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  • Banking


At YES BANK, we take pride in ensuring that we offer you the best in class solutions for your banking and financial needs.

Savings account

Higher Savings Account Interest rate of 6% p.a.^

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Higher Savings Account Interest rate of 6% p.a.^

^Interest rate of 6.25% p.a. is applicable to balances of INR 1 Crore & above, 6% p.a. for balances of INR 1 lakh upto INR 1 Crore and 5% p.a. for balances upto INR 1 lakh. Rates are subject to change at the sole discretion of YES BANK. Conditions apply


Superior Interest Rates on Fixed Deposits & Recurring Deposits.

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Preferential Pricing

Preferential pricing across a gambit of products and Services

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  • 40% lifetime discount on Locker Charges

  • Complimentary YES Securities Account* (Only NSDL Charges applicable) and Preferential Brokerage charges

* Applicable for Resident Customers

YES Invest

Complimentary YES INVEST relationship to take care of your investments

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  • Complimentary Demat Account – 100% AMC waived off for lifetime, only NSDL charges applicable

  • Complimentary YES Securities Account– 100% waiver of Account Opening charges with YES Securities*

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Applicable for Resident Customers*


Preferential rates for Foreign Exchange Services

Retail Loans

Personal Loan , Secured Loan, Car Loan & Housing Loan products at preferential rates

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Yes Individual Loans - Click Here to know more

ATM Facilities

Free and unlimited cash withdrawals at any Bank ATM in India & and at any MasterCard ATM internationally

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Free and unlimited cash withdrawals at any Bank ATM in India & and at any MasterCard ATM internationally

  • Enhanced cash withdrawal of INR 1,00,000

  • Domestic Purchase limits of INR 5,00,000

Digital Banking

State of the Art Digital Banking Channels

Doorstep Banking

Complimentary and prompt instrument pickup/delivery from your home/ office


Our team of experts provides guidance and ensure achievement of your financial goals

Financial guidance

Our team of experts follow a 4-step process to ensure achievement of your financial goals

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Our team of experts follow a 4-step process to ensure achievement of your financial goals

  • Understand your financial goals and risk appetite

  • Portfolio Recommendation based on your financial goals and risk appetite

  • Portfolio Construction through execution of the financial plan with your agreement

  • Periodic review and rebalancing

*Investment Advisory services are provided through Yes Securities

Product suite

Our product suite spans across various investment products

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Our product suite spans across

  • Mutual Funds

  • PMS and Structured Products

  • Bonds & Debentures

  • Life and Non Life Insurance products (in alliance with insurance partners, Max Life and Reliance)

  • Depository Services & Trading Services

MF Online

Complimentary MFOnline (Mutual Funds) - One stop solution for all equity, debt and gold investments

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MFOnline benefits

  • Hassle free paperless investing
  • Transact in Mutual Fund schemes of leading players in the industry
  • Greater convenience, as you can Access, Track and Transact at the click of button!
  • Same Day NAV possible*

FIRST Insights

Complimentary monthly economic overview of macro-global developments and domestic markets


Exclusive Service Experience


Experienced Relationship Manager with expertise in Wealth Management and Banking

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  • Experienced Relationship Manager with expertise in Wealth Management and Banking

  • Priority Service backed by dedicated Service Managers at the Home Branch

  • Exclusive state-of-the-art YES FIRST Lounges at flagship branches for a luxurious banking experience

Priority Service

Priority processing at Customer Care and across touch points

Monthly statements

Comprehensive Monthly Statements

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Comprehensive Monthly Statements: Your monthly statement with complete details of your Accounts, Fixed Deposits and Investments executed through the Bank


To upgrade your card to YES FIRST World Debit Card, please visit MySpace under NetBanking or your nearest branch


Complimentary YES FIRST World Debit card worth INR 2,499 p.a. with benefits worth over INR 71,000

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  • Exclusive welcome aboard offers worth INR 14,000 to enrich your shopping experience*

  • Complimentary access to domestic airport lounges, thrice per quarter* Click Here for the list of airport lounges and T & Cs

  • Enhanced daily domestic purchase limit of INR 5,00,000 and daily ATM withdrawal limit of INR 1,00,000 (Customizable)

  • INR 250 discount per month on movie tickets booked through BookMyShow

  • Attractive cross currency markup of 1.99%

  • Assured YES Reward Points on domestic spends & accelerated 4x reward points on international spends

  • Special offers on Fine Dining, Shopping, Travel, Entertainment and more

  • Green Fee waiver for accessing select premium golf courses in India*

*Powered by MasterCard

Credit Cards

Specially designed YES FIRST Credit card with Best in industry Features

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YES FIRST Cards - Click Here to know more


Insurance covers on your card

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Insurance covers on your debit card:

  • Lost Card Liability Protection: INR 5,00,000

  • Card Purchase Protection: INR 25,000

  • Personal Accident Insurance: INR 15,00,000

  • Air Accident Death Insurance: INR 100,00,000

*Powered by Master Card


We aim at providing you an experience that moves beyond managing your business to one that enriches your lifestyle with exclusive benefits


Complimentary Access to Domestic airport lounges*

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  • 3 complimentary domestic lounge access per quarter* Click here for the list (Terms and Conditions)

*Powered by MasterCard


Exclusive Golf Privileges*

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Exclusive Golf Privileges*

  • 4 Complimentary access to select Golf Courses in the year Click here for the list

  • Complimentary Golf lessons (1 per month)

*Powered by MasterCard


Exclusive concierge service program

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Exclusive Concierge Service Program - YES ASSIST:

  • Concierge Assistance:

    • Car rental and Limousine Referral and Reservations Assistance

    • Hotel Referrals and Reservations Assistance

    • Travel Referrals and Reservations Assistance

    • Special Events and Performance Assistance

    • Restaurant Referrals and Reservation Assistance

    • Movie tickets assistance (Only in Delhi - NCR, Mumbai, Bengaluru & Chennai)

    • Flower and Gift Delivery

  • Automobile Assistance:

    • Emergency Towing Assistance

    • Roadside Repair Assistance

  • Home Assistance:

    • Pest control Assistance

    • Electric Gadget Repair Assistance

    • Home Movers Assistance

For Assistance: Call - 022 28530270 or 1800119371*, Email - *Toll Free Number, accessible by MTNL / TATA / Reliance Network Users


Other Life Style Privileges

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Other Life Style Privileges

  • Exclusive events & previews

  • Unique travel & lifestyle privileges

  • Fine dining experience

  • Special luxury shopping offers

Important Documents

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