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Debit Card - YES Prosperity Titanium


Make your transactions convenient, secure and cash-free with your YES Prosperity Titanium Debit Card. Enjoy higher purchase limits, higher insurance coverage on lost card liability and personal accident insurance. Also enjoy worldwide access to over 1.5 million ATMs and& 30 million merchants.

key attractions

Enhanced withdrawal limits

Enhanced ATM withdrawal and Purchase limits for greater convenience

Higher Security

Higher Personal Accident and Fraud protection insurance cover


Enhanced Advantages :

  • Daily cash withdrawal limit* of INR. 30,000
  • Daily Purchase limit at POS* (Point of Sale) of INR. 1,00,000
  • Special offers on Fine Dining, Shopping, Travel, Entertainment and more. To avail offer on dining, please visit
  • Exclusive Welcome Aboard offers worth INR 10,000 (For MasterCard cards) Click here, to enrich your shopping experience
  • Worldwide access to over 1.5 million ATMs and over 30 million merchants
  • Convenience of Contactless Payments through state-of-the-art CHIP + NFC enabled card
  • Enabled for online transactions such as travel, utility payments, etc.
  • Instant PIN generation (Green PIN) - To generate Debit Card PIN, Click on “Login” button – Select Retail - Click on Generate Debit Card PIN on the NetBanking login page - Enter Customer ID & Date of Birth - Enter OTP sent on your registered mobile number - Enter the new Debit Card PIN of your choice (Demo Video - You can also generate Debit Card PIN through YES Mobile app.

Security First :

  • Lost Card Liability Protection up to INR. 100,000
  • Purchase Protection Insurance up to INR. 25,000
  • Personal Accident Insurance*** up to INR 2,00,000

Click here for the terms and conditions related to insurance coverage.

* Debit Cards issued to Minor will have Domestic ATM and POS limit of INR 5000 only.

***There should be minimum One purchase transaction of INR 1000 or more within 30 days prior to date of demise to be eligible for the complimentary Personal/Air Accident coverage.

Offers and Rewards

Assured Reward Points on every transaction on YES Prosperity Titanium NFC Debit Card. These points can be redeemed against a wide array of exciting products and services.

Click here to view the YES Rewardz catalogue

Click here to view the latest offers on your Debit Card

Key Charges

  • Annual Fee: INR. 149/- *
  • Cash withdrawal (International): INR. 120/-* per transaction
  • Balance enquiry (International): INR. 20/-* per transaction
  • Physical PIN Regeneration: INR. 50/-* per instance (You can also set your PIN online. Simply visit YES BANK NetBanking> Retail> Generate Debit Card PIN)
  • ATM Decline due to insufficient funds: INR. 25/-* per transaction
  • Replacement of lost/stolen card: INR. 149/-* per instance
  • Cross currency markup: 3%

*GST as applicable

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