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FinBooster Credit Card will be your financial companion, which is designed to boost your financial health while enriching your online transactions/shopping experience.

Eligibility for FinBooster Card

1: Age Criteria: Minimum 21 years to maximum 60 years

2: Salaried or Self Employed

3: Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lakhs and above

 

To track your Application status, click here or please call our 24*7 YES TOUCH Customer Care Number 1800-103-1212 quoting the 13 digit unique application reference number sent to your mobile number.

 

For Bharat QR, click here

 

For Credit Card E Welcome Kit, click here

key attractions

Grow your credit score

CreditStrong subscription with real-time dashboard

Lifetime free Credit Card

Enjoy nil first year and renewal membership fee

E-shopping companion

Get accelerated reward points on online Dining, online Grocery and online Apparel shopping

Benefits

  • Financial benefits

    • Grow your credit score – Credit Strong subscription for customers with real-time dashboard1

    • Lifetime free Credit Card – Enjoy nil first year and renewal membership fee

    • E-shopping companion – With accelerated rewards on online Dining, online Grocery and online Apparel

    • Earn & Share– Share Reward Points with your family & friends

  • Reward Points Program

    • 5X reward points on online Dining spends2

    • 3X reward points on online Grocery and online Apparel spends3

    • 2 reward points per INR 200 (1X) on all other retail spends (except fuel spends)4

    • No capping & Never expiring reward points

  • Reward Point Redemption :Please visit YesRewardz to know more or redeem Reward Points

    • Exclusive reward point sharing with friends and family

    • Redeem reward point against statement outstanding

    • Redeem reward points from exclusive catalogue of products to choose from

  • Insurance Coverage

    • Credit Shield cover of INR 2.5 lacs in case of accidental death of Primary Card member

    • Please click here to know more

  • Fuel Surcharge Benefit

    • 1% Fuel surcharge waiver at all fuel stations across India for transaction between INR 400 to INR 5,0005

  • Lifestyle Benefit

    • Please visit YES Privileges to know more

    • Avail great offers across travel, dining, shopping, wellness and more, in select cities

  • Secure Password for Online Transactions (for cards issued under VISA network)

    • Secure your online transactions with Verified by VISA (VBV)

    • Click here to create your 3D Secure Password

  • Password for IVR transactions

    • To generate the OTP for IVR Transactions for your YES BANK Credit Card– SMS ‘YESIVR<space> last 4 digits of your YES BANK Credit Card number' to 9212738927 from your registered mobile number

    • Please click here to know more

  • Enjoy below services on your Credit Card

 

Glossary

  1. Complimentary (No Charges) in the 1st year. From 2nd year, Complimentary, if annual spends of 1 lakh or more is achieved in an anniversary year. Terms & Conditions apply, please refer to the schedule of charges shared in the Most Important Terms and Conditions

  2. Valid on all transactions done on Merchant Category Codes (MCC) as defined by VISA under Dining (MCC 5262, 5499, 5814) category. Not applicable on EMI on Call and Instant EMI transactions

  3. Valid on all transactions done on Merchant Category Codes (MCC) as defined by VISA under Grocery Stores (MCC 5411), Eating Places (MCC 5812) and Apparel (MCC 5699, MCC 5964) categories. Not applicable on EMI on Call and Instant EMI transactions

  4. Valid on all retail transactions only. Not valid on fuel transactions, cash advance, fees & charges, Priority Pass charges and EMI on Call & Instant EMI transactions. Terms and Conditions apply

  5. Total waiver in statement cycle is capped at INR 125. Only surcharge will be waived, GST as levied on surcharge will not be waived. Please note that Fuel surcharge may vary from 1% to 2.5% of the amount spent on fuel transaction. The rate of surcharge varies depending upon the fuel retail outlets and their acquiring banks

  6. In case of lost /stolen card or any suspicious transaction on your YES BANK credit card, you can block your card immediately by sending an SMS. SMS BLKCC to 9840909000 from your registered mobile number. Click here to know more

 

CHARGES

Nil first year and renewal membership fee.

PRIVILEGES

Host of exciting offers

Get exciting offers on your YES BANK Credit Card while shopping, dining, travel and more YES PRIVILEGES. Click here for details

 

Instant EMI

There are some things in life that you want instantly. We understand your needs and present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card.
You can now take your dream holiday or the long-awaited wide screen television and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can earn rewards points on your transactions that are converted into EMIs

  • Key Attractions:
    • Zero documentation
    • No Processing fees
    • Repayment options from 3 months to 24 months
    • Convert Transaction starting from as low as INR 2,500
    • Interest Rates ranging from 12% p.a to 15% p.a
  • List of Partners:
    • Now you can shop with your YES BANK Credit Card for groceries, gadgets, trendy apparel or booking travel tickets, pay in easy instalments at the following merchant partner.
    • Please click here view list of stores and click here to view list of online partners
    • For detailed Terms and Conditions please click here

Card Protection Plan

YES BANK brings to you CPP Card Protection, India's first comprehensive card protection service. It can be used in the event of card loss, theft, any related fraud and emergencies. You can safeguard all cards including credit, debit, and Pre-paid cards with CPP Card Protection. In case of card loss or theft that may have occurred anywhere in the world, all that you need to do is call CPP's 24-hour helpline, to report loss of card(s).

Card Protection Plan Features

Classic Plus

Premium Plus

Platinum Plus

Annual Membership Fee

Rs 1749

Rs 2249

Rs 2899

Additional members covered in one CPP membership

Single

Spouse

Spouse & Parents

24 hour loss reporting

Y – All cards

Y – All cards

Y – All cards

Emergency Cash in India (per CPP Membership)

Rs 5,000

Rs 20,000

Rs 20,000

Emergency Hotel Bills/ Travel tickets Overseas

Rs 80,000

Rs 120,000

Rs 160,000

Emergency Hotel Bills/ Travel tickets in India

Rs 40,000

Rs 60,000

Rs 80,000

F-Secure Mobile Security (in case of Smartphones )

Y

Y

Y

Internet security by F-Secure (in case of laptops and PCs)

Y

Y

Y

Roadside Assistance -Breakdown support, battery jumpstart, flat tyre support, fuel delivery, vehicle towing etc.

-

-

Y

Temporary Smartphone replacement (in case of stolen phones)

Y

Y

Y

Credit Report and Analysis Benefit

Y

Y

Y

Fraud against loss, theft, online, skimming, counterfeit, phishing

Rs 100,000

Rs 200,000

Rs 300,000

Number of days covered prior to notification to Card Issuer

30 days

30 days

30 days

Mobile Wallet Protection (Per Membership)

Rs. 50,000

Rs. 100,000

Rs. 100,000

Number of Days Covered (Prior to notification)

3 days

3 days

3 days​

CREDIT CARD PAYMENT

Easy ways to make YES BANK Credit Card Bill Payment

You can pay your YES BANK Credit Card Bill through the following convenient channels.

1) For YES BANK Account Holders:

  • YES ONLINE (NetBanking) : Register yourself for NetBanking facility and make Credit Card payments online. Click here to visit NetBanking

  • ATM Funds Transfer: You can transfer funds from your Savings/Current Account to your Credit Card Account at any YES BANK ATM

  • Standing Instruction: You can submit written instructions to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account

2) For All Customers:

  • For NEFT/IMPS/RTGS mode of payment - You can make your payment through NEFT/IMPS/RTGS fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code: YESB0CMSNOC

  • Cheque Payment: You can make your YES BANK Credit Card payment by cheque, quoting your 16-digit YES BANK Credit Card Number, and drop the cheque at any of our drop boxes in your city. Please do mention your name and mobile number on the back of the cheque

  • NetBanking: Make payment through any bank NetBanking account using BillDesk facility. Click here

  • Cash Payment: You can also make payment through Cash at YES BANK Branches. Please refer to the Schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments

  • YES Mobile App: You can pay through your YES BANK Savings Account or any other bank account

  • YES Pay App: You can also pay your Credit Card bill with your YES BANK account or any other bank account using UPI*

  • YES ROBOT: You can pay your Credit Card bill with your YES BANK account or any other bank account using BillDesk facility

*Currently available only on android device

what would you like to do next?

Important Documents
Find a Branch
Share with a friend

Have any other query?

Q. What are the easy ways to make YES BANK Credit Card Bill Payment?

A. You can pay the YES BANK Credit Card Bill through the following convenient channels
a) For YES BANK Account Holders:

  • NetBanking: Register yourself for the YES BANK NetBanking and make Credit Card payments online.
  • Standing Instruction: You can submit a written instruction to automatically debit a pre-determined portion of your monthly outstanding from your Savings/Current Account to your Credit Card Account..

b) For All Customers:

  • For NEFT/IMPS/RTGS mode of payment - “You can make your payment through NEFT/IMPS/RTGS fund transfer mode from other bank accounts. Please add your YES BANK Credit Card as a beneficiary. Use IFSC code: YESB0CMSNOC”
  • Billdesk: Click on the given link to make the payment using Billdesk facility https://netbanking.yesbank.co.in/netbanking/DISCLAIMER.html
  • Cheque Payment: You can make your Credit Card payment by cheque, quoting your 16 digit Credit Card Number, and drop the cheque at any of our drop boxes in your city. Please mention your name and mobile number on the back of the cheque.
  • Cash Payment: You can also make payment through Cash at YES BANK Branches.Please refer to the schedule of Charges in the Most Important Terms & Conditions for charges applicable for cash payments.

+

Q. How do I contact YES BANK Credit Cards Customer Care?

A. You may contact us on our 24*7 YES TOUCH Customer Care on the below numbers
a) YES FIRST Credit Cards

  •  1800 103 6000 (Toll Free for Mobile & Landlines in India)
  •  +91 22 4935 0000 (When Calling from Outside India)
  •  Email us at yesfirstcc@yesbank.in

b) YES Prosperity Credit Cards

  • 1800 103 1212 (Toll Free for Mobile & Landlines in India)
  • +91 22 4935 0000 (When Calling from Outside India)
  •  Email us at yestouchcc@yesbank.in

VIEW ALL FAQs

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Download Forms

Documents Required

  • Usage Guide: Overview of features and benefits on your Card
  • User Guide: CreditStrong
  • Most Important Terms & Conditions
  • Card Member Agreement
  • Code of Bank’s Commitment to Customers