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Debit Card - YES Prosperity Rupay Platinum

YES PROSPERITY RuPay Platinum Debit Card

Make your banking experience a delightful one with RuPay Platinum Domestic Debit Card, which caters to all your domestic spend needs with wide spread acceptance and host of delightful offers including complimentary lounge access, higher insurance coverage on lost card liability and personal accident insurance.

key attractions

Lounge access

Complimentary airport lounge access

Enhanced Security

Personal accident Insurance and Lost card Liability insurance cover


Enhanced Advantages :

  • Daily cash withdrawal limit* of INR. 25,000
  • Daily Purchase limit at POS* (Point of Sale): INR. 25,000
  • Special offers on Fine Dining, Shopping, Travel, Entertainment and more. To avail offer on dining, please visit
  • Rupay provides you access to domestic airport lounges across the country (Twice per quater). Click here to view list of airport lounges 
  • Upto 5% cashback on Utility bills. Click here for detailed terms and conditions (W.e.f 1st October 2020 the benefits on your RUPAY CARD will be revised. To check the details click here.)
  • Domestic Concierge service
  • Fuel surcharge waiver - Instant savings up to 2.5% on fuel purchase at any petrol pump
  • Cards can be used at ATMs/POS - anywhere, anytime
  • Unlimited access to over 2,00,000 ATMs & 20,00,000 POS Terminals in India
  • Enabled for online transactions such as travel, utility payments, etc.
  • Instant PIN generation (Green PIN) - To generate Debit Card PIN, Click on “Login” button – Select Retail - Click on Generate Debit Card PIN on the NetBanking login page - Enter Customer ID & Date of Birth - Enter OTP sent on your registered mobile number - Enter the new Debit Card PIN of your choice (Demo Video - You can also generate Debit Card PIN through YES Mobile app.

Security First :

  • Lost Card Liability Protection up to INR. 25,000
  • Personal Accident Insurance up to INR. 2,00,000 (for eligibility card must be used at least once in last 45 days)

Click here for terms and conditions of the Lost Card Liability Protection

*ATM and POS limit will be INR. 75000 for salaried accounts.

Offers and Rewards

Assured Reward Points on every transaction on the YES Prosperity RUPAY Platinum Debit Card. These points can be redeemed against a wide array of exciting products and services.

Click here to view the YES Rewardz catalogue

Click here to view the latest offers on your Debit Card

Key Charges

  • Annual Fee: INR. 99/- *
  • Physical PIN Regeneration: INR. 50 /-* per instance (You can also set your PIN online FREE of cost. Simply visit YES BANK NetBanking> Retail> Generate Debit Card PIN)
  • ATM Decline due to insufficient funds: INR. 25/-* per transaction 
  • Replacement of lost/stolen card: INR. 99/-* per instance

*GST as applicable

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Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more

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