Close
Explore Products
Credit Card - YES Prosperity Edge

YES Prosperity Edge Credit Card

Apply Now Credit Card Payment Refer Now

With the YES PROSPERITY EDGE Credit Card, you will always have the edge. Experience a world of benefits, complemented by a highly rewarding experience.

Eligibility for YES Prosperity Edge Credit Card

1: Age Criteria: Minimum 21 years to maximum 60 years

2: Salaried or Self Employed

3: Minimum Gross Salary (Annual) or Annual Income of Rs 8 Lakhs.

 

To track your Application status, click here or please call our 24*7 YES TOUCH Customer Care Number 1800-103-1212 quoting the 13 digit unique application reference number sent to your mobile number.

 

For Samsung Pay, click here

 

For Bharat QR, click here

 

 

 

key attractions

WELCOME REWARDS

Welcome Onboard with 1500 Reward Points on total spends of Rs 7500 within 30 days of card set up

ACCELERATED REWARDS

Accelerated Rewards on Birthday, International & Online Spends

PREFERENTIAL INTEREST RATE

Preferential Interest Rate on Revolving Credit

Benefits

  • Welcome Reward Points

    • Assured 1500 Reward Points on spends of INR 7,500 within first 30 days of card set-up datea

  • Annual Bonus Rewards

    • Earn 15,000 Bonus Reward Points on achieving spends of INR 6 Lakhs or more in each anniversary yearb

  • Edge Reward Points Programc

    • 6 Reward Points on every INR 100 Retail Spends done on your Birthday

    • 5 Reward Points on every INR 100 International Spends (POS & ECOM)

    • 4 Reward Points on every INR 100 Online Spends

    • 3 Reward Points on every INR 100 on all other Retail Spends

    • 500 Reward Points on each YES PayNow registrationd

    • Please click here to know more

  • Edge Reward Points Redemption : Please visit YesRewardz to know more or redeem Reward Points

    • Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption (1 Reward Point = INR 0.25)

    • Exclusive Catalogue of Products

    • Redemption of Reward Points against JPMiles (4 Reward Points = 1 JPMile)

    • NRI Cardmembers:

      • Redemption available for Flights, Hotels and Movies only (Catalogue redemption not available)

      • To Redeem your Reward Points, please call on +91 40 6653 4510 or write a mail to support@yesrewardz.com or contact your relationship manager

  • MasterCard World Golf Programme

    • Enjoy waiver of 3 Green Fee at select golf courses in Indiae

    • Enjoy one complimentary Golf Lesson every calendar month at select golf courses in India

    • For bookings, please contact MasterCard Golf Concierge on 1800 102 6263

    • Please click here to know more

  • Priority Pass Membership and MasterCard Lounge Program

    • Complimentary Priority Pass Membership for Primary Cardmember onlyf. All visits will be charged at US$ 27 per person per visit

    • Enjoy Domestic Lounge access (limited to 2 visits per quarter) for Primary Cardmembers across 30+ Lounges in India

    • Please click here to know more

  • Insurance Coverage

    • Life Insurance Cover of INR 50 Lakhs for death due to Flight Accidentsg

    • Medical Insurance cover of INR 15 Lakhs for emergency hospitalization when travelling overseasg

    • Credit Shield cover in case of accidental death of Primary Cardmember

    • Please click here to know more

  • Attractive Interest Rate on Revolving Credit and Preferential Foreign Currency Markup

    • Interest Rate of 2.40% per month (28.80% annually) on Revolving Credit, Cash Advances and Overdue Amount for Cardmembers who have YES BANK Salary or Savings Account relationship*

    • Interest Rate of 3.22% per month (38.64% annually) on Revolving Credit, Cash Advances and Overdue Amount for Cardmembers who do not have YES BANK Salary or Savings Account relationship*

    • Preferential Foreign Currency Markup of 3% only

    • *Please note that effective 01-July-2018, the Interest Rate on Revolving Credit, Cash Advance and/or Overdue Amount on YES Prosperity Edge Credit Card will be revised. Please click here to know more.

  • Fuel Surcharge Waiver

    • Fuel surcharge waiver at all fuel stations across India for transaction between INR 400 to INR 5,000h

  • Lifestyle Benefit : Please visit YES Privileges to know more

    • Avail great offers across travel, dining, shopping, wellness and more, in select cities

  • Contactless Card Technology

    • Contactless transaction on the Card enabled with NFC Technology

    • YES Prosperity Edge Credit Card is enabled with contactless technology, facilitating fast, convenient and secure payments at retail outlets. You can use your card to make quick transactions at merchant locations accepting contactless cards

  • Secure Password for Online transactions

    • Secure your online transactions with MasterCard® SecureCode™

    • Click here to create your 3D Secure Password

  • Password for IVR transactions

    • To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS ‘YESIVR<space> last 4 digits of your YES BANK Credit Card number’ to 9212738927 from your registered mobile number

    • Please click here to know more

  • Enjoy below services on your Credit Card

  1. Valid on retail purchases only

  2. Valid on retail purchases only. Anniversary year is defined as 12 months from card set up date or card renewal date

  3. Valid on retail purchases only. Not applicable on fuel transactions

  4. Applicable only on standing instruction based YES PayNow registration. Not applicable for register and pay or adhoc payment

  5. Terms and conditions apply. The list of golf courses is subject to change at the sole discretion of MasterCard and without any prior notices to YES BANK or its Cardmembers. Please visit http://www.yesbank.in to know more

  6. Terms and conditions apply. Cardmember needs to apply for complimentary membership through Business Reply Envelope (BRE) as part of welcome kit. The list of lounges is subject to change at the sole discretion of MasterCard and without any prior notices to YES BANK or its Cardmembers. Please visit www.prioritypass.com to know more

  7. Applicable only if the flight ticket was booked on YES BANK Credit Card. Feature applicable only for Primary Cardmember

  8. Total waiver in statement cycle is capped at INR 250. Only surcharge will be waived, Service Tax as levied on surcharge will not be waived

Click here for value chart

Visit your nearest YES BANK Branch to apply. Click here to locate the nearest branch

charges

Annual membership fees

  1. First Year Membership Fee of Rs 1,000 , reversed on spends of Rs 15,000 within 90 days of card set up
  2. Renewal Membership Fee of Rs 1,000, reversed on spends of Rs 75,000 within 12 months prior to the renewal.

Privileges

Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES. Click here

Instant EMI

There are some things in life that you want instantly. We understand your needs and present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card.
You can now take your dream holiday or the long-awaited wide screen television and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can earn rewards points on your transactions that are converted into EMIs

  • Key Attractions:
    • Zero documentation
    • No Processing fees
    • Repayment options from 3 months to 24 months
    • Convert Transaction starting from as low as INR 2,500
    • Interest Rates ranging from 12% p.a to 15% p.a
  • List of Partners:
    • Now you can shop with your YES BANK Credit Card for groceries, gadgets, trendy apparel or booking travel tickets, pay in easy instalments at the following merchant partner.
    • Please click here view list of stores and click here to view list of online partners
    • For detailed Terms and Conditions please click here

 

Card Protection Plan

YES BANK brings to you CPP Card Protection, India's first comprehensive card protection service. It can be used in the event of card loss, theft, any related fraud and emergencies. You can safeguard all cards including credit, debit, and Pre-paid cards with CPP Card Protection. In case of card loss or theft that may have occurred anywhere in the world, all that you need to do is call CPP's 24-hour helpline, to report loss of card(s).

Card Protection Plan Features

Classic Plus

Premium Plus

Platinum Plus

Annual Membership Fee

Rs 1749

Rs 2249

Rs 2899

Additional members covered in one CPP membership

Single

Spouse

Spouse & Parents

24 hour loss reporting    

Y – All cards

Y – All cards

Y – All cards

Emergency Cash in India (per CPP Membership)

Rs 5,000

Rs 20,000

Rs 20,000

Emergency Hotel Bills/ Travel tickets Overseas

Rs 80,000

Rs 120,000

Rs 160,000

Emergency Hotel Bills/ Travel tickets in India        

Rs 40,000

Rs 60,000

Rs 80,000

F-Secure Mobile Security (in case of Smartphones )

Y

Y

Y

Internet security by F-Secure (in case of laptops and PCs)

Y

Y

Y

Roadside Assistance -Breakdown support, battery jumpstart, flat tyre support, fuel delivery, vehicle towing etc.

-

-

Y

Temporary Smartphone replacement (in case of stolen phones)

Y

Y

Y

Credit Report and Analysis Benefit

Y

Y

Y

Fraud against loss, theft, online, skimming, counterfeit, phishing

Rs 100,000

Rs 200,000

Rs 300,000

Number of days covered prior to notification to Card Issuer

30 days

30 days

30 days

Mobile Wallet Protection (Per Membership)

Rs. 50,000

Rs. 100,000

Rs. 100,000

Number of Days Covered (Prior to notification)

3 days

3 days

3 days

Credit Card Payment

Easy ways to make YES BANK Credit Card Bill Payment

You can pay the YES BANK Credit Card Bill through the following convenient channels
 

a) For YES BANK Account Holders:

  • Net Banking: Register yourself for the YES BANK Net Banking and make Credit Card payments online.
  • Standing Instruction: You can submit a written instruction to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account.
  • ATM Funds Transfer: You can transfer funds from your Savings/Current Account to your Credit Card Account at any YES BANK ATM.

b) For All Customers:

  • NEFT: You can make payment for your Credit Card through NEFT fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code:YESB0CMSNOC to make payment through NEFT.
  • Billdesk: Click on the given link to make the payment using Billdesk facility. Please click https://netbanking.yesbank.co.in/netbanking/DISCLAIMER.html
  • Cheque Payment: You can make your Credit Card payment by cheque, quoting your 16 digit YES BANK Credit Card Number, and drop the cheque at nearest YES BANK drop box. Please mention your name and mobile number on the back of the cheque.
  • Cash Payment: You can also make payment through Cash at YES BANK Branches. Please refer to the schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments.

 

what would you like to do next?

Important Documents
Find a Branch

Have any other query?

Q. What are the easy ways to make YES BANK Credit Card Bill Payment?

A. You can pay the YES BANK Credit Card Bill through the following convenient channels
a) For YES BANK Account Holders:

  • NetBanking: Register yourself for the YES BANK NetBanking and make Credit Card payments online.
  • Standing Instruction: You can submit a written instruction to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account..

b) For All Customers:

  • NEFT: You can make your payment through NEFT fund transfer mode from other bank accounts. Use IFSC code:YESB0CMSNOC
  • Billdesk: Click on the given link to make the payment using Billdesk facility https://netbanking.yesbank.co.in/netbanking/DISCLAIMER.html
  • Cheque Payment: You can make your Credit Card payment by cheque, quoting your 16 digit Credit Card Number, and drop the cheque at any of our drop boxes in your city. Please mention your name and mobile number on the back of the cheque.
  • Cash Payment: You can also make payment through Cash at YES BANK Branches.Please refer to the schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments.

+

Q. How do I contact YES BANK Credit Cards Customer Care?

A. You may contact us on our 24*7 YES TOUCH Customer Care on the below numbers
a) YES FIRST Credit Cards

  •  1800 103 6000 (Toll Free for Mobile & Landlines in India)
  •  +91 22 4935 0000 (When Calling from Outside India)
  •  Email us at yesfirstcc@yesbank.in

b) YES Prosperity Credit Cards

  • 1800 103 1212 (Toll Free for Mobile & Landlines in India)
  • +91 22 4935 0000 (When Calling from Outside India)
  •  Email us at yestouchcc@yesbank.in

VIEW ALL FAQs

Other Cards

Credit Card - YES Prosperity Rewards Plus

YES Prosperity Rewards Plus Credit Card

download app
Android App for YES BANK

Download App

You will shortly receive a SMS from us at the mentioned Mobile no. by you. This SMS contains an App download link.
Please try after Some time.
App Store for YES BANK

Download App

You will shortly receive a SMS from us at the mentioned Mobile no. by you. This SMS contains an App download link.
Please try after Some time
yes pay wallet

Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more

Read More

Download Forms

Documents Required

  • Fair Practice Code for Credit Card Operations
  • Add On Credit Card T&C
  • Credit Card - Card Member Agreement
  • Authorized Collection & Recovery Agencies
  • YES Prosperity MITC Credit Cards-Telugu
  • YES Prosperity MITC Credit Cards-Tamil
  • YES Prosperity MITC Credit Cards-Punjabi
  • YES Prosperity MITC Credit Cards-Marathi
  • YES Prosperity MITC Credit Cards-Kannada
  • YES Prosperity MITC Credit Cards-Hindi
  • YES Prosperity MITC Credit Cards-Gujrathi
  • YES Prosperity MITC Credit Cards-English
  • YES Prosperity MITC Credit Cards-Bengali
  • Code of Banks Commitment to Customers