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Presenting ELEVATE Debit Card designed for those who are constantly looking forward to reach new heights and grab each and every opportunity in their journey towards success. With this Debit Card, experience tailor-made benefits and exclusive benefits that complements your lifestyle and expectations and gives you a truly global experience.

key attractions

Higher Transaction Limits

Daily cash withdrawal limit: INR 1,00,000
Daily Purchase limit (POS and Ecommerce)
Domestic: INR 5,00,000
International: INR 1,00,000

Complimentary Lounge Access

Complimentary access to domestic airport lounge, thrice per quarter

Purchase Benefits

Instant savings on fuel purchase at any petrol pump

Up to INR 300 off on movie tickets booked through BookMyShow website and mobile app + up to INR 200 off on Food & Beverages and Get 50% discount up to INR 500 on minimum booking of 2 non movie tickets


Enhanced Advantages:

  • Your ELEVATE Debit Card^ comes with benefits over INR 165,997^ click here for details.

  • Exclusive Welcome aboard offers worth INR 16,347^ to enrich you shopping experience* Click here to know more

  • Daily Cash Withdrawal limit of INR 1,00,000

  • Daily Domestic Purchase limit at POS (Point-of-Sale) and Ecommerce of INR 5,00,000* / For YES Premia Customers the daily limit is INR 300,000*

  • Daily International Purchase limit at POS (Point-of-Sale) and Ecommerce of INR 1,00,000*

  • Fuel surcharge waiver - Instant savings on fuel purchase at any petrol pump

  • Up to INR 300 off on movie tickets booked through BookMyShow website and mobile app and up to INR 200 off on Food & Beverages. Click here to know more

  • Complimentary access to Domestic Airport lounges, thrice per quarter Click here / For YES Premia Customers one per quarter

  • Green Fee waiver for accessing select premium golf courses in India^ Click here

  • Preferential Cross Currency Markup of 1.99% on International transactions / For YES Premia Customers 3.00%

  • Special offers across Dining, Shopping, Travel, Leisure, and more. Click here for more details

  • Worldwide access to over 1.5 million ATMs and over 30 million merchants

  • Convenience of contactless payments through state-of-the-art CHIP + NFC enabled card

  • Enabled for online transactions such as travel, utility payments, etc.


Security First:

  • Lost card liability protection of up to INR 5,00,000 / INR 3,00,000 for YES Premia

  • Purchase protection insurance coverage of up to INR 25,000

  • Personal accident insurance coverage of up to INR 10,00,000

  • Air accident death insurance coverage of up to INR 1,00,00,000 / INR 50,00,000 for YES Premia


Click here for the terms and conditions related to insurance coverage


*​Terms & Conditions apply.

*As per RBI guidelines on Enhancing Security of Card Transactions, per transaction Domestic Online, Contactless and International limits on all newly issued/re-issued Debit Card is disabled. Per transaction limits can be manage/set through YES ONLINE (NetBanking). To know the detailed steps, Click Here. NOTE- Only Domestic Cash withdrawal at ATMs and Purchase at Point-of-Sale merchant establishments/store/shop is enabled on the card.

*In accordance with the Finance Bill, 2021 notification dated July 1, 2021 on Section 206CCA related to Tax Collected at Source (TCS), TCS will be charged at a higher rate (up to 10%) for Specified Persons who perform international transaction(s) under Liberalised Remittance Scheme with YES BANK Debit Card. For details, view FAQs


  • Enjoy exciting offers on your ELEVATE Debit Card. Click here to know more
  • Complimentary reward points (3X reward points) for simply transacting with your Debit Card. These points can be redeemed against a wide array of exciting products and services on YES Rewardz / For Yes Premia customers 2X

Key Charges

  • Annual Fee: INR 2,499 * (Upgrade available for Savings and Salary Account customers) / Complimentary for YES Premia Customers

  • Cash withdrawal (International): INR 120*

  • Balance enquiry (International): INR 20*

  • Physical PIN Regeneration: INR 50* (Online PIN generation: Free)

  • ATM Decline due to insufficient funds: INR 25*

  • Replacement of lost/stolen card: INR 199* / INR 149* for YES Premia customers

  • Cross currency markup: 1.99% / 3.00% for YES Premia Customers

*GST as applicable will be levied in addition.

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