Presenting ELEMENT Debit Card for those who are ready to go the distance chasing their dreams and passions, to those who spend their lives making memories and sharing moments. With this debit card, experience host of privileges and lifestyle benefits along with smart, seamless and secure payment solution.
Please Note : For savings account holders Debit Card will be issued on MasterCard platform. For salary account holders Debit Card will be issued on VISA platform.
Daily cash withdrawal limit: INR 30,000
Daily Purchase limit (POS and Ecommerce):
Domestic: INR 1,00,000
International: INR 1,00,000
15% Green Fee waiver for accessing select Golf courses in India*
Contactless payments through state-of-the-art CHIP + NFC enabled card
Daily cash withdrawal limit INR 30,000
Daily domestic purchase limit at POS (Point-of-Sale) and Ecommerce: INR 1,00,000*
Daily international purchase limit at POS (Point-of-Sale) and Ecommerce: INR 1,00,000*
15% Green Fee waiver for accessing select Golf courses in India (only for VISA cards)*
Privileges across dining, shopping, travel, leisure and more
Worldwide access to over 1.5 million ATMs and over 30 million merchants
Convenience of contactless payments through state-of-the-art CHIP + NFC enabled card
Enabled for online transactions such as travel, utility payments, etc.
* Debit Cards issued to Minor will have Domestic ATM and POS limit of INR 5000 only
Lost card liability protection up to INR 1,00,000
Purchase protection insurance up to INR 25,000
Personal accident insurance up to INR 2,00,000
Click here for the terms and conditions related to insurance coverage
*As per RBI guidelines on Enhancing Security of Card Transactions, per transaction Domestic Online, Contactless and International limits on all newly issued/re-issued Debit Card is disabled. Per transaction limits can be manage/set through YES ONLINE (NetBanking). To know the detailed steps, Click Here. NOTE- Only Domestic Cash withdrawal at ATMs and Purchase at Point-of-Sale merchant establishments/store/shop is enabled on the card.
*In accordance with the Finance Bill, 2021 notification dated July 1, 2021 on Section 206CCA related to Tax Collected at Source (TCS), TCS will be charged at a higher rate (up to 10%) for Specified Persons who perform international transaction(s) under Liberalised Remittance Scheme with YES BANK Debit Card. For details, view FAQs
Annual Fee: INR 249* (Upgrade for Savings Account customers)
Annual Fee: INR 99/-+GST for NRO customers
Cash withdrawal (International): INR 120*
Balance enquiry (International): INR 20*
Physical PIN regeneration: INR 50* (Online PIN generation - free)
ATM decline due to insufficient funds: INR 25*
Replacement of lost/stolen card: INR 199*
Cross currency markup: 3%
*GST as applicable will be levied in addition.
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