Close
  • Close
Explore Products

Overdraft against your Fixed Deposit is available with us and what’s more, now you can avail this facility from the comfort of your home.

Benefits:

  • Applicable interest will be 1% for Resident Individual including senior citizen customers over and above the fixed deposit rate

  • No processing charges and additional documentation required

  • No EMIs and easy repayment in lump sum

  • Ideal for meeting any urgent needs without liquidating FDs

For FAQs click here.

Book Now

Eligibility

  • Resident Individual customers with SINGLE holding savings account

  • A minimum fixed deposit amount of INR 10,000 and maximum of less than INR 2 crore (aggregate amount at Cust ID) for a minimum tenure of 30 days

  • Fixed deposit should not have any lien marked

  • Fixed deposit residual tenure should be at least seven days

Book through YES ROBOT

Step 1: Click on 'Exclusive Offers' and login

Step 2: Select eligible FD

Step 3: Choose required amount & Submit

Overdraft will be sanctioned in 1 working days

Book through YES Mobile

Step 1: Login and click on ‘Pre-approved’ tab

Step 2: Select eligible FD

Step 3: Choose required amount & Submit

Overdraft will be sanctioned in 1 working days

download app
Android App for YES BANK
App Store for YES BANK
yes pay wallet

Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more

Read More

Download Forms