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Presenting Elegance Debit Card – A Card that supports and enriches every woman’s experience by catering to her varied lifestyle needs. It brings with it a host of relevant offers, exciting reward points, cashback on spends, and a contactless payment feature to make her payment journey seamless and gratifying.

key attractions

Accelerated Reward Points

Earn 5X Reward Points on all Domestic Retail Spends

Movie Benefits

Flat INR 100 off once a month on movie ticket booked on BookMyshow Website and Mobile App

Monthly Cashback

2% Cashback (up to INR 500 once a month) for first transaction of min. value of INR 5,000 at select merchant categories


Enhanced Advantages

  • Your ELEGANCE Debit Card comes with benefits over INR 28,000*, Click Here for details

  • Exclusive Welcome Aboard offers worth INR 10,000 to enrich your shopping experience^, Click Here to know more

  • Flat INR 100 off once a month on movie ticket booked on BookMyshow Website and Mobile App. Click Here to know more

  • 2% Cashback (capped at a maximum value of INR 500 once a month) for the first transaction of minimum value of INR 5,000 done at select merchant categories (MCC), which are Grocery, Apparel shopping, Health & Beauty Spa, Telecom bill payments & Domestic airlines*. Click Here for details

  • Special offers across Dining, Shopping, Travel, Leisure, and more*, Click Here for details

  • Daily Domestic & International ATM Withdrawal Limit of INR 50,000

  • Daily Domestic Purchase Limit at POS (Point-of-Sale) and Ecommerce of INR 1, 50,000*

  • Daily International Purchase Limit at POS (Point-of-Sale) and Ecommerce of INR 1, 00,000*

  • Convenience of Contactless Payments on NFC enabled POS terminals. Debit Card can be used in contactless mode (without PIN) for an amount up to INR 5000

Security First**

  • Lost card liability & Fraud insurance cover of INR 1,50,000

  • Purchase protection cover of INR 25,000

  • Personal accident insurance cover of INR 2,00,000

  • Click Here for the terms and conditions related to insurance coverage


^Powered by Mastercard. Welcome Aboard offers shall be emailed to your registered email id. Terms & Conditions apply.

** At least one purchase transaction of minimum value INR 1,000 is required at any merchant outlet/e-commerce website/mobile application in last 30 days prior to date of demise of cardholder to avail complimentary Personal/Air Accident Insurance coverage on your Debit Card.

*Terms & Conditions apply.

As per RBI guidelines on Enhancing Security of Card Transactions, per transaction Domestic Online, Contactless and International limits on all newly issued/re-issued Debit Card is disabled. Per transaction limits can be manage/set through YES ONLINE (NetBanking). To know the detailed steps, Click Here . NOTE- Only Domestic Cash withdrawal at ATMs and Purchase at Point-of-Sale merchant establishments/store/shop is enabled on the card.

*In accordance with the Finance Bill, 2021 notification dated July 1, 2021 on Section 206CCA related to Tax Collected at Source (TCS), TCS will be charged at a higher rate (up to 10%) for Specified Persons who perform international transaction(s) under Liberalised Remittance Scheme with YES BANK Debit Card. For details, view FAQs


  • Enjoy exciting offers on your ELEGANCE Debit Card. Click Here to know more.

  • Earn accelerated Reward Points (5X reward points*) on all Domestic Retail Spends made with your ELEGANCE Debit Card. These points can be redeemed against a wide array of exciting products and services on YES Rewardz.

Key Charges

  • Annual Debit Card charges : INR 399 + Taxes*

  • Card Replacement Charges: INR 199 + Taxes*

  • Physical PIN generation request: INR 50 + Taxes*

  • Online PIN Generation through YES ONLINE (Retail NetBanking): Free

  • Cross Currency Markup: 3%

*GST as applicable will be levied in addition.


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