ICICI Lombard Complete Health Insurance
Protect those who matter to you the most!
Cashless claims in 4 hours and reimbursement claims in 14 days
Avail Tax deduction under section *80D of Income Tax and amendments made thereto
Online chat with medical practitioner, free health check-ups Coupons and Tele-consultations
Your Policy Covers:
Pre & Post hospitalization expenses
Day care procedures
Declared and accepted Pre-existing diseases cover after two years
Additional Sum Insured
Free Health Check - up
In Patient AYUSH Treatment
Air Ambulance Cover
You can buy the Complete Health Insurance Policy for yourself and your family members, children and parents, if you are above 18 years of age.
In case of Floater, if you want your child to be covered he/ she should be more than 3 months of age.
A policy bought to cover children aged between 3 months to 5 years, should necessarily cover at least one adult too
Children have to be more than 91 days old to be eligible for the policy
In case of a policy for an individual who is more than 50 years of age, he or she will need to undergo a medical test at our designated diagnostic centre
Income tax benefits under Section 80D of Income Tax Act for premium paid towards a health policy are available if the policy is bought for self, spouse, parents and dependent children
#Your policy does not cover:
An illness that you contract within 30 days of the starting date of your policy, except those that are incurred as a result of an accident. This clause is not applicable on the subsequent renewals. For the first 2 years, some diseases like cataract, hernia, stone in the urinary system and others will not be covered.
Exclusions valid for the first 2 years: Treatment of the following diseases/illness/ailments
Benign prostatic hypertrophy
Myomectomy, hysterectomy unless because of malignancy
Hernia and hydrocele
Fissures and/or fistula in anus, hemorrhoids/piles
Joint replacement, unless due to accident
Sinusitis and related disorders
Stone in the urinary and biliary systems
Dilatation and curettage, endometriosis
All types of skin and all internal tumours/cysts/nodules/polyps of any kind, including breast lumps, unless malignant
Dialysis required for chronic renal failure
Surgery on tonsils, adenoids and sinuses
Gastric and duodenal erosions and ulcers
Deviated nasal septum
Varicose veins/varicose ulcers
Non-allopathic treatments and some other expenses are permanently excluded from being covered.
Any illness/ disease/ injury/ declared and accepted pre-existing disease before the inception of the policy. However, this exclusion ceases to apply if the policy is renewed with the company for two consecutive years
Non-allopathic treatment, pregnancy and childbirth related complications, cosmetic, aesthetic and obesity related treatment
Use or misuse of liquor, intoxicating substances or drugs as well as intentional self-injury, War, civil war or breach of law
Any expenses arising out of domiciliary treatment
Mode of Claim Intimation
Call Centre Will register the claim, Toll Free Number: 1800 2666.
Customer will register or intimate claim through email, E-Mail us at: firstname.lastname@example.org
Customer can register claim through health portal available on ICICI Lombard website
Claim Process: Detailed steps along with documentation involved in cashless & reimbursement claims is available on ICICI Lombard website in below link. Health claims are settled in T+14 days, where T is date of claim intimation, this is subject to complete documentation from customer.
*Tax deduction under section 80D is as per the applicable provisions of the income Tax Act, 1961(Including any amendments thereto) and are subject to changes in the tax laws.
#This is an indicative list of exclusions. In your best interest it is advisable to be aware of what is excluded from your policy; so please make sure that you read the Policy Wordings.
Yes Bank Limited having registered address at YES BANK Limited, YES BANK House, Off Western Express Highway, Santacruz East, Mumbai – 400055 India is registered as a Corporate Agent (CA0125) of ICICI Lombard General Insurance Company Limited. Yes Bank Limited customer participation in the policy is entirely voluntary.
This is only an indication of the cover offered. For complete details on risk factors, terms, conditions, coverage's and exclusions, please read the sales brochure carefully before concluding a sale. ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Prabhadevi, Mumbai – 400025. IRDA Reg.No.115. IRDA Reg. No. 115. Toll Free No. 1800 2666. Fax No 02261961323. CIN L67200MH2000PLC129408. Website: www.icicilombard.com. Email: email@example.com. ICICI Lombard Complete health Insurance , Misc128, ICIHLIP21383V052021.
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