YES Prosperity CashBack Credit Card
Apply Now Credit Card Payment GO TO YES CART
Now pay less for your bills with Cashback on all your bill payments. Get the unmatched convenience and safety of cashless payment and get your cash back automatically as statement credit.
Eligibility for YES Prosperity Cashback Credit Card
1: Age Criteria: Minimum 21 years to maximum 60 years
2: Salaried or Self Employed
3: Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lakhs and above
To track your Application status, click here or please call our 24*7 YES TOUCH Customer Care Number 1800-103-1212 quoting the 13 digit unique application reference number sent to your mobile number.
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Welcome Onboard with Rs. 250 Cashback on total spends of Rs.2500 within 30 days of card set up.
5% Cashback on spends on Movies, Grocery and Utility Bill Payments. 0.50% Cashback on all other spends except fuel
Fuel surcharge waiver at all fuel stations across India
Welcome Cashback
Get Cashback of INR 250 on spends of INR 2,500 in first 30 days of card set upa
Cashback on every transaction
5% Cashback on Movie Ticket bookingsb
5% Cashback on Grocery Shoppingc
0.50% Cashback on all Other retails spendsd
5% Cashback on Bill Payments through YES PayNowe
Please click here to know more
Interest Rate on Revolving Credit
Interest Rate of 3.5% per month (42% annually) on Revolving Credit, Cash Advances and Overdue Amount
Preferential Foreign Currency Markup
Preferential Foreign Currency Markup of 3.40% only
Fuel Surcharge Waiver
1% Fuel surcharge waiver at all fuel stations across India for transaction between INR 400 to INR 5,000f
Lifestyle Benefit : Please visit YES Privileges to know more
Avail great offers across travel, dining, shopping, wellness and more, in select cities
Secure Password for Online transactions
Secure your online transactions with MasterCard® SecureCode™
Click here to create your 3D Secure Password
Password for IVR transactions
To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS ‘YESIVR<space> last 4 digits of your YES BANK Credit Card number’ to 9212738927 from your registered mobile number
Please click here to know more
Enjoy below services on your Credit Card
Valid on retail transactions only. Not valid on cash withdrawals
Total Cashback is capped at INR 100 in a statement cycle. Minimum Transaction Value of INR 500 is required for qualifying for 5% Cashback
Total Cashback is capped at INR 100 in a statement cycle. Minimum Transaction Value of INR 500 is required for qualifying for 5% Cashback
Valid on retail transactions only. Not applicable on fuel transactions
Applicable only on standing instruction based YES PayNow registration. Not applicable for register and pay or adhoc payments. Additionally, please note (i) De-registration of a biller within 6 months of YES PayNow registration will result in reversal of bonus reward points earned for that particular biller registration (ii) De-registration of a biller post 6 months of YES PayNow registration, followed by re-registration of the same biller, will not earn any bonus reward points
Total waiver in statement cycle is capped at INR 125. Only surcharge will be waived, GST as levied on surcharge will not be waived. Please note that Fuel surcharge may vary from 1% to 2.5% of the amount spent on fuel transaction. The rate of surcharge varies depending upon the fuel retail outlets and their acquiring banks.
In case of lost /stolen card or any suspicious transaction on your YES BANK credit card, you can block your card immediately by sending an SMS. SMS BLKCC <Space><Last 4 digits of card number> to 9840909000 from your registered mobile number
Click here for value chart
Visit your nearest YES BANK Branch to apply. Click here to Locate the nearest branch
Annual Membership Fees
First Year Membership Fee of Rs 999 + Applicable Taxes
Renewal Membership Fee of Rs 999 + Applicable Taxes
Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES. Click here
Instant EMI
There are some things in life that you want instantly. We understand your needs and present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card.
You can now take your dream holiday or the long-awaited wide screen television and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can earn rewards points on your transactions that are converted into EMIs
Card Protection Plan
YES BANK brings to you CPP Card Protection, India's first comprehensive card protection service. It can be used in the event of card loss, theft, any related fraud and emergencies. You can safeguard all cards including credit, debit, and Pre-paid cards with CPP Card Protection. In case of card loss or theft that may have occurred anywhere in the world, all that you need to do is call CPP's 24-hour helpline, to report loss of card(s).
Card Protection Plan Features |
Classic Plus |
Premium Plus |
Platinum Plus |
Annual Membership Fee |
Rs 1749 |
Rs 2249 |
Rs 2899 |
Additional members covered in one CPP membership |
Single |
Spouse |
Spouse & Parents |
24 hour loss reporting |
Y – All cards |
Y – All cards |
Y – All cards |
Emergency Cash in India (per CPP Membership) |
Rs 5,000 |
Rs 20,000 |
Rs 20,000 |
Emergency Hotel Bills/ Travel tickets Overseas |
Rs 80,000 |
Rs 120,000 |
Rs 160,000 |
Emergency Hotel Bills/ Travel tickets in India |
Rs 40,000 |
Rs 60,000 |
Rs 80,000 |
F-Secure Mobile Security (in case of Smartphones ) |
Y |
Y |
Y |
Internet security by F-Secure (in case of laptops and PCs) |
Y |
Y |
Y |
Roadside Assistance -Breakdown support, battery jumpstart, flat tyre support, fuel delivery, vehicle towing etc. |
- |
- |
Y |
Temporary Smartphone replacement (in case of stolen phones) |
Y |
Y |
Y |
Credit Report and Analysis Benefit |
Y |
Y |
Y |
Fraud against loss, theft, online, skimming, counterfeit, phishing |
Rs 100,000 |
Rs 200,000 |
Rs 300,000 |
Number of days covered prior to notification to Card Issuer |
30 days |
30 days |
30 days |
Mobile Wallet Protection (Per Membership) |
Rs. 50,000 |
Rs. 100,000 |
Rs. 100,000 |
Number of Days Covered (Prior to notification) |
3 days |
3 days |
3 days |
Easy ways to make YES BANK Credit Card Bill Payment
You can pay your YES BANK Credit Card Bill through the following convenient channels
1) For YES BANK Account Holders:
Net Banking: Register yourself for the YES BANK Net Banking facility and make Credit Card payments online. Click here to visit Net Banking
ATM Funds Transfer: You can transfer funds from your Savings/Current Account to your Credit Card Account at any YES BANK ATM
Standing Instruction: You can submit written instructions to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account
2) For All Customers:
For NEFT/IMPS/RTGS mode of payment - You can make your payment through NEFT/IMPS/RTGS fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code: YESB0CMSNOC
Cheque Payment: You can make your YES BANK Credit Card payment by cheque, quoting your 16-digit YES BANK Credit Card Number, and drop the cheque at any of our drop boxes in your city. Please do mention your name and mobile number on the back of the cheque
Net Banking: Make payment through any bank Net Banking account using BillDesk facility. Click here
Cash Payment: You can also make payment through Cash at YES BANK Branches. Please refer to the Schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments
YES Mobile App: You can pay through your YES BANK Savings Account or any other bank account
YES Pay App: You can also pay your Credit Card bill with your YES BANK account or any other bank account using UPI*
YES ROBOT: You can pay your Credit Card bill with your YES BANK account or any other bank account using BillDesk facility
*Currently available only on android devices
Q. What are the easy ways to make YES BANK Credit Card Bill Payment?
A. You can pay the YES BANK Credit Card Bill through the following convenient channels
a) For YES BANK Account Holders:
b) For All Customers:
Q. How do I contact YES BANK Credit Cards Customer Care?
A. You may contact us on our 24*7 YES TOUCH Customer Care on the below numbers
a) YES FIRST Credit Cards
b) YES Prosperity Credit Cards
Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more
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