  • Commission Disclosure
  • ICICI Lombard Two Wheeler Insurance - Standard Disclaimer