Presenting ELEMENT Business Debit Card – A Card that has been specially designed to cater to your business’s needs and requirements, thereby complementing your business’s growth. It comes with a host of relevant benefits and privileges along with smart, seamless and secure payment solution that will make your business’s payment journey seamless and gratifying.
Daily cash withdrawal limit:
INR 1, 00,000
Daily Purchase Limit on POS
Domestic: INR 2, 00,000
International: INR 1, 00,000
Access to over 1.5 million ATMs, and 30 million merchants
State-of-the-art CHIP + NFC enabled card enabling contactless payments
Lost Card Liability Protection, and Purchase Protection Insurance making transactions extra secure
Daily Domestic and International cash withdrawal limit - INR 1,00,000*
Daily Domestic Purchase limit at POS (Point-of-Sale) - INR 2,00,000 and Daily International Purchase limit - INR 1,00,000*
Fuel surcharge waiver - instant savings on fuel purchase at any petrol pump
Unlimited access to over 2 lakh ATMs and acceptance at over 20 lakh Point-of-Sale terminals in India
Worldwide access to over 1.5 million ATMs and over 30 million merchants
Convenience of contactless payments through state-of-the-art CHIP + NFC enabled card
Special offers on travel, lifestyle and fine dining^
Safe and Secure transactions due to enhanced encryption standards of Chip Cards
Enabled for online transactions such as travel, utility payments, etc.
Lost Card Liability Protection up to INR 100,000
Purchase Protection Insurance up to INR 25,000
Personal Accident Insurance up to INR 5,00,000**
Air Accident Death Insurance up to INR 15,00,000**
Click here for terms and conditions of the Lost Card Liability Protection.
Click here for terms and conditions of the Accidental and Purchase protection Coverage.
*As per RBI guidelines on Enhancing Security of Card Transactions, per transaction Domestic Online, Contactless and International limits on all newly issued/re-issued Debit Card is disabled. Per transaction limits can be managed/set through YES ONLINE (NetBanking). To know the detailed steps, Click Here. NOTE- Only Domestic Cash withdrawal at ATMs and Purchase at Point-of-Sale merchant establishments/store/shop is enabled on the card.
*In accordance with the Finance Bill, 2021 notification dated July 1, 2021 on Section 206CCA related to Tax Collected at Source (TCS), TCS will be charged at a higher rate (up to 10%) for Specified Persons who perform international transaction(s) under Liberalised Remittance Scheme with YES BANK Debit Card. For details, view FAQs
**There should be minimum one purchase transaction of INR 1,000 or more within 30 days prior to date of demise of the cardholder to be eligible for the complimentary Personal/Air Accident coverage.
^Terms & Conditions apply. Powered by Mastercard.
Annual Fee: INR 349*
Cash withdrawal (International): INR 120*
Balance enquiry (International): INR 20*
Physical PIN generation/regeneration: INR 50* (Online PIN generation/regeneration: Free.)
ATM decline due to insufficient funds: INR 25*
Replacement of lost/stolen card: INR 199*
Cross currency markup: 3%
* GST as applicable will be levied in addition.
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