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Debit Card - YES Bank PMJDY Rupay Chip

YES BANK PMJDY Rupay Chip Debit Card

Access your savings conveniently for your basic banking needs with YES BANK PMJDY RuPay Chip Debit Card issued under the Pradhan Mantri Jan Dhan Yojana scheme for Inclusive Banking. The card offers enhanced security with personal accident insurance and lost card liability insurance, exciting rewards on transactions and access to over 1.5 million ATMs and 30 million merchants.

key attractions

Exciting Rewards Programme

Assured Reward Points on all Spends

Enhanced Security

Personal accident Insurance and Lost card Liability insurance cover


Enhanced Advantages :

  • Daily cash withdrawal limit of INR.10,000

  • Daily Purchase limit at POS (Point of Sale) of INR. 10,000

  • Access to over 2,00,000 ATMs and over 20,00,000 Point of Sale terminals in India

  • Enabled for online transactions such as travel, utility payments, etc.

  • Instant PIN generation (Green PIN) - To generate Debit Card PIN, Click on “Login” button – Select Retail - Click on Generate Debit Card PIN on the NetBanking login page - Enter Customer ID & Date of Birth - Enter OTP sent on your registered mobile number - Enter the new Debit Card PIN of your choice (Demo Video - You can also generate Debit Card PIN through YES Mobile app.

Security First :

  • Lost Card Liability Protection up to INR. 10,000

  • Personal Accident Insurance up to INR 2,00,000 (For eligibility the PMJDY Rupay Debit Card must be used at least once in last 90 days INR 2,00,000 is applicable on PMJDY Accounts opened after 28th August 2018. Account Opened prior to the given date, will have Personal Accident Insurance Coverage on RuPay PMJDY Card of INR 1,00,000) For FAQs Click Here

Click here for the terms and conditions related to insurance coverage

Offers and Rewards

Assured Reward Points on every transaction on the YES BANK PMJDY RuPay Chip Debit Card. These points can be redeemed against a wide array of exciting products and services.

Click here to view the YES Rewardz catalogue

Click here to view the latest offers on your Debit Card

Key Charges

  • Annual Fee: Free
  • Physical PIN Regeneration: INR 50/-* per instance (You can also set your PIN online FREE of cost.Simply visit YES BANK NetBanking> Retail> Generate Debit Card PIN)
  • ATM Decline due to insufficient funds: INR 25/-* per transaction 
  • Replacement of lost/stolen card: INR 99/-*  per instance

*GST as applicable

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