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Presenting ECLECTIC Debit Card for the discerning few who have a connoisseur of the finer things in life. With this Debit Card, enjoy exclusive, premium, and enriching banking experience that suitably complements your lifestyle and expectations.

key attractions

Higher Transaction Limits

Daily cash withdrawal limit: INR 1, 00,000

Daily Purchase limit (POS and Ecommerce):
INR 5, 00,000

International – INR 1,00,000

Complimentary Lounge Access

Three complimentary access per quarter to domestic airport lounge

Purchase Benefits

Instant savings on fuel purchase at any petrol pump

Up to INR 300 off on movie tickets booked through BookMyShow website and Mobile App + Up to INR 200 off on Food & Beverages and Get 50% discount up to INR 500 on minimum booking of 2 non movie tickets


Enhanced Advantages:

  • Your ECLECTIC Debit card comes with benefits over INR 165,997^ click here for details.

  • Exclusive Welcome aboard offers worth INR 16,347^ to enrich you shopping experience* Click here to know more

  • Daily cash withdrawal limit INR 1,00,000

  • Daily Domestic Purchase limit at POS (Point-of-Sale) and Ecommerce: INR 5,00,000*

  • Daily International Purchase limit at POS (Point-of-Sale) and Ecommerce: INR 1,00,000*

  • Fuel surcharge waiver - instant savings on fuel purchase at any petrol pump

  • Green Fee waiver for accessing select premium golf courses in India^ Click here

  • Up to INR 300 flat off on movie tickets and up to INR 200 flat off on Food &Beverages booked through BookMyShow Website and Mobile App. Click here to know more

  • Complimentary access to domestic airport lounges, thrice per quarter Click here

  • Privileges across Dining, Shopping, Travel, Leisure and more

  • Preferential Cross Currency Markup of 1.99% on International transactions

  • Worldwide access to over 1.5 million ATMs and over 30 million merchants

  • Convenience of contactless payments through state-of-the-art CHIP + NFC enabled card

  • Enabled for online transactions such as travel, utility payments, etc.


*Debit Cards issued to Minor will have Domestic/ International ATM and POS limit of INR 25000 only


Security First:

  • Lost Card Liability Protection up to INR 5,00,000

  • Purchase Protection Insurance up to INR 25,000

  • Personal Accident Insurance up to INR 10,00,000

  • Air Accident Death Insurance up to INR 1,00,00,000

Click here for the terms and conditions related to insurance coverage




YES BANK ECLECTIC Debit Card with an Annual Fee of INR 2499 per annum is provided complimentary for YES FIRST Customers subject to meeting the Program Criteria.

^Powered by VISA. Welcome Aboard offers shall be emailed to your registered email id.

*As per RBI guidelines on Enhancing Security of Card Transactions, per transaction Domestic Online, Contactless and International limits on all newly issued/re-issued Debit Card is disabled. Per transaction limits can be manage/set through YES ONLINE (NetBanking). To know the detailed steps, Click Here. NOTE- Only Domestic Cash withdrawal at ATMs and Purchase at Point-of-Sale merchant establishments/store/shop is enabled on the card.

*In accordance with the Finance Bill, 2021 notification dated July 1, 2021 on Section 206CCA related to Tax Collected at Source (TCS), TCS will be charged at a higher rate (up to 10%) for Specified Persons who perform international transaction(s) under Liberalised Remittance Scheme with YES BANK Debit Card. For details, view FAQs


  • Enjoy exciting offers on your ECLECTIC Debit Card. Click here to know more
  • Complimentary 3X reward points for simply transacting with your Debit Card. These points can be redeemed against a wide array of exciting products and services on YES Rewardz

Key Charges

  • Annual Fee: INR 2,499#* (Upgrade for Savings Account customers)

  • Cash withdrawal (International): INR 120*

  • Balance enquiry (International): INR 20*

  • Physical PIN regeneration: INR 50* (Online PIN generation- free)

  • ATM decline fee due to insufficient funds: INR 25*

  • Replacement of lost/stolen card: INR NIL

  • Cross currency markup: 1.99%

#YES BANK ECLECTIC Debit Card with an Annual Fee of INR 2499 per annum is provided complimentary for YES FIRST Customers subject to meeting the Program Criteria.

*GST as applicable will be levied in addition.

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