Close
  • Close
Explore Products
YES BANK WELLNESS CREDIT CARD

Welcome to YES BANK’s Wellness Credit Card Program powered by Aditya Birla Wellness Pvt Ltd. We understand that being healthy is of utmost importance to you. With Wellness Card, enjoy exclusive privileges around your wellbeing whether it is health checkups or lifestyle benefits or consultations with doctors, this card is an all in one card to assist you in your SelfCare journey.

 

Eligibility for Wellness Credit Card

1. Age Criteria: Minimum 21 years to maximum 60 years

2. Salaried or Self Employed

3. Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lacs and above

4. Cities Covered: Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi & NCR, Hyderabad, Jaipur, Kolkata, Mumbai, Pune, Thane and Navi Mumbai.

 

To track your Application status, click here or please call our 24*7 YES TOUCH Customer Care Number 1800-103-1212 quoting the 13 digit unique application reference number sent to your mobile number.

key attractions

COMPLIMENTARY HEALTH CHECK-UPS

Avail Complimentary preventive health check-ups

COMPLIMENTARY FITNESS SESSIONS

6 sessions per month (Gym,Yoga,Zumba, etc.)

ACCELERATED REWARDS

Accelerated rewards on Spends on Chemist/ Pharmaceutical stores*

Benefits

  • Health Benefitsa

    • Complimentary annual preventive Health Check-up (25 parameters)

    • Complimentary annual Eye & Dental Check-up

    • Unlimited consultation with General Practitioner, Specialist & Nutritionist through App

    • 6 Complimentary Fitness sessions (Gym,Yoga,Zumba, etc.) per month

    • All these benefits can be availed through Aditya Birla Mutliply App. Click here to view the User Guide.

  • Preferred Reward Points Program

    • 20 Reward Points per INR 200 spent on Chemist/ Pharmaceutical storesb

    • 4 Reward Points per INR 200 spent on all other categoriesc

    • 500 Reward Points on each YES PayNow registrationd

    • Please click here to know more

  • Reward Points Redemption​

Please visit YES Rewardz to know more or redeem Reward Points

  • Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption

  • Exclusive Catalogue of Products

  • Redemption of Reward Points against Air Miles (10 Reward Points = 1 InterMile / 1 Club Vistara Point)

  • Insurance Coverage

    • Credit Shield cover in case of accidental death of Primary Cardmember

    • Please click here to know more

  • Interest Rate on Revolving Credit

    • Interest Rate of 3.5% per month (42% annually) on Revolving Credit, Cash Advances and Overdue Amount

  • Fuel Surcharge Waiver

    • 1% Fuel surcharge waivere at all fuel stations across India for transaction between INR 400 to INR 5,000

  • Lifestyle Benefit

Please visit YES Privileges to know more

  • Avail great offers across travel, shopping, wellness and more, in select cities

  • Password for IVR transactions

    • To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS ‘YESIVR<space> last 4 digits of your YES BANK Credit Card number’ to 9212738927 from your registered mobile number

    • Please click here to know more

  • Enjoy below services on your Credit Card

Terms & Conditions apply.

a. Benefits are powered by Aditya Birla Wellness Pvt Ltd. All booking to be made through AB Multiply App.

b. Valid on all retail transactions done on Merchant Category Codes (MCC) as defined by Mastercard under Pharmacy(MCC: 59122). Not valid on EMI on Call & Instant EMI transactions.

c. Valid on retail purchases only. Not applicable on fuel transactions, Cash Advance, Fee and Charges, EMI on Call & Instant EMI transactions.

d. Applicable only on standing instruction based YES PayNow registration. Not applicable for register and pay or adhoc payments. Additionally, please note (i) De-registration of a biller within 6 months of YES PayNow registration will result in reversal of bonus reward points earned for that particular biller registration (ii) De-registration of a biller post 6 months of YES PayNow registration, followed by re-registration of the same biller, will not earn any bonus reward points.

e. Total waiver in statement cycle is capped at INR 250. Only surcharge will be waived, GST as levied on surcharge will not be waived. Please note that Fuel surcharge may vary from 1% to 2.5% of the amount spent on fuel transaction. The rate of surcharge varies depending upon the fuel retail outlets and their acquiring banks.

f. In case of lost /stolen card or any suspicious transaction on your YES BANK credit card, you can block your card immediately by sending an SMS. SMS BLKCC to 9840909000 from your registered mobile number. Click here to know more.

Click here for value chart

charges

  • Annual membership fees

  1. First Year Membership Fee of Rs. 1,999 + Applicable Taxes

  2. Renewal Membership Fee of Rs. 1,999 + Applicable Taxes

Privileges

Get exciting offers on your YES BANK Credit Cards while shopping, Travel, and more on YES PRIVILEGES - Click here

Instant EMI

There are some things in life that you want instantly. We understand your needs and present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card.
You can now take your dream holiday or the long-awaited wide screen television and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can earn rewards points on your transactions that are converted into EMIs

  • Key Attractions:
    • Zero documentation
    • No Processing fees
    • Repayment options from 3 months to 24 months
    • Convert Transaction starting from as low as INR 2,500
    • Interest Rates ranging from 12% p.a. to 15% p.a.
  • List of Partners:
    • Now you can shop with your YES BANK Credit Card for groceries, gadgets, trendy apparel or booking travel tickets, pay in easy instalments at the following merchant partner.
    • Please click here view list of stores and click here to view list of online partners
    • For detailed Terms and Conditions please click here

Credit Card Payment

Easy ways to make YES BANK Credit Card Bill Payment

You can pay your YES BANK Credit Card Bill through the following convenient channels.

1) For YES BANK Account Holders:

  • YES ONLINE (NetBanking): Register yourself for the YES BANK’s Net Banking facility and make Credit Card payments online. Click here to visit YES ONLINE (NetBanking)

  • ATM Funds Transfer: You can transfer funds from your Savings/Current Account to your Credit Card Account at any YES BANK ATM

  • Standing Instruction: You can submit written instructions to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account

2) For All Customers:

  • For NEFT/IMPS/RTGS mode of payment - You can make your payment through NEFT/IMPS/RTGS fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code: YESB0CMSNOC

  • Cheque Payment: You can make your YES BANK Credit Card payment by cheque, quoting your 16-digit YES BANK Credit Card Number, and drop the cheque at any of our drop boxes in your city. Please do mention your name and mobile number on the back of the cheque

  • Net Banking: Make payment through any Bank’s NetBanking account using BillDesk facility. Click here

  • Cash Payment: You can also make payment through Cash at YES BANK Branches. Please refer to the Schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments

  • YES Mobile App: You can pay through your YES BANK Savings Account or any other bank account

  • YES Pay App: You can also pay your Credit Card bill with your YES BANK account or any other bank account using UPI*

  • YES ROBOT: You can pay your Credit Card bill with your YES BANK account or any other bank account using BillDesk facility

*Currently available only on android devices

what would you like to do next?

Important Documents
Find a Branch

Have any other query?

Q. What are the easy ways to make YES BANK Credit Card Bill Payment?

A. You can pay the YES BANK Credit Card Bill through the following convenient channels
a) For YES BANK Account Holders:

  • NetBanking: Register yourself for the YES BANK NetBanking and make Credit Card payments online.
  • Standing Instruction: You can submit a written instruction to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account..

b) For All Customers:

  • For NEFT/IMPS/RTGS mode of payment - “You can make your payment through NEFT/IMPS/RTGS fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code: YESB0CMSNOC”
  • Billdesk: Click on the given link to make the payment using Billdesk facility https://netbanking.yesbank.co.in/netbanking/DISCLAIMER.html
  • Cheque Payment: You can make your Credit Card payment by cheque, quoting your 16 digit Credit Card Number, and drop the cheque at any of our drop boxes in your city. Please mention your name and mobile number on the back of the cheque.
  • Cash Payment: You can also make payment through Cash at YES BANK Branches.Please refer to the schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments.

+

Q. How do I contact YES BANK Credit Cards Customer Care?

A. You may contact us on our 24*7 YES TOUCH Customer Care on the below numbers
a) YES FIRST Credit Cards

  •  1800 103 6000 (Toll Free for Mobile & Landlines in India)
  •  +91 22 4935 0000 (When Calling from Outside India)
  •  Email us at yesfirstcc@yesbank.in

b) YES Prosperity Credit Cards

  • 1800 103 1212 (Toll Free for Mobile & Landlines in India)
  • +91 22 4935 0000 (When Calling from Outside India)
  •  Email us at yestouchcc@yesbank.in

VIEW ALL FAQs

Other Cards

Credit Card - YES Prosperity Rewards Plus

YES Prosperity Rewards Plus Credit Card

download app
Android App for YES BANK
App Store for YES BANK
yes pay wallet

Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more

Read More

Download Forms

Documents Required

  • Fair Practice Code for Credit Card Operations
  • Credit Card - Cardmember Agreement (Wellness)
  • Authorized Collection & Recovery Agencies
  • Wellness Credit Cards MITC – Telugu
  • Wellness Credit Cards MITC – Tamil
  • Wellness Credit Cards MITC – Punjabi
  • Wellness Credit Cards MITC – Marathi
  • Wellness Credit Cards MITC – Kannada
  • Wellness Credit Cards MITC – Hindi
  • Wellness Credit Cards MITC – Gujarati
  • Wellness Credit Cards MITC – English
  • Wellness Credit Cards MITC – Bengali
  • Code of Bank’s Commitment to Customers