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• Health Benefits^a

  • Complimentary annual preventive Health Check-up (up to 31 parameters)

  • Complimentary annual Eye & Dental Check-up

  • Unlimited consultation with General Practitioner, Specialist & Nutritionist through App

  • 12 Complimentary Fitness sessions (Gym,Yoga,Zumba, etc.) per month

  • All these benefits can be availed through Aditya Birla Mutliply App. Click here to view the User Guide.

• Preferred Reward Points Program

  • 30 Reward Points per INR 200 spent on to Chemist/ Pharmaceutical stores^b

  • 6 Reward Points per INR 200 spent on all other categories^c

  • 1000 Reward Points on each YES PayNow registration^d

  • Please click here to know more

• Reward Points Redemption

Please visit YES Rewardz to know more or redeem Reward Points

• Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption

• Exclusive Catalogue of Products

• Redemption of Reward Points against Air Miles (10 Reward Points = 1 InterMile / 1 Club Vistara Point)

• MasterCard Domestic Lounge Program^e

  • Enjoy Domestic Lounge access (limited to 2 visits per quarter) for Primary Cardmembers across 30 + Lounges in India^e

  • Please click here to know more

• Insurance Coverage

  • Life Insurance Cover of INR 1 Cr for death due to Flight Accidents^f

  • Medical Insurance cover of INR 25 Lakhs for emergency hospitalization when travelling overseas^f

  • Credit Shield cover in case of accidental death of Primary Cardmember

  • Please click here to know more

• Interest Rate on Revolving Credit

  • Interest Rate of 3.5% per month (42% annually) on Revolving Credit, Cash Advances and Overdue Amount

• Fuel Surcharge Waiver

  • 1% Fuel surcharge waiver^g at all fuel stations across India for transaction between INR 400 to INR 5,000

• Lifestyle Benefit 

Please visit YES Privileges to know more

• Avail great offers across travel, shopping, wellness and more, in select cities

• Contactless Card Technology

  • Contactless transaction on the Card enabled with NFC Technology

  • Wellness Plus Credit Card is enabled with contactless technology, facilitating fast, convenient and secure payments at retail outlets. You can use your card to make quick transactions at merchant locations accepting contactless cards

• Password for IVR transactions

  • To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS ‘YESIVR<space> last 4 digits of your YES BANK Credit Card number’ to 9212738927 from your registered mobile number

  • Please click here to know more

• Enjoy below services on your Credit Card

• Annual membership fees

Get exciting offers on your YES BANK Credit Cards while shopping, Travel, and more on YES PRIVILEGES - Click here

Instant EMI

There are some things in life that you want instantly. We understand your needs and present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card.
You can now take your dream holiday or the long-awaited wide screen television and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can earn rewards points on your transactions that are converted into EMIs

• Key Attractions:
  • Zero documentation
  • No Processing fees
  • Repayment options from 3 months to 24 months
  • Convert Transaction starting from as low as INR 2,500
  • Interest Rates ranging from 12% p.a. to 15% p.a.

• List of Partners:
  • Now you can shop with your YES BANK Credit Card for groceries, gadgets, trendy apparel or booking travel tickets, pay in easy instalments at the following merchant partner.
  • Please click here view list of stores and click here to view list of online partners
  • For detailed Terms and Conditions please click here

Easy ways to make YES BANK Credit Card Bill Payment

You can pay your YES BANK Credit Card Bill through the following convenient channels.

1) For YES BANK Account Holders:

• YES ONLINE (NetBanking): Register yourself for the YES BANK’s NetBanking facility and make Credit Card payments online. Click here to visit YES ONLINE (NetBanking)

• ATM Funds Transfer: You can transfer funds from your Savings/Current Account to your Credit Card Account at any YES BANK ATM

• Standing Instruction: You can submit written instructions to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account

2) For All Customers:

• For NEFT/IMPS/RTGS mode of payment - You can make your payment through NEFT/IMPS/RTGS fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code: YESB0CMSNOC

• Cheque Payment: You can make your YES BANK Credit Card payment by cheque, quoting your 16-digit YES BANK Credit Card Number, and drop the cheque at any of our drop boxes in your city. Please do mention your name and mobile number on the back of the cheque

• Net Banking: Make payment through any Bank’s NetBanking account using BillDesk facility. Click here

• Cash Payment: You can also make payment through Cash at YES BANK Branches. Please refer to the Schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments

• YES Mobile App: You can pay through your YES BANK Savings Account or any other bank account

• YES Pay App: You can also pay your Credit Card bill with your YES BANK account or any other bank account using UPI*

• YES ROBOT: You can pay your Credit Card bill with your YES BANK account or any other bank account using BillDesk facility

*Currently available only on android devices