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Debit Card - YES Premia

Get enhanced benefits along with enhanced experience with your YES Premia World Debit Card. Enjoy enhanced purchase and cash withdrawal limits, higher insurance coverage on lost card liability, personal and air accident insurance and enhanced experience with complimentary access to domestic airport lounges, complimentary golf lessons, discount on movie tickets and much more.

key attractions

Movie Benefits

Up to INR. 200 off on booking movie tickets on BookMyShow

MasterCard Golf Access

MasterCard Golf Program providing access to premium golf courses in India

Lounge access

One Complimentary Lounge Access Per Quarter


Enhanced advantage : Your EMERGE BUSINESS DEBIT CARD1 comes with benefits over INR 50,0002 click here for details

  • Daily Domestic and International Cash Withdrawal Limit of INR 1,00,000

  • Daily Domestic Purchase Limit of INR 3,00,000 and Daily International Purchase Limit of INR 1,00,000

  • Exclusive welcome aboard offers worth INR 14,000 to enrich your shopping experience3 Click here to know more

  • Complimentary access to domestic airport lounges, once per quarter* Please find the list of Airport lounges Click here

  • Discount of INR 200 once in a month on movie tickets booked through BookMyShow website and Mobile App, Click here to know more.

  • Fuel surcharge waiver - Instant savings up to 2.5% on fuel purchase at any petrol pump

  • Assured Reward Points on domestic spends & accelerated Reward Points on International Spends

  • Special offers on Fine Dining, Shopping, Travel, Entertainment and more. To avail offer on dining, please visit

  • Cross currency mark up of 3%

  • Green Fee waiver for accessing select premium golf courses in India3. Click here to know more

  • Comprehensive insurance coverage on personal accident and fraudulent transactions

  • Instant PIN generation (Green PIN) - To generate Debit Card PIN, Click on “Login” button – Select Retail - Click on Generate Debit Card PIN on the NetBanking login page - Enter Customer ID & Date of Birth - Enter OTP sent on your registered mobile number - Enter the new Debit Card PIN of your choice (Demo Video - You can also generate Debit Card PIN through YES Mobile app.

Security First :

  • Lost Card Liability Protection up to INR 3,00,000

  • Purchase Protection Insurance up to INR 25,000

  • Personal Accident Insurance*** up to INR 10,00,000

  • Air Accident Death Insurance up to INR 50,00,000

Click here for terms and conditions of the Accidental and Purchase Protection Coverage.

Click here for terms and conditions of the Lost Card Liability Protection.


  • 1EMERGE BUSINESS DEBIT CARD with an Annual Fee of INR 1,249 is complimentary for YES PREMIA Customers.

  • 2First year benefits of INR 50,000, followed by annual benefits of INR 36,000 on regular spends. Please Note that value of the benefits is for illustration purposes only and YES BANK shall, in no way be held responsible/liable to provide the benefits stated therein and/or in relation thereto. Actual benefit(s) will differ for every Card member depending on their spend pattern/ card usage.

  • 3Powered by Mastercard. Welcome abroad offers shall be emailed on your registered email id.

  • ***There should be minimum One purchase transaction of INR 1000 or more within 30 days prior to date of demise to be eligible for the complimentary Personal/Air Accident coverage

  • * Debit Cards issued to Minor will have Domestic ATM and POS limit of INR 15000 only


  • Enjoy Exciting offers on your YES PREMIA World Debit Card. Click here to know more

  • Complimentary reward points for simply transacting with your YES PREMIA World Debit Card. These points can be redeemed against a wide array of exciting products and services. YES Rewardz:YES Rewardz

Key Charges

  • Annual Debit Card Fee* : INR 1249

  • Cash withdrawal (International): INR 120 per transaction + taxes

  • Balance enquiry (International):  Free

  • Physical PIN Regeneration Fee: INR 50+ taxes  (No Fee applicable if PIN Generated through NetBanking)

  • ATM Decline due to insufficient funds: INR 25 per instance

  • Replacement of lost/stolen card: INR 149 per instance

  • Cross currency markup: 3%

*YES PREMIA World Debit Card with an Annual fee of INR 1249 is complimentary for YES PREMIA Customers


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yes pay wallet

Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more

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