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Overdraft against your Fixed Deposit is available with us and what’s more, now you can avail this facility from the comfort of your home.

Benefits:

  • Applicable interest will be 1% for Resident Individual including senior citizen customers over and above the fixed deposit rate

  • No processing charges and additional documentation required

  • No EMIs and easy repayment in lump sum

  • Ideal for meeting any urgent needs without liquidating FDs

For FAQs click here.

Apply Now

Eligibility

  • Resident Individual customers with SINGLE holding savings account

  • A minimum fixed deposit amount of INR 10,000 and maximum of less than INR 2 crore (aggregate amount at Cust ID) for a minimum tenure of 30 days

  • Fixed deposit should not have any lien marked

  • Fixed deposit residual tenure should be at least seven days

Book through YES ROBOT

Click the YES ROBOT icon on bottom right to start.

Step 1: Click on 'Exclusive Offers' and login

Step 2: Select eligible FD

Step 3: Choose required amount & Submit

Overdraft will be sanctioned in 1 working days

Book Now
*On Mobile

Book through YES Mobile

Step 1: Login and click on ‘Loan against FD’

Step 2: Select eligible FD

Step 3: Choose required amount & Submit

Overdraft will be sanctioned in 1 working days

Book Now

Book through WhatsApp

Say Hi on +91 829-120-1200 to start.

Step 1 : Type ‘FDOD’  and login

Step 2 : Select eligible FD

Step 3 : Choose required amount & Confirm

Overdraft will be sanctioned in 1 working days

Book Now
*On Mobile

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