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Credit Card - YES Prosperity Cashback

YES Prosperity Rewards Credit Card

 

Apply Now Credit Card Payment Refer Now

Make your transactions truly rewarding, by earning quick Reward Points and redeem them easily for exciting merchandise. Enjoy the convenience and safety of cashless payments.

Eligibility for YES Prosperity Rewards Credit Card

1: Age Criteria: Minimum 21 years to maximum 60 years

2: Salaried or Self Employed

3: Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lakhs and above

 

To track your Application status, click here or please call our 24*7 YES TOUCH Customer Care Number 1800-103-1212 quoting the 13 digit unique application reference number sent to your mobile number.

 

For Samsung Pay, click here

 

For Bharat QR, click here

key attractions

WELCOME REWARDS

Welcome Onboard with 1000 Reward Points on total spends of Rs 2500 within 30 days of card set up

ACCELERATED REWARDS

Accelerated Rewards on Birthday, Dining, International & Online Spends

PREFERENTIAL INTEREST RATE

Preferential Interest Rate on Revolving Credit

Benefits

  • Welcome Reward Points

    • Assured 1000 Reward Points on spends of INR 2,500 within first 30 days of card set-up datea

  • Annual Bonus Rewards

    • Earn 10,000 Bonus Reward Points on achieving spends of INR 1.8 Lakhs or more in each anniversary yearb

  • Reward Points Programc

    • 4 Reward Points on every INR 100 Retail Spends done on your Birthday

    • 3 Reward Points on every INR 100 International Spends (POS & ECOM)

    • 2 Reward Points on every INR 100 Online and Dining Spends

    • 1 Reward Points on every INR 100 on all other Retail Spends

    • 100 Reward Points on doing 4 transactions of INR 500 or above within statement cycle (valid for first 6 statement cycles only)

    • 500 Reward Points on each YES PayNow registrationd

    • Please click here to know more

  • Reward Points Redemption : Please visit YesRewardz to know more or redeem Reward Points

    • Exclusive Catalogue of Products to choose from

    • Redemption of Reward Points against JPMiles (4 Reward Points = 1 JPMile)

  • Attractive Interest Rate on Revolving Credit and Preferential Foreign Currency Markup

    • Interest Rate of 2.99% per month (35.88% annually) on Revolving Credit, Cash Advances and Overdue Amount for Cardmembers who have YES BANK Salary or Savings Account relationship

    • Interest Rate of 3.22% per month (38.64% annually) on Revolving Credit, Cash Advances and Overdue Amount for Cardmembers who do not have YES BANK Salary or Savings Account relationship

    • Preferential Foreign Currency Markup of 3% only

  • Fuel Surcharge Waiver

    • Fuel surcharge waiver at all fuel stations across India for transaction between INR 400 to INR 5,000e

  • Lifestyle Benefit : Please visit YES Privileges to know more

    • Avail great offers across travel, dining, shopping, wellness and more, in select cities

  • Secure Password for Online transactions

    • Secure your online transactions with MasterCard® SecureCode™

    • Click here to create your 3D Secure Password

  • Password for IVR transactions

    • To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS ‘YESIVR<space> last 4 digits of your YES BANK Credit Card number’ to 9212738927 from your registered mobile number

    • Please click here to know more

  • Enjoy below services on your Credit Card

  1. Valid on retail purchases only

  2. Valid on retail purchases only. Anniversary year is defined as 12 months from card set up date or card renewal date

  3. Valid on retail purchases only. Not applicable on fuel transactions

  4. Applicable only on standing instruction based YES PayNow registration. Not applicable for register and pay or adhoc payment

  5. Total waiver in statement cycle is capped at INR 125. Only surcharge will be waived, Service Tax as levied on surcharge will not be waived

Click here for value chart

Visit your nearest YES BANK Branch to apply. Click here to Locate the nearest branch

Charges

Annual membership fees

  1. First Year Membership Fee of Rs 250 , reversed on spends of Rs 5,000 within 90 days of card Set up
  2. Renewal Membership Fee of Rs 250, reversed on spends of Rs 15,000 within 12 months prior to the renewal.

Privileges

Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES. Click here

Instant EMI

There are some things in life that you want instantly. We understand your needs and present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card.
You can now take your dream holiday or the long-awaited wide screen television and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can earn rewards points on your transactions that are converted into EMIs

  • Key Attractions:
    • Zero documentation
    • No Processing fees
    • Repayment options from 3 months to 24 months
    • Convert Transaction starting from as low as INR 2,500
    • Interest Rates ranging from 12% p.a to 15% p.a
  • List of Partners:
    • Now you can shop with your YES BANK Credit Card for groceries, gadgets, trendy apparel or booking travel tickets, pay in easy instalments at the following merchant partner.
    • Please click here view list of stores and click here to view list of online partners
    • For detailed Terms and Conditions please click here

Card Protection Plan

YES BANK brings to you CPP Card Protection, India's first comprehensive card protection service. It can be used in the event of card loss, theft, any related fraud and emergencies. You can safeguard all cards including credit, debit, and Pre-paid cards with CPP Card Protection. In case of card loss or theft that may have occurred anywhere in the world, all that you need to do is call CPP's 24-hour helpline, to report loss of card(s).

 

Card Protection Plan Features

Classic Plus

Premium Plus

Platinum Plus

Annual Membership Fee

Rs 1749

Rs 2249

Rs 2899

Additional members covered in one CPP membership

Single

Spouse

Spouse & Parents

24 hour loss reporting    

Y – All cards

Y – All cards

Y – All cards

Emergency Cash in India (per CPP Membership)

Rs 5,000

Rs 20,000

Rs 20,000

Emergency Hotel Bills/ Travel tickets Overseas

Rs 80,000

Rs 120,000

Rs 160,000

Emergency Hotel Bills/ Travel tickets in India        

Rs 40,000

Rs 60,000

Rs 80,000

F-Secure Mobile Security (in case of Smartphones )

Y

Y

Y

Internet security by F-Secure (in case of laptops and PCs)

Y

Y

Y

Roadside Assistance -Breakdown support, battery jumpstart, flat tyre support, fuel delivery, vehicle towing etc.

-

-

Y

Temporary Smartphone replacement (in case of stolen phones)

Y

Y

Y

Credit Report and Analysis Benefit

Y

Y

Y

Fraud against loss, theft, online, skimming, counterfeit, phishing

Rs 100,000

Rs 200,000

Rs 300,000

Number of days covered prior to notification to Card Issuer

30 days

30 days

30 days

Mobile Wallet Protection (Per Membership)

Rs. 50,000

Rs. 100,000

Rs. 100,000

Number of Days Covered (Prior to notification)

3 days

3 days

3 days

Credit Card Payment

Easy ways to make YES BANK Credit Card Bill Payment

You can pay the YES BANK Credit Card Bill through the following convenient channels
 

a) For YES BANK Account Holders:

  • Net Banking: Register yourself for the YES BANK Net Banking and make Credit Card payments online.
  • Standing Instruction: You can submit a written instruction to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account.
  • ATM Funds Transfer: You can transfer funds from your Savings/Current Account to your Credit Card Account at any YES BANK ATM.

b) For All Customers:

  • NEFT: You can make payment for your Credit Card through NEFT fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code:YESB0CMSNOC to make payment through NEFT.
  • Billdesk: Click on the given link to make the payment using Billdesk facility. Please click https://netbanking.yesbank.co.in/netbanking/DISCLAIMER.html
  • Cheque Payment: You can make your Credit Card payment by cheque, quoting your 16 digit YES BANK Credit Card Number, and drop the cheque at nearest YES BANK drop box. Please mention your name and mobile number on the back of the cheque.
  • Cash Payment: You can also make payment through Cash at YES BANK Branches. Please refer to the schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments.

 

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Have any other query?

Q. What are the easy ways to make YES BANK Credit Card Bill Payment?

A. You can pay the YES BANK Credit Card Bill through the following convenient channels
a) For YES BANK Account Holders:

  • NetBanking: Register yourself for the YES BANK NetBanking and make Credit Card payments online.
  • Standing Instruction: You can submit a written instruction to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account..

b) For All Customers:

  • NEFT: You can make your payment through NEFT fund transfer mode from other bank accounts. Use IFSC code:YESB0CMSNOC
  • Billdesk: Click on the given link to make the payment using Billdesk facility https://netbanking.yesbank.co.in/netbanking/DISCLAIMER.html
  • Cheque Payment: You can make your Credit Card payment by cheque, quoting your 16 digit Credit Card Number, and drop the cheque at any of our drop boxes in your city. Please mention your name and mobile number on the back of the cheque.
  • Cash Payment: You can also make payment through Cash at YES BANK Branches.Please refer to the schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments.

+

Q. How do I contact YES BANK Credit Cards Customer Care?

A. You may contact us on our 24*7 YES TOUCH Customer Care on the below numbers
a) YES FIRST Credit Cards

  •  1800 103 6000 (Toll Free for Mobile & Landlines in India)
  •  +91 22 4935 0000 (When Calling from Outside India)
  •  Email us at yesfirstcc@yesbank.in

b) YES Prosperity Credit Cards

  • 1800 103 1212 (Toll Free for Mobile & Landlines in India)
  • +91 22 4935 0000 (When Calling from Outside India)
  •  Email us at yestouchcc@yesbank.in

VIEW ALL FAQs

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YES Prosperity Rewards Plus Credit Card

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Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more

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Documents Required

  • Fair Practice Code for Credit Card Operations
  • Add On Credit Card T&C
  • Credit Card - Card Member Agreement
  • Authorized Collection & Recovery Agencies
  • YES Prosperity MITC Credit Cards-Telugu
  • YES Prosperity MITC Credit Cards-Tamil
  • YES Prosperity MITC Credit Cards-Punjabi
  • YES Prosperity MITC Credit Cards-Marathi
  • YES Prosperity MITC Credit Cards-Kannada
  • YES Prosperity MITC Credit Cards-Hindi
  • YES Prosperity MITC Credit Cards-Gujrathi
  • YES Prosperity MITC Credit Cards - English
  • YES Prosperity MITC Credit Cards-Bengali
  • Code of Banks Commitment to Customers