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EMV Chip Gold Debit Card

EMV Chip Gold Debit Card

A host of Privileges across a wide range of categories

The YES BANK Gold Debit Card is a power-packed and secure Debit Card. It has enhanced features and unique value added services which give you the recognition and flexibility to carry your account wherever you go.


NOTE: This card is NOT for new issuance.

key attractions


Enhanced withdrawal and purchase limits and value added services plus power-packed services makes this card one of the best.


Dual benefits of exciting offers and rewards.


Enhanced Advantages

  • Daily cash withdrawal limit INR 75,000

  • Instant savings of up to 2.5% of the value of all petroleum transactions. The waiver is restricted for fuel purchases up to INR 5000 per transaction.****

  • FREE domestic cash withdrawals on GOLD Debit Cards from ATMs displaying the MasterCard, Maestro, Cirrus, NFS and CashTree logos Daily purchase limit increased to INR 75,000 on Gold from any merchant establishment displaying the MasterCard logo

Security First

  • Personal Accident Insurance* up to INR 500,000 on Gold and up to INR 200,000 on Silver Debit Card

  • Purchase Protection Insurance* up to INR 25,000 on Gold and Silver Cards. All Purchases will be indemnified against any damage caused by fire, burglary and or theft up to 90 days from the date of purchase.

  • Lost Card Liability Protection*: YES BANK debit card is safer than cash. If your card is lost and you haven’t made a purchase transaction, you don’t need to pay for it. You are now safe for transactions made on your debit cards up to 7 days prior to reporting the loss to YES BANK. However, for your safety we recommend that you report the loss immediately. This insurance is valid for all transactions done at merchant outlets without the use of PIN only. This facility does not cover cash withdrawal transactions at ATMs. 


In line with the Reserve Bank of India guidelines, with effect from November 29, 2013, we would be revising the daily International transaction limits for ATM & merchant purchase limits on your YES BANK Debit Card. There would be no change in the Domestic transaction limits. The limits have been revised in consideration of the security of your card and account.

In case you intend to use your YES BANK Debit Card for International transactions, we recommend that you apply for an EMV Chip Debit Card for a safe and secure transaction along with higher limits.

Kindly note that if you have done an International transaction using your YES BANK Debit Card in the past, your International limits would be reduced to INR ZERO.

For all other customers the International ATM and International merchant purchase transactions limits would be reduced to INR 25,000/- at ATM and POS respectively.

***On upgrade of your Debit Card (e.g. from Gold to Platinum), charges are applied as per the upgraded card type.

****Surcharge waiver of 2.5% is not applicable on Silver Debit Cards.

 Terms & Conditions


  • Exciting offers on the YES Bank Credit Card are here: Offers

  • Complimentary reward points for simply transacting with your Debit Card. These points can be redeemed against a wide array of exciting products and services. YES Rewardz:YES Rewardz

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